Capitol Federal Financial (CFFN) Stock Price, News & Analysis

Company Overview

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, construction loans, and small business loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; credit cards; mortgage loan; operates a call center; and invests in various securities. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, and a portion of the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

Key Stats

• Today's Range: $6.76 to $6.91
• 50-Day Range: $5.54 to $7.18
• 52-Week Range: $4.76 to $7.20
• Volume: 716,955 shs
• Average Volume: 873,712 shs
• Market Capitalization: $907.94 million
• P/E Ratio: 23.59
• Dividend Yield: 4.97%
• Price Target: $6.75
• Consensus Rating: Hold

Capitol Federal Financial Stock Analysis - MarketRank™

Capitol Federal Financial scored higher than 64% of companies evaluated by MarketBeat, and ranked 549th out of 963 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Capitol Federal Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Capitol Federal Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 11.11%

Earnings Growth

Earnings for Capitol Federal Financial are expected to grow by 11.11% in the coming year, from $0.45 to $0.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capitol Federal Financial is 23.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 109.33.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capitol Federal Financial is 23.59, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.81.

Price to Book Value per Share Ratio

Capitol Federal Financial has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.58% of the float of Capitol Federal Financial has been sold short.

Short Interest Ratio / Days to Cover

Capitol Federal Financial has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Capitol Federal Financial has recently decreased by 1.86%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Capitol Federal Financial is a leading dividend payer. It pays a dividend yield of 4.97%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Capitol Federal Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Capitol Federal Financial is 117.25%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Capitol Federal Financial will have a dividend payout ratio of 68.00% next year. This indicates that Capitol Federal Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.58% of the float of Capitol Federal Financial has been sold short.

Short Interest Ratio / Days to Cover

Capitol Federal Financial has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Capitol Federal Financial has recently decreased by 1.86%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 1.79

News Sentiment

Capitol Federal Financial has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Capitol Federal Financial this week, compared to 1 article on an average week.

Search Interest

3 people have searched for CFFN on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Capitol Federal Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.20% of the stock of Capitol Federal Financial is held by insiders.

Percentage Held by Institutions

88.51% of the stock of Capitol Federal Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CFFN Stock Analysis - Frequently Asked Questions

How have CFFN shares performed this year?

Capitol Federal Financial's stock was trading at $6.45 at the start of the year. Since then, CFFN stock has increased by 6.0% and is now trading at $6.84.
View the best growth stocks for 2024 here.

How were Capitol Federal Financial's earnings last quarter?

Capitol Federal Financial, Inc. (NASDAQ:CFFN) announced its quarterly earnings data on Wednesday, October, 23rd. The savings and loans company reported $0.09 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.07 by $0.02. The savings and loans company had revenue of $101.65 million for the quarter, compared to the consensus estimate of $45.40 million. Capitol Federal Financial had a trailing twelve-month return on equity of 4.69% and a net margin of 9.95%.

Who are Capitol Federal Financial's major shareholders?

Capitol Federal Financial's top institutional investors include State Street Corp (4.50%), Geode Capital Management LLC (2.14%), Charles Schwab Investment Management Inc. (1.26%) and Azora Capital LP (1.10%). Insiders that own company stock include Morris J Huey II, Rick C Jackson, Jeffrey M Johnson, James G Morris, Jeffrey R Thompson, Anthony S Barry, Natalie G Haag, Robert D Kobbeman and Michel Philipp Cole.
View institutional ownership trends.

How do I buy shares of Capitol Federal Financial?

Shares of CFFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Capitol Federal Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Capitol Federal Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Netflix (NFLX), NVIDIA (NVDA), Advanced Micro Devices (AMD), Home Depot (HD) and Meta Platforms (META).

Company Calendar

• Last Earnings: 10/23/2024
• Ex-Dividend for 11/15 Dividend: 11/01/2024
• Dividend Payable: 11/15/2024
• Today: 11/16/2024
• Next Earnings (Estimated): 1/22/2025
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:CFFN
• CUSIP: 14057J10
• CIK: 1490906
• Web: www.capfed.com
• Phone: (785) 235-1341
• Fax: 785-270-6046
• Employees: 730
• Year Founded: 1893

Price Target and Rating

• Average Stock Price Target: $6.75
• High Stock Price Target: $7.00
• Low Stock Price Target: $6.50
• Potential Upside/Downside: -1.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.29
• Trailing P/E Ratio: 23.59
• Forward P/E Ratio: 15.20
• P/E Growth: N/A
• Net Income: $38.01 million
• Net Margins: 9.95%
• Pretax Margin: 14.16%
• Return on Equity: 4.69%
• Return on Assets: 0.50%

Debt

• Debt-to-Equity Ratio: 2.11
• Current Ratio: 1.31
• Quick Ratio: 1.34

Sales & Book Value

• Annual Sales: $164.59 million
• Price / Sales: 5.52
• Cash Flow: $0.43 per share
• Price / Cash Flow: 16.02
• Book Value: $7.78 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 132,737,000
• Free Float: 129,817,000
• Market Cap: $907.92 million
• Optionable: Optionable
• Beta: 0.47