NASDAQ:COFS ChoiceOne Financial Services (COFS) Stock Price, News & Analysis $31.84 +0.41 (+1.30%) (As of 10/17/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends About ChoiceOne Financial Services Stock (NASDAQ:COFS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get COFS alerts:Sign Up Key Stats Today's Range$31.31▼$31.8450-Day Range$26.60▼$31.9252-Week Range$15.84▼$32.26Volume37,907 shsAverage Volume18,907 shsMarket Capitalization$241.06 millionP/E Ratio10.65Dividend Yield3.39%Price TargetN/AConsensus RatingN/A Company OverviewChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers alternative investment products, which include annuities and mutual funds; and sells insurance policies, such as life and health for commercial and consumer clients. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.Read More… If you missed the last crypto boom, you have to see this (Ad)A massive regulatory move is expected in the very near future… That could send a specific few cryptos soaring. 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Earnings Growth29.74% Earnings GrowthEarnings for ChoiceOne Financial Services are expected to grow by 29.74% in the coming year, from $3.06 to $3.97 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of ChoiceOne Financial Services is 10.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.82.Price to Earnings Ratio vs. SectorThe P/E ratio of ChoiceOne Financial Services is 10.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.04.Price to Book Value per Share RatioChoiceOne Financial Services has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about ChoiceOne Financial Services' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.75% of the outstanding shares of ChoiceOne Financial Services have been sold short.Short Interest Ratio / Days to CoverChoiceOne Financial Services has a short interest ratio ("days to cover") of 6.7.Change versus previous monthShort interest in ChoiceOne Financial Services has recently increased by 35.50%, indicating that investor sentiment is decreasing significantly. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipChoiceOne Financial Services is a leading dividend payer. It pays a dividend yield of 3.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthChoiceOne Financial Services has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of ChoiceOne Financial Services is 38.43%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, ChoiceOne Financial Services will have a dividend payout ratio of 27.20% next year. This indicates that ChoiceOne Financial Services will be able to sustain or increase its dividend.Read more about ChoiceOne Financial Services' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.75% of the outstanding shares of ChoiceOne Financial Services have been sold short.Short Interest Ratio / Days to CoverChoiceOne Financial Services has a short interest ratio ("days to cover") of 6.7.Change versus previous monthShort interest in ChoiceOne Financial Services has recently increased by 35.50%, indicating that investor sentiment is decreasing significantly. News and Social Media1.5 / 5News SentimentN/A News SentimentChoiceOne Financial Services has a news sentiment score of 0.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for ChoiceOne Financial Services this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, ChoiceOne Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $154,085.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.92% of the stock of ChoiceOne Financial Services is held by insiders.Percentage Held by InstitutionsOnly 19.90% of the stock of ChoiceOne Financial Services is held by institutions.Read more about ChoiceOne Financial Services' insider trading history. Receive COFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for ChoiceOne Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address COFS Stock News HeadlinesCOFS Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of ChoiceOne Financial Services, Inc. Is Fair to ShareholdersSeptember 21, 2024 | businesswire.comChoiceOne Bank Receives MCDC 2023 Lender of the Year AwardSeptember 19, 2024 | prnewswire.comTim Sykes’ Urgent Trade Alert: “Make this move now”WARNING: 80 Wall Street banks are gearing up for MASSIVE D.C. shock This $2 trillion D.C. shock is NOT about Trump or Biden dropping out of the race…October 18, 2024 | Timothy Sykes (Ad)ChoiceOne Bank Receives dotCOMM Gold Award Honoring Web Creativity, Digital Communication ExcellenceSeptember 10, 2024 | prnewswire.comChoiceOne Financial Services Inc (COFS)September 2, 2024 | investing.comChoiceOne Financial Announces Cash DividendsAugust 23, 2024 | prnewswire.comChoiceOne Financial Services IncAugust 21, 2024 | morningstar.comChoiceOne financial director buys shares worth $400,000July 31, 2024 | uk.investing.comSee More Headlines COFS Stock Analysis - Frequently Asked Questions How have COFS shares performed this year? ChoiceOne Financial Services' stock was trading at $29.30 at the beginning of the year. Since then, COFS stock has increased by 8.7% and is now trading at $31.84. View the best growth stocks for 2024 here. How were ChoiceOne Financial Services' earnings last quarter? ChoiceOne Financial Services, Inc. (NASDAQ:COFS) announced its earnings results on Thursday, July, 25th. The company reported $0.87 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.76 by $0.11. The business had revenue of $22.45 million for the quarter, compared to the consensus estimate of $21.60 million. ChoiceOne Financial Services had a trailing twelve-month return on equity of 11.35% and a net margin of 17.61%. How do I buy shares of ChoiceOne Financial Services? Shares of COFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of ChoiceOne Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that ChoiceOne Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and JPMorgan Chase & Co. (JPM). Company Calendar Last Earnings7/25/2024Ex-Dividend for 9/30 Dividend9/13/2024Dividend Payable9/30/2024Today10/17/2024Next Earnings (Estimated)10/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:COFS CUSIPN/A CIK803164 Webwww.choiceone.com Phone(616) 887-7366FaxN/AEmployees380Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.81 Trailing P/E Ratio10.65 Forward P/E Ratio10.41 P/E GrowthN/ANet Income$21.26 million Net Margins17.61% Pretax Margin21.53% Return on Equity11.35% Return on Assets0.87% Debt Debt-to-Equity Ratio1.15 Current Ratio0.72 Quick Ratio0.72 Sales & Book Value Annual Sales$83.51 million Price / Sales2.89 Cash Flow$4.86 per share Price / Cash Flow6.55 Book Value$25.93 per share Price / Book1.23Miscellaneous Outstanding Shares7,571,000Free Float8,249,000Market Cap$241.06 million OptionableNot Optionable Beta0.70 Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Click the link to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report This page (NASDAQ:COFS) was last updated on 10/18/2024 by MarketBeat.com Staff From Our PartnersTim Sykes’ Urgent Trade Alert: “Make this move now”WARNING: 80 Wall Street banks are gearing up for MASSIVE D.C. shock This $2 trillion D.C. shock is NOT abou...Timothy Sykes | SponsoredMan who Predicted Trump 2016 Win: “Prepare for Election Meltdown”Former advisor to the CIA, the Pentagon and the White House Jim Rickards went on multiple TV news programs… ...Paradigm Press | SponsoredCrypto’s next big bull run?Juan Villaverde may be America’s top crypto expert. And he says something big is coming for crypto – on Nov...Weiss Ratings | SponsoredWe recommended Nvidia in 2016, now we’re recommending this…The AI boom is just getting started. 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