Consumer Portfolio Services (CPSS) Stock Price, News & Analysis

Company Overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Key Stats

• Today's Range: $9.57 to $10.02
• 50-Day Range: $8.04 to $10.01
• 52-Week Range: $7.03 to $12.04
• Volume: 34,057 shs
• Average Volume: 31,350 shs
• Market Capitalization: $210.42 million
• P/E Ratio: 9.27
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Consumer Portfolio Services Stock Analysis - MarketRank™

Consumer Portfolio Services scored higher than 77% of companies evaluated by MarketBeat, and ranked 340th out of 910 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Consumer Portfolio Services.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 240.00%

Earnings Growth

Earnings for Consumer Portfolio Services are expected to grow by 240.00% in the coming year, from $0.90 to $3.06 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Consumer Portfolio Services is 9.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 133.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of Consumer Portfolio Services is 9.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.03.

Price to Book Value per Share Ratio

Consumer Portfolio Services has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

12.37% of the float of Consumer Portfolio Services has been sold short.

Short Interest Ratio / Days to Cover

Consumer Portfolio Services has a short interest ratio ("days to cover") of 25.1, which indicates bearish sentiment.

Change versus previous month

Short interest in Consumer Portfolio Services has recently decreased by 6.14%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Consumer Portfolio Services does not currently pay a dividend.

Dividend Growth

Consumer Portfolio Services does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

12.37% of the float of Consumer Portfolio Services has been sold short.

Short Interest Ratio / Days to Cover

Consumer Portfolio Services has a short interest ratio ("days to cover") of 25.1, which indicates bearish sentiment.

Change versus previous month

Short interest in Consumer Portfolio Services has recently decreased by 6.14%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 0.78

News Sentiment

Consumer Portfolio Services has a news sentiment score of 0.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Consumer Portfolio Services this week, compared to 1 article on an average week.

Search Interest

1 people have searched for CPSS on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,302,750.00 in company stock.

Percentage Held by Insiders

67.70% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CPSS Stock Analysis - Frequently Asked Questions

How have CPSS shares performed this year?

Consumer Portfolio Services' stock was trading at $9.37 at the beginning of the year. Since then, CPSS stock has increased by 6.8% and is now trading at $10.01.
View the best growth stocks for 2024 here.

How were Consumer Portfolio Services' earnings last quarter?

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) posted its earnings results on Tuesday, July, 30th. The credit services provider reported $0.19 earnings per share (EPS) for the quarter. The credit services provider earned $95.88 million during the quarter. Consumer Portfolio Services had a net margin of 7.22% and a trailing twelve-month return on equity of 9.76%.

How do I buy shares of Consumer Portfolio Services?

Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Consumer Portfolio Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/30/2024
• Today: 10/17/2024
• Next Earnings (Estimated): 11/14/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CPSS
• CUSIP: N/A
• CIK: 889609
• Web: www.consumerportfolio.com
• Phone: (949) 753-6800
• Fax: 949-753-6805
• Employees: 740
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.44
• Trailing P/E Ratio: 9.27
• Forward P/E Ratio: 11.12
• P/E Growth: N/A
• Net Income: $45.34 million
• Net Margins: 7.22%
• Pretax Margin: 10.03%
• Return on Equity: 9.76%
• Return on Assets: 0.89%

Debt

• Debt-to-Equity Ratio: 10.19
• Current Ratio: 21.80
• Quick Ratio: 21.80

Sales & Book Value

• Annual Sales: $204.84 million
• Price / Sales: 1.03
• Cash Flow: $2.79 per share
• Price / Cash Flow: 3.59
• Book Value: $13.01 per share
• Price / Book: 0.77

Miscellaneous

• Outstanding Shares: 21,021,000
• Free Float: 6,889,000
• Market Cap: $210.42 million
• Optionable: Optionable
• Beta: 2.01