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NASDAQ:CZNC

Citizens & Northern (CZNC) Stock Price, News & Analysis

Citizens & Northern logo
$20.85 +0.33 (+1.61%)
(As of 11/12/2024 ET)

About Citizens & Northern Stock (NASDAQ:CZNC)

Key Stats

Today's Range
$20.53
$21.00
50-Day Range
$18.36
$20.62
52-Week Range
$16.50
$23.50
Volume
44,560 shs
Average Volume
24,889 shs
Market Capitalization
$321.30 million
P/E Ratio
14.48
Dividend Yield
5.37%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; and lending products, including commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit. The company also offers wealth management services comprising 401(k) plans, retirement planning, estate planning, estate settlements, and asset management; personal and commercial insurance products; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents; and reinsures credit and mortgage, life and accident, and health insurance products. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

Citizens & Northern Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
72nd Percentile Overall Score

CZNC MarketRank™: 

Citizens & Northern scored higher than 72% of companies evaluated by MarketBeat, and ranked 397th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Citizens & Northern.

  • Earnings Growth

    Earnings for Citizens & Northern are expected to grow by 10.63% in the coming year, from $1.60 to $1.77 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Citizens & Northern is 14.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.75.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Citizens & Northern is 14.48, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 34.30.

  • Price to Book Value per Share Ratio

    Citizens & Northern has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Citizens & Northern's valuation and earnings.
  • Percentage of Shares Shorted

    0.42% of the float of Citizens & Northern has been sold short.
  • Short Interest Ratio / Days to Cover

    Citizens & Northern has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Citizens & Northern has recently increased by 6.98%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Citizens & Northern is a leading dividend payer. It pays a dividend yield of 5.43%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Citizens & Northern does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Citizens & Northern is 77.78%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, Citizens & Northern will have a dividend payout ratio of 63.28% next year. This indicates that Citizens & Northern will be able to sustain or increase its dividend.

  • Read more about Citizens & Northern's dividend.
  • Percentage of Shares Shorted

    0.42% of the float of Citizens & Northern has been sold short.
  • Short Interest Ratio / Days to Cover

    Citizens & Northern has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Citizens & Northern has recently increased by 6.98%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Citizens & Northern has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Citizens & Northern this week, compared to 0 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Citizens & Northern insiders have bought more of their company's stock than they have sold. Specifically, they have bought $8,114.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 3.74% of the stock of Citizens & Northern is held by insiders.

  • Percentage Held by Institutions

    Only 30.83% of the stock of Citizens & Northern is held by institutions.

  • Read more about Citizens & Northern's insider trading history.
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CZNC Stock News Headlines

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See More Headlines

CZNC Stock Analysis - Frequently Asked Questions

Citizens & Northern's stock was trading at $22.43 at the start of the year. Since then, CZNC stock has decreased by 7.0% and is now trading at $20.85.
View the best growth stocks for 2024 here
.

Citizens & Northern Co. (NASDAQ:CZNC) announced its quarterly earnings data on Thursday, October, 17th. The financial services provider reported $0.41 EPS for the quarter, missing analysts' consensus estimates of $0.45 by $0.04. The financial services provider earned $27.49 million during the quarter, compared to analysts' expectations of $28.10 million. Citizens & Northern had a net margin of 14.47% and a trailing twelve-month return on equity of 8.28%.

Citizens & Northern's top institutional investors include IVC Wealth Advisors LLC (0.65%), PNC Financial Services Group Inc. (0.52%) and SG Americas Securities LLC (0.03%). Insiders that own company stock include Frank G Pellegrino, Leo F Lambert, Terry L Lehman, Bobbi J Kilmer, Robert G Loughery, Tracy Ellen Watkins, Katherine W Shattuck, Helen S Santiago and Susan E Hartley.
View institutional ownership trends
.

Shares of CZNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens & Northern investors own include NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD).

Company Calendar

Last Earnings
10/17/2024
Ex-Dividend for 11/8 Dividend
10/28/2024
Dividend Payable
11/08/2024
Today
11/12/2024
Fiscal Year End
12/31/2024
Next Earnings (Estimated)
3/10/2025

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:CZNC
CUSIP
17292210
Employees
404
Year Founded
1864

Profitability

Net Income
$24.15 million
Pretax Margin
18.17%

Debt

Sales & Book Value

Annual Sales
$137.92 million
Cash Flow
$1.86 per share
Book Value
$17.99 per share

Miscellaneous

Free Float
14,838,000
Market Cap
$321.30 million
Optionable
Optionable
Beta
0.46

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This page (NASDAQ:CZNC) was last updated on 11/13/2024 by MarketBeat.com Staff
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