Encore Capital Group (ECPG) Stock Price, News & Analysis

Company Overview

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Key Stats

• Today's Range: $46.80 to $48.09
• 50-Day Range: $44.74 to $50.01
• 52-Week Range: $39.64 to $54.55
• Volume: 322,574 shs
• Average Volume: 148,798 shs
• Market Capitalization: $1.11 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $62.33
• Consensus Rating: Buy

Encore Capital Group Stock Analysis - MarketRank™

Encore Capital Group scored higher than 80% of companies evaluated by MarketBeat, and ranked 283rd out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Buy

Consensus Rating

Encore Capital Group has received a consensus rating of Buy. The company's average rating score is 3.25, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Encore Capital Group has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 45.78%

Earnings Growth

Earnings for Encore Capital Group are expected to grow by 45.78% in the coming year, from $5.09 to $7.42 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Encore Capital Group is -5.97, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Encore Capital Group is -5.97, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Encore Capital Group has a P/B Ratio of 1.18. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.35% of the float of Encore Capital Group has been sold short.

Short Interest Ratio / Days to Cover

Encore Capital Group has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in Encore Capital Group has recently decreased by 1.35%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Encore Capital Group does not currently pay a dividend.

Dividend Growth

Encore Capital Group does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 2.2 / 5
• Environmental Score: -0.30

Percentage of Shares Shorted

6.35% of the float of Encore Capital Group has been sold short.

Short Interest Ratio / Days to Cover

Encore Capital Group has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in Encore Capital Group has recently decreased by 1.35%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.92

News Sentiment

Encore Capital Group has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Encore Capital Group this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Encore Capital Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $65,874.00 in company stock.

Percentage Held by Insiders

Only 2.63% of the stock of Encore Capital Group is held by insiders.

ECPG Stock Analysis - Frequently Asked Questions

How have ECPG shares performed this year?

Encore Capital Group's stock was trading at $50.75 at the beginning of 2024. Since then, ECPG shares have decreased by 7.7% and is now trading at $46.83.
View the best growth stocks for 2024 here.

How were Encore Capital Group's earnings last quarter?

Encore Capital Group, Inc. (NASDAQ:ECPG) released its quarterly earnings data on Wednesday, November, 6th. The asset manager reported $1.26 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $1.48 by $0.22. The firm's revenue for the quarter was up 18.6% compared to the same quarter last year.

Does Encore Capital Group have any subsidiaries?

The following companies are subsidiaries of Encore Capital Group: Baycorp, Grove Capital Management, and Cabot Credit Management.

Who are Encore Capital Group's major shareholders?

Encore Capital Group's top institutional shareholders include Stephens Investment Management Group LLC (4.80%), State Street Corp (3.80%), Wellington Management Group LLP (3.19%) and FMR LLC (2.93%). Insiders that own company stock include Jonathan C Clark, Ryan B Bell, Laura Olle, Andrew Eric Asch and Gregory L Call.
View institutional ownership trends.

How do I buy shares of Encore Capital Group?

Shares of ECPG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Encore Capital Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Encore Capital Group investors own include NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 11/06/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Short - term business credit
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:ECPG
• CUSIP: 29255410
• CIK: 1084961
• Web: www.encorecapital.com
• Phone: (877) 445-4581
• Fax: 858-309-6978
• Employees: 7,400
• Year Founded: 1953

Price Target and Rating

• Average Stock Price Target: $62.33
• High Stock Price Target: $65.00
• Low Stock Price Target: $58.00
• Potential Upside/Downside: +33.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Most Recent Fiscal Year): ($7.85)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 9.20
• P/E Growth: N/A
• Net Income: $-206,490,000.00
• Net Margins: -13.91%
• Pretax Margin: -11.89%
• Return on Equity: 12.70%
• Return on Assets: 2.61%

Debt

• Debt-to-Equity Ratio: 3.39
• Current Ratio: 1.11
• Quick Ratio: 1.11

Sales & Book Value

• Annual Sales: $1.33 billion
• Price / Sales: 0.84
• Cash Flow: $17.67 per share
• Price / Cash Flow: 2.65
• Book Value: $39.80 per share
• Price / Book: 1.18

Miscellaneous

• Outstanding Shares: 23,691,000
• Free Float: 23,068,000
• Market Cap: $1.11 billion
• Optionable: Optionable
• Beta: 1.55