Enterprise Financial Services (EFSC) Stock Price, News & Analysis

Company Overview

Enterprise Financial Services Corp operates as the holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers primarily in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, agricultural, consumer, and other loan products. In addition, it offers treasury management and international trade services; tax credit brokerage services; life insurance premium and sponsor finance; tax credit related lending; other deposit accounts, such as community associations, property management, third party escrow, and trust services; treasury management product and services; customized solutions and products; cash management; fiduciary, investment management, and financial advisory services; and customer hedging products, including international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay services, fraud detection and prevention, automated payables, check image, and statement and document imaging; and controlled disbursements, repurchase agreements, and sweep investment accounts. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Key Stats

• Today's Range: $58.25 to $59.12
• 50-Day Range: $49.39 to $61.38
• 52-Week Range: $37.28 to $63.13
• Volume: 40,553 shs
• Average Volume: 147,740 shs
• Market Capitalization: $2.18 billion
• P/E Ratio: 12.46
• Dividend Yield: 1.90%
• Price Target: $58.33
• Consensus Rating: Buy

Enterprise Financial Services Stock Analysis - MarketRank™

Enterprise Financial Services scored higher than 83% of companies evaluated by MarketBeat, and ranked 243rd out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Enterprise Financial Services has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Enterprise Financial Services has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -4.82%

Earnings Growth

Earnings for Enterprise Financial Services are expected to decrease by -4.82% in the coming year, from $4.77 to $4.54 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Enterprise Financial Services is 12.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 134.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Enterprise Financial Services is 12.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 48.58.

Price to Book Value per Share Ratio

Enterprise Financial Services has a P/B Ratio of 1.33. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.21% of the float of Enterprise Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Financial Services has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Enterprise Financial Services has recently decreased by 22.94%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Enterprise Financial Services pays a meaningful dividend of 1.81%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Enterprise Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Enterprise Financial Services is 23.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Enterprise Financial Services will have a dividend payout ratio of 24.67% next year. This indicates that Enterprise Financial Services will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.5 / 5
• Environmental Score: -0.64

Percentage of Shares Shorted

1.21% of the float of Enterprise Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Financial Services has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Enterprise Financial Services has recently decreased by 22.94%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.66

News Sentiment

Enterprise Financial Services has a news sentiment score of 1.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Enterprise Financial Services this week, compared to 3 articles on an average week.

Search Interest

1 people have searched for EFSC on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Enterprise Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,956,000.00 in company stock.

Percentage Held by Insiders

Only 2.30% of the stock of Enterprise Financial Services is held by insiders.

Percentage Held by Institutions

72.21% of the stock of Enterprise Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EFSC Stock Analysis - Frequently Asked Questions

How have EFSC shares performed this year?

Enterprise Financial Services' stock was trading at $44.65 at the beginning of the year. Since then, EFSC stock has increased by 31.2% and is now trading at $58.56.
View the best growth stocks for 2024 here.

How were Enterprise Financial Services' earnings last quarter?

Enterprise Financial Services Corp (NASDAQ:EFSC) released its quarterly earnings data on Monday, October, 21st. The bank reported $1.29 earnings per share for the quarter, beating analysts' consensus estimates of $1.14 by $0.15. The bank earned $164.89 million during the quarter, compared to the consensus estimate of $157.56 million. Enterprise Financial Services had a net margin of 19.73% and a trailing twelve-month return on equity of 10.81%.

Who are Enterprise Financial Services' major shareholders?

Top institutional shareholders of Enterprise Financial Services include Wellington Management Group LLP (9.55%), State Street Corp (2.87%), Geode Capital Management LLC (2.40%) and Western Financial Corp CA (1.64%). Insiders that own company stock include Stephen P Marsh, Richard Sanborn, Robert E Guest Jr and Lyne Andrich.
View institutional ownership trends.

How do I buy shares of Enterprise Financial Services?

Shares of EFSC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Enterprise Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Enterprise Financial Services investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), DiamondRock Hospitality (DRH), The RMR Group (RMR), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR).

Company Calendar

• Ex-Dividend for 9/30 Dividend: 9/16/2024
• Dividend Payable: 9/30/2024
• Last Earnings: 10/21/2024
• Ex-Dividend for 12/31 Dividend: 12/16/2024
• Today: 12/18/2024
• Dividend Payable: 12/31/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EFSC
• CUSIP: 29371210
• CIK: 1025835
• Web: www.enterprisebank.com
• Phone: (314) 725-5500
• Fax: 314-812-4025
• Employees: 1,221
• Year Founded: 1988

Price Target and Rating

• Average Stock Price Target: $58.33
• High Stock Price Target: $68.00
• Low Stock Price Target: $45.00
• Potential Upside/Downside: -0.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.72
• Trailing P/E Ratio: 12.41
• Forward P/E Ratio: 12.28
• P/E Growth: N/A
• Net Income: $194.06 million
• Net Margins: 19.73%
• Pretax Margin: 24.65%
• Return on Equity: 10.81%
• Return on Assets: 1.24%

Debt

• Debt-to-Equity Ratio: 0.27
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $527.63 million
• Price / Sales: 4.12
• Cash Flow: $5.48 per share
• Price / Cash Flow: 10.68
• Book Value: $43.98 per share
• Price / Book: 1.33

Miscellaneous

• Outstanding Shares: 37,128,000
• Free Float: 36,274,000
• Market Cap: $2.17 billion
• Optionable: Optionable
• Beta: 0.99