EZCORP (EZPW) Stock Price, News & Analysis

Company Overview

EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. The company offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. It also retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, the company provides EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, it operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.

Key Stats

• Today's Range: $11.58 to $11.85
• 50-Day Range: $11.26 to $12.80
• 52-Week Range: $8.20 to $12.85
• Volume: 1.33 million shs
• Average Volume: 514,741 shs
• Market Capitalization: $641.60 million
• P/E Ratio: 10.61
• Dividend Yield: N/A
• Price Target: $16.00
• Consensus Rating: Moderate Buy

EZCORP Stock Analysis - MarketRank™

EZCORP scored higher than 84% of companies evaluated by MarketBeat, and ranked 238th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

EZCORP has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

EZCORP has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 10.32%

Earnings Growth

Earnings for EZCORP are expected to grow by 10.32% in the coming year, from $1.26 to $1.39 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of EZCORP is 10.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.35.

Price to Earnings Ratio vs. Sector

The P/E ratio of EZCORP is 10.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.79.

Price to Book Value per Share Ratio

EZCORP has a P/B Ratio of 0.80. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

14.94% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 14.8, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently decreased by 2.79%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

EZCORP does not currently pay a dividend.

Dividend Growth

EZCORP does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 0.2 / 5
• Environmental Score: -0.05

Percentage of Shares Shorted

14.94% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 14.8, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently decreased by 2.79%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: N/A

News Sentiment

EZCORP has a news sentiment score of 1.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for EZCORP this week, compared to 3 articles on an average week.

Search Interest

4 people have searched for EZPW on MarketBeat in the last 30 days. This is an increase of 33% compared to the previous 30 days.

MarketBeat Follows

3 people have added EZCORP to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, EZCORP insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $553,103.00 in company stock.

Percentage Held by Insiders

Only 2.13% of the stock of EZCORP is held by insiders.

Percentage Held by Institutions

99.83% of the stock of EZCORP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EZPW Stock Analysis - Frequently Asked Questions

How have EZPW shares performed this year?

EZCORP's stock was trading at $8.74 at the beginning of the year. Since then, EZPW shares have increased by 34.8% and is now trading at $11.78.
View the best growth stocks for 2024 here.

How were EZCORP's earnings last quarter?

EZCORP, Inc. (NASDAQ:EZPW) released its earnings results on Wednesday, May, 1st. The credit services provider reported $0.28 earnings per share for the quarter, topping the consensus estimate of $0.24 by $0.04. The credit services provider earned $285.64 million during the quarter, compared to analysts' expectations of $287.59 million. EZCORP had a net margin of 7.15% and a trailing twelve-month return on equity of 10.65%.

Who are EZCORP's major shareholders?

EZCORP's top institutional investors include Wasatch Advisors LP (4.56%), Stephens Investment Management Group LLC (3.63%), State Street Corp (1.98%) and Two Sigma Advisers LP (1.84%). Insiders that own company stock include Matthew W Appel, Nicole Swies and Sunil Sajnani.
View institutional ownership trends.

How do I buy shares of EZCORP?

Shares of EZPW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of EZCORP own?

Based on aggregate information from My MarketBeat watchlists, some other companies that EZCORP investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 5/01/2024
• Today: 12/22/2024
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Miscellaneous retail
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:EZPW
• CUSIP: 30230110
• CIK: 876523
• Web: www.ezcorp.com
• Phone: (512) 314-3400
• Fax: 512-314-3404
• Employees: 8,000
• Year Founded: 1978

Price Target and Rating

• Average Stock Price Target: $16.00
• High Stock Price Target: $19.00
• Low Stock Price Target: $13.00
• Potential Upside/Downside: +35.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.11
• Trailing P/E Ratio: 10.61
• Forward P/E Ratio: 9.35
• P/E Growth: N/A
• Net Income: $83.10 million
• Net Margins: 7.15%
• Pretax Margin: 9.95%
• Return on Equity: 10.65%
• Return on Assets: 5.65%

Debt

• Debt-to-Equity Ratio: 0.28
• Current Ratio: 2.71
• Quick Ratio: 1.99

Sales & Book Value

• Annual Sales: $1.16 billion
• Price / Sales: 0.55
• Cash Flow: $2.10 per share
• Price / Cash Flow: 5.62
• Book Value: $14.75 per share
• Price / Book: 0.80

Miscellaneous

• Outstanding Shares: 54,465,000
• Free Float: 53,305,000
• Market Cap: $641.60 million
• Optionable: Optionable
• Beta: 1.05