First Financial Northwest (FFNW) Stock Price, News & Analysis

Company Overview

First Financial Northwest, Inc. operates as the bank holding company for First Financial Northwest Bank that provides commercial banking services in Washington. The company offers a range of deposit products, including noninterest-bearing accounts, interest-bearing demand accounts, money market accounts, savings accounts, and certificates of deposit. Its loan products comprise one-to-four family residential loans; multifamily and commercial real estate loans; construction/land loans; business loans; and consumer loans, such as home equity loans, lines of credit, second mortgage term loans, auto loans, and savings account loans. The company also provides wealth management services; and online banking services, as well as debit cards and ATMs. The company was founded in 1923 and is headquartered in Renton, Washington.

Key Stats

• Today's Range: $20.95 to $21.25
• 50-Day Range: $20.59 to $22.71
• 52-Week Range: $20.10 to $23.50
• Volume: 52,121 shs
• Average Volume: 29,118 shs
• Market Capitalization: $196.05 million
• P/E Ratio: 193.11
• Dividend Yield: 1.22%
• Price Target: $23.50
• Consensus Rating: Hold

First Financial Northwest Stock Analysis - MarketRank™

First Financial Northwest scored higher than 41% of companies evaluated by MarketBeat, and ranked 737th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

First Financial Northwest has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Financial Northwest has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 200.00%

Earnings Growth

Earnings for First Financial Northwest are expected to grow by 200.00% in the coming year, from $0.09 to $0.27 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Financial Northwest is 193.11, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 111.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Financial Northwest is 193.11, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.00.

Price to Book Value per Share Ratio

First Financial Northwest has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.53% of the float of First Financial Northwest has been sold short.

Short Interest Ratio / Days to Cover

First Financial Northwest has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Financial Northwest has recently increased by 2.12%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

First Financial Northwest pays a meaningful dividend of 1.23%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Financial Northwest does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Financial Northwest is 236.39%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, First Financial Northwest will have a dividend payout ratio of 96.30% in the coming year. This indicates that First Financial Northwest may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.53% of the float of First Financial Northwest has been sold short.

Short Interest Ratio / Days to Cover

First Financial Northwest has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Financial Northwest has recently increased by 2.12%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.27

News Sentiment

First Financial Northwest has a news sentiment score of 0.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for First Financial Northwest this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Financial Northwest insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.22% of the stock of First Financial Northwest is held by insiders.

Percentage Held by Institutions

55.00% of the stock of First Financial Northwest is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FFNW Stock Analysis - Frequently Asked Questions

How have FFNW shares performed this year?

First Financial Northwest's stock was trading at $21.70 on January 1st, 2025. Since then, FFNW stock has decreased by 2.1% and is now trading at $21.24.
View the best growth stocks for 2025 here.

How were First Financial Northwest's earnings last quarter?

First Financial Northwest, Inc. (NASDAQ:FFNW) announced its quarterly earnings results on Tuesday, October, 29th. The bank reported ($0.07) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.07 by $0.14. The bank earned $20.09 million during the quarter, compared to analyst estimates of $9.49 million. First Financial Northwest had a net margin of 1.31% and a trailing twelve-month return on equity of 0.66%.

How do I buy shares of First Financial Northwest?

Shares of FFNW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Financial Northwest own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Financial Northwest investors own include JPMorgan Chase & Co. (JPM), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA), Home Depot (HD) and Netflix (NFLX).

Company Calendar

• Last Earnings: 10/29/2024
• Today: 1/21/2025
• Next Earnings (Estimated): 1/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:FFNW
• CUSIP: 32022K10
• CIK: 1401564
• Web: www.ffnwb.com
• Phone: (425) 255-4400
• Fax: 425-228-7227
• Employees: 140
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $23.50
• High Stock Price Target: $23.50
• Low Stock Price Target: $23.50
• Potential Upside/Downside: +11.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.11
• Trailing P/E Ratio: 191.56
• Forward P/E Ratio: 234.11
• P/E Growth: N/A
• Net Income: $6.30 million
• Net Margins: 1.31%
• Pretax Margin: 1.19%
• Return on Equity: 0.66%
• Return on Assets: 0.07%

Debt

• Debt-to-Equity Ratio: 0.62
• Current Ratio: 1.04
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $80.93 million
• Price / Sales: 2.40
• Cash Flow: $0.97 per share
• Price / Cash Flow: 21.81
• Book Value: $17.61 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 9,230,000
• Free Float: 8,564,000
• Market Cap: $194.48 million
• Optionable: Not Optionable
• Beta: 0.53