Positive News SentimentPositive NewsNASDAQ:FSBC Five Star Bancorp (FSBC) Stock Price, News & Analysis $32.63 +0.40 (+1.24%) (As of 11/21/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends About Five Star Bancorp Stock (NASDAQ:FSBC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Five Star Bancorp alerts:Sign Up Key Stats Today's Range$32.51▼$33.0050-Day Range$28.10▼$33.5052-Week Range$21.10▼$35.13Volume23,772 shsAverage Volume47,603 shsMarket Capitalization$695.67 millionP/E Ratio14.31Dividend Yield2.45%Price Target$32.33Consensus RatingModerate Buy Company OverviewFive Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.Read More… 2025 AI Stock Picks: 2 Hidden Gems Under $10/Share (Ad)The AI sector continues to make waves as we move into 2025, and now is a prime opportunity to get involved—without stretching your budget! We’ve just uncovered 2 promising AI stocks trading for under $10/share, and they’re positioned for impressive growth in the coming months.👉[Click here to get your FREE report delivered instantly!] Five Star Bancorp Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks77th Percentile Overall ScoreFSBC MarketRank™: Five Star Bancorp scored higher than 77% of companies evaluated by MarketBeat, and ranked 310th out of 916 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingFive Star Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageFive Star Bancorp has received no research coverage in the past 90 days.Read more about Five Star Bancorp's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth15.74% Earnings GrowthEarnings for Five Star Bancorp are expected to grow by 15.74% in the coming year, from $2.16 to $2.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Five Star Bancorp is 14.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.60.Price to Earnings Ratio vs. SectorThe P/E ratio of Five Star Bancorp is 14.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.79.Price to Book Value per Share RatioFive Star Bancorp has a P/B Ratio of 1.78. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Five Star Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.38% of the float of Five Star Bancorp has been sold short.Short Interest Ratio / Days to CoverFive Star Bancorp has a short interest ratio ("days to cover") of 4.9.Change versus previous monthShort interest in Five Star Bancorp has recently decreased by 13.44%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldFive Star Bancorp pays a meaningful dividend of 2.46%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFive Star Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Five Star Bancorp is 35.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Five Star Bancorp will have a dividend payout ratio of 32.00% next year. This indicates that Five Star Bancorp will be able to sustain or increase its dividend.Read more about Five Star Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.38% of the float of Five Star Bancorp has been sold short.Short Interest Ratio / Days to CoverFive Star Bancorp has a short interest ratio ("days to cover") of 4.9.Change versus previous monthShort interest in Five Star Bancorp has recently decreased by 13.44%, indicating that investor sentiment is improving significantly. News and Social Media3.2 / 5News Sentiment1.73 News SentimentFive Star Bancorp has a news sentiment score of 1.73. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.78 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Five Star Bancorp this week, compared to 2 articles on an average week.Search Interest2 people have searched for FSBC on MarketBeat in the last 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Five Star Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $60,315.00 in company stock.Percentage Held by Insiders25.57% of the stock of Five Star Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions46.94% of the stock of Five Star Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Five Star Bancorp's insider trading history. Receive FSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Five Star Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FSBC Stock News HeadlinesFive Star Bancorp (NASDAQ:FSBC) SVP Michael Eugene Lee Sells 1,500 SharesNovember 2, 2024 | insidertrades.comFive Star Bancorp Third Quarter 2024 Earnings: Misses ExpectationsOctober 31, 2024 | finance.yahoo.com[625,000% Gain] – Are You Ready for the Next Altcoin Boom?All of our key indicators are flashing the same signal: an altcoin season is fast approaching. And if you know anything about crypto, you know that altcoin seasons are where some of the biggest gains happen.November 21, 2024 | Crypto Swap Profits (Ad)KBW Keeps Their Hold Rating on Five Star (FSBC)October 30, 2024 | markets.businessinsider.comFive Star Bancorp Reports Strong Q3 2024 PerformanceOctober 29, 2024 | msn.comFive Star Bancorp (FSBC) Q3 2024 Earnings Call TranscriptOctober 29, 2024 | seekingalpha.comFive Star Bancorp 2024 Q3 - Results - Earnings Call PresentationOctober 29, 2024 | seekingalpha.comFive Star Bancorp reports Q3 EPS 52c, consensus 53cOctober 29, 2024 | markets.businessinsider.comSee More Headlines FSBC Stock Analysis - Frequently Asked Questions How have FSBC shares performed this year? Five Star Bancorp's stock was trading at $26.18 at the start of the year. Since then, FSBC stock has increased by 24.6% and is now trading at $32.63. View the best growth stocks for 2024 here. How were Five Star Bancorp's earnings last quarter? Five Star Bancorp (NASDAQ:FSBC) issued its quarterly earnings results on Monday, October, 28th. The company reported $0.52 EPS for the quarter, missing analysts' consensus estimates of $0.54 by $0.02. The business had revenue of $54.05 million for the quarter. Five Star Bancorp had a net margin of 21.35% and a trailing twelve-month return on equity of 12.80%. When did Five Star Bancorp IPO? Five Star Bancorp (FSBC) raised $101 million in an initial public offering (IPO) on Wednesday, May 5th 2021. The company issued 5,300,000 shares at a price of $18.00-$20.00 per share. Keefe, Bruyette & Woods (Stifel) acted as the underwriter for the IPO and Stephens, Inc. and D.A. Davidson were co-managers. Who are Five Star Bancorp's major shareholders? Top institutional investors of Five Star Bancorp include Geode Capital Management LLC (1.77%), State Street Corp (1.75%), Captrust Financial Advisors (1.60%) and Banc Funds Co. LLC (0.70%). Insiders that own company stock include David John Lucchetti, Robert Truxtun Perry-Smith, Michael Eugene Lee, Brett Levi Wait and Lydia Ann Ramirez-Medina. View institutional ownership trends. How do I buy shares of Five Star Bancorp? Shares of FSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Five Star Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Five Star Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Meta Platforms (META), NVIDIA (NVDA), Home Depot (HD) and Netflix (NFLX). Company Calendar Last Earnings10/28/2024Ex-Dividend for 11/12 Dividend11/04/2024Dividend Payable11/12/2024Today11/21/2024Fiscal Year End12/31/2024Next Earnings (Estimated)2/03/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:FSBC CUSIPN/A CIK1667939 Webwww.fairportsavingsbank.com Phone916-626-5000FaxN/AEmployees180Year FoundedN/APrice Target and Rating Average Stock Price Target$32.33 High Stock Price Target$34.00 Low Stock Price Target$31.00 Potential Upside/Downside+0.3%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$2.28 Trailing P/E Ratio14.14 Forward P/E Ratio14.92 P/E GrowthN/ANet Income$47.73 million Net Margins21.35% Pretax Margin29.94% Return on Equity12.80% Return on Assets1.18% Debt Debt-to-Equity RatioN/A Current Ratio1.06 Quick Ratio1.06 Sales & Book Value Annual Sales$181.89 million Price / Sales3.78 Cash Flow$2.92 per share Price / Cash Flow11.05 Book Value$18.29 per share Price / Book1.76Miscellaneous Outstanding Shares21,320,000Free Float15,868,000Market Cap$687.14 million OptionableOptionable Beta0.41 Unlock the Potential in Options TradingOptions trading isn’t just for the Wall Street elite; it’s an accessible strategy for anyone armed with the proper knowledge. 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