Guaranty Bancshares (GNTY) Stock Price, News & Analysis

Company Overview

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. Guaranty Bancshares, Inc. was founded in 1913 and is headquartered in Addison, Texas.

Key Stats

• Today's Range: $34.81 to $36.85
• 50-Day Range: $32.53 to $38.66
• 52-Week Range: $27.01 to $38.93
• Volume: 111,420 shs
• Average Volume: 18,818 shs
• Market Capitalization: $397.67 million
• P/E Ratio: 14.56
• Dividend Yield: 2.76%
• Price Target: $36.67
• Consensus Rating: Hold

Guaranty Bancshares Stock Analysis - MarketRank™

Guaranty Bancshares scored higher than 41% of companies evaluated by MarketBeat, and ranked 747th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Guaranty Bancshares has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Guaranty Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 0.81%

Earnings Growth

Earnings for Guaranty Bancshares are expected to grow by 0.81% in the coming year, from $2.46 to $2.48 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guaranty Bancshares is 15.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.04.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guaranty Bancshares is 15.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.03.

Price to Book Value per Share Ratio

Guaranty Bancshares has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for GNTY.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Guaranty Bancshares pays a meaningful dividend of 2.60%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Guaranty Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Guaranty Bancshares is 40.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Guaranty Bancshares will have a dividend payout ratio of 38.71% next year. This indicates that Guaranty Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for GNTY.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Guaranty Bancshares has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Guaranty Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guaranty Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $238,140.00 in company stock.

Percentage Held by Insiders

26.39% of the stock of Guaranty Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 39.39% of the stock of Guaranty Bancshares is held by institutions.

GNTY Stock Analysis - Frequently Asked Questions

How have GNTY shares performed this year?

Guaranty Bancshares' stock was trading at $33.62 on January 1st, 2024. Since then, GNTY stock has increased by 8.6% and is now trading at $36.50.
View the best growth stocks for 2024 here.

How were Guaranty Bancshares' earnings last quarter?

Guaranty Bancshares, Inc. (NASDAQ:GNTY) announced its earnings results on Monday, October, 21st. The company reported $0.65 earnings per share for the quarter, topping the consensus estimate of $0.62 by $0.03. The business had revenue of $45.59 million for the quarter, compared to analysts' expectations of $29.40 million. Guaranty Bancshares had a net margin of 15.01% and a trailing twelve-month return on equity of 8.86%.

When did Guaranty Bancshares IPO?

Guaranty Bancshares (GNTY) raised $54 million in an initial public offering on Tuesday, May 9th 2017. The company issued 2,000,000 shares at a price of $26.00-$28.00 per share. Sandler O’Neill + Partners and Stephens acted as the underwriters for the IPO.

Who are Guaranty Bancshares' major shareholders?

Guaranty Bancshares' top institutional shareholders include Arkadios Wealth Advisors (2.00%), Geode Capital Management LLC (1.65%), State Street Corp (1.51%) and FCG Investment Co (0.39%). Insiders that own company stock include Richard W Baker, James S Bunch, Tyson T Abston, Robert P Sharp, Charles A Cowell, Shalene A Jacobson, William Travis Brown, Lisa S Gallerano and Martin C Bell.
View institutional ownership trends.

How do I buy shares of Guaranty Bancshares?

Shares of GNTY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Guaranty Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Guaranty Bancshares investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH) and Southern First Bancshares (SFST).

Company Calendar

• Ex-Dividend for 10/9 Dividend: 9/30/2024
• Dividend Payable: 10/09/2024
• Last Earnings: 10/21/2024
• Today: 12/18/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:GNTY
• CUSIP: N/A
• CIK: 1058867
• Web: www.gnty.com
• Phone: (888) 572-9881
• Fax: N/A
• Employees: 470
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $36.67
• High Stock Price Target: $40.00
• Low Stock Price Target: $30.00
• Potential Upside/Downside: +0.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.39
• Trailing P/E Ratio: 15.28
• Forward P/E Ratio: 14.85
• P/E Growth: N/A
• Net Income: $30.04 million
• Net Margins: 15.01%
• Pretax Margin: 18.55%
• Return on Equity: 8.86%
• Return on Assets: 0.88%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.83
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $112.33 million
• Price / Sales: 3.72
• Cash Flow: $3.11 per share
• Price / Cash Flow: 11.76
• Book Value: $26.35 per share
• Price / Book: 1.39

Miscellaneous

• Outstanding Shares: 11,424,000
• Free Float: 8,409,000
• Market Cap: $417.32 million
• Optionable: Optionable
• Beta: 0.60