HomeTrust Bancshares (HTBI) Stock Price, News & Analysis

Company Overview

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, business, and nonprofit organizations. Its loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. The company also provides small business administration loans, equipment finance leases, and municipal leases; and cash management and online/mobile banking services. In addition, it invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal and corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Key Stats

• Today's Range: $36.71 to $37.36
• 50-Day Range: $31.94 to $37.98
• 52-Week Range: $22.31 to $38.62
• Volume: 39,044 shs
• Average Volume: 54,619 shs
• Market Capitalization: $649.31 million
• P/E Ratio: 11.72
• Dividend Yield: 1.30%
• Price Target: $38.00
• Consensus Rating: Moderate Buy

HomeTrust Bancshares Stock Analysis - MarketRank™

HomeTrust Bancshares scored higher than 58% of companies evaluated by MarketBeat, and ranked 511th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

HomeTrust Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

HomeTrust Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -8.68%

Earnings Growth

Earnings for HomeTrust Bancshares are expected to decrease by -8.68% in the coming year, from $3.11 to $2.84 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HomeTrust Bancshares is 11.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.33.

Price to Earnings Ratio vs. Sector

The P/E ratio of HomeTrust Bancshares is 11.72, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.60.

Price to Book Value per Share Ratio

HomeTrust Bancshares has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.45% of the float of HomeTrust Bancshares has been sold short.

Short Interest Ratio / Days to Cover

HomeTrust Bancshares has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HomeTrust Bancshares has recently decreased by 16.30%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

HomeTrust Bancshares pays a meaningful dividend of 1.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HomeTrust Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HomeTrust Bancshares is 15.19%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HomeTrust Bancshares will have a dividend payout ratio of 16.90% next year. This indicates that HomeTrust Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.45% of the float of HomeTrust Bancshares has been sold short.

Short Interest Ratio / Days to Cover

HomeTrust Bancshares has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HomeTrust Bancshares has recently decreased by 16.30%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: N/A

News Sentiment

HomeTrust Bancshares has a news sentiment score of 1.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for HomeTrust Bancshares this week, compared to 1 article on an average week.

MarketBeat Follows

31 people have added HomeTrust Bancshares to their MarketBeat watchlist in the last 30 days. This is an increase of 138% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HomeTrust Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.19% of the stock of HomeTrust Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.94% of the stock of HomeTrust Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HTBI Stock Analysis - Frequently Asked Questions

How have HTBI shares performed this year?

HomeTrust Bancshares' stock was trading at $26.92 on January 1st, 2024. Since then, HTBI shares have increased by 37.6% and is now trading at $37.04.
View the best growth stocks for 2024 here.

How were HomeTrust Bancshares' earnings last quarter?

HomeTrust Bancshares, Inc. (NASDAQ:HTBI) issued its quarterly earnings data on Thursday, October, 24th. The financial services provider reported $0.76 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.80 by $0.04. The financial services provider earned $74.93 million during the quarter, compared to analyst estimates of $50.13 million. HomeTrust Bancshares had a net margin of 18.53% and a trailing twelve-month return on equity of 10.41%.

Who are HomeTrust Bancshares' major shareholders?

Top institutional shareholders of HomeTrust Bancshares include State Street Corp (2.08%), Wellington Management Group LLP (2.05%), Geode Capital Management LLC (1.90%) and Charles Schwab Investment Management Inc. (0.91%). Insiders that own company stock include Dana L Stonestreet, Hunter Westbrook, Tony J Vuncannon, Craig C Koontz, Sidney A Biesecker, Richard Tyrone Williams, Laura C Kendall, Robert E James, R Parrish Little, Marty T Caywood, John Switzer, Kevin M Nunley and F K Mcfarland III.
View institutional ownership trends.

How do I buy shares of HomeTrust Bancshares?

Shares of HTBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of HomeTrust Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HomeTrust Bancshares investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Ex-Dividend for 8/29 Dividend: 8/15/2024
• Dividend Payable: 8/29/2024
• Last Earnings: 10/24/2024
• Ex-Dividend for 11/27 Dividend: 11/14/2024
• Today: 11/21/2024
• Dividend Payable: 11/27/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/22/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HTBI
• CUSIP: 43787210
• CIK: 1538263
• Web: www.htb.com
• Phone: (828) 259-3939
• Fax: N/A
• Employees: 541
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $38.00
• High Stock Price Target: $42.00
• Low Stock Price Target: $33.00
• Potential Upside/Downside: +2.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $3.16
• Trailing P/E Ratio: 11.72
• Forward P/E Ratio: 11.91
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: 18.53%
• Pretax Margin: 17.70%
• Return on Equity: 10.41%
• Return on Assets: 1.16%

Debt

• Debt-to-Equity Ratio: 0.50
• Current Ratio: 1.11
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $218.18 million
• Price / Sales: 2.98
• Cash Flow: $2.76 per share
• Price / Cash Flow: 13.43
• Book Value: $28.76 per share
• Price / Book: 1.29

Miscellaneous

• Outstanding Shares: 17,530,000
• Free Float: 15,218,000
• Market Cap: $649.31 million
• Optionable: Optionable
• Beta: 0.81