LCNB (LCNB) Stock Price, News & Analysis

Company Overview

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as individual retirement accounts and time certificates. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.

Key Stats

• Today's Range: $16.68 to $16.97
• 50-Day Range: $14.32 to $17.20
• 52-Week Range: $12.42 to $17.27
• Volume: 17,797 shs
• Average Volume: 21,958 shs
• Market Capitalization: $237.61 million
• P/E Ratio: 33.02
• Dividend Yield: 5.23%
• Price Target: N/A
• Consensus Rating: N/A

LCNB Stock Analysis - MarketRank™

LCNB scored higher than 80% of companies evaluated by MarketBeat, and ranked 250th out of 963 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for LCNB.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 60.55%

Earnings Growth

Earnings for LCNB are expected to grow by 60.55% in the coming year, from $1.09 to $1.75 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LCNB is 33.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 110.87.

Price to Earnings Ratio vs. Sector

The P/E ratio of LCNB is 33.02, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 26.17.

Price to Book Value per Share Ratio

LCNB has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.93% of the outstanding shares of LCNB have been sold short.

Short Interest Ratio / Days to Cover

LCNB has a short interest ratio ("days to cover") of 7.2.

Change versus previous month

Short interest in LCNB has recently decreased by 5.07%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

LCNB is a leading dividend payer. It pays a dividend yield of 5.23%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

LCNB does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of LCNB is 172.55%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, LCNB will have a dividend payout ratio of 50.29% next year. This indicates that LCNB will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.93% of the outstanding shares of LCNB have been sold short.

Short Interest Ratio / Days to Cover

LCNB has a short interest ratio ("days to cover") of 7.2.

Change versus previous month

Short interest in LCNB has recently decreased by 5.07%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

LCNB has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for LCNB this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, LCNB insiders have bought more of their company's stock than they have sold. Specifically, they have bought $32,240.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 5.79% of the stock of LCNB is held by insiders.

Percentage Held by Institutions

Only 34.73% of the stock of LCNB is held by institutions.

LCNB Stock Analysis - Frequently Asked Questions

How have LCNB shares performed this year?

LCNB's stock was trading at $15.77 on January 1st, 2024. Since then, LCNB shares have increased by 6.8% and is now trading at $16.84.
View the best growth stocks for 2024 here.

How were LCNB's earnings last quarter?

LCNB Corp. (NASDAQ:LCNB) announced its quarterly earnings data on Monday, October, 21st. The bank reported $0.31 EPS for the quarter, topping analysts' consensus estimates of $0.27 by $0.04. The bank earned $32.81 million during the quarter, compared to analyst estimates of $21.30 million. LCNB had a net margin of 5.88% and a trailing twelve-month return on equity of 6.39%.

Who are LCNB's major shareholders?

LCNB's top institutional investors include Ritter Daniher Financial Advisory LLC DE (3.95%), Geode Capital Management LLC (2.12%), State Street Corp (1.09%) and Kapstone Financial Advisors LLC (0.61%). Insiders that own company stock include Robert A Bedinghaus, Steve P Foster, William H Kaufman, Eric J Meilstrup, Lawrence P Jr Mulligan, Anne E Krehbiel, Craig Millis Johnson, Mary E Bradford and Takeitha W Lawson.
View institutional ownership trends.

How do I buy shares of LCNB?

Shares of LCNB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of LCNB own?

Based on aggregate information from My MarketBeat watchlists, some other companies that LCNB investors own include AUO (AUOTY), Waste Connections (WCN), American Water Works (AWK), The RMR Group (RMR), DiamondRock Hospitality (DRH), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR).

Company Calendar

• Ex-Dividend for 9/16 Dividend: 9/03/2024
• Dividend Payable: 9/16/2024
• Last Earnings: 10/21/2024
• Today: 11/17/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/29/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:LCNB
• CUSIP: N/A
• CIK: 1074902
• Web: www.lcnb.com
• Phone: (513) 932-1414
• Fax: 513-933-5262
• Employees: 310
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.51
• Trailing P/E Ratio: 33.02
• Forward P/E Ratio: 15.45
• P/E Growth: N/A
• Net Income: $12.63 million
• Net Margins: 5.88%
• Pretax Margin: 6.62%
• Return on Equity: 6.39%
• Return on Assets: 0.67%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 0.93
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $95.01 million
• Price / Sales: 2.50
• Cash Flow: $1.87 per share
• Price / Cash Flow: 9.00
• Book Value: $17.95 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 14,110,000
• Free Float: 13,293,000
• Market Cap: $237.61 million
• Optionable: Optionable
• Beta: 0.75