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NASDAQ:NWFL

Norwood Financial (NWFL) Stock Price, News & Analysis

Norwood Financial logo
$26.44 +0.19 (+0.72%)
As of 04:00 PM Eastern

About Norwood Financial Stock (NASDAQ:NWFL)

Key Stats

Today's Range
$26.27
$27.04
50-Day Range
$25.18
$31.35
52-Week Range
$23.50
$34.50
Volume
8,310 shs
Average Volume
9,576 shs
Market Capitalization
$213.90 million
P/E Ratio
16.63
Dividend Yield
4.69%
Price Target
$29.50
Consensus Rating
Moderate Buy

Company Overview

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest-bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; construction financing; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates branches in Northeastern Pennsylvania; and in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.

Norwood Financial Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
71st Percentile Overall Score

NWFL MarketRank™: 

Norwood Financial scored higher than 71% of companies evaluated by MarketBeat, and ranked 424th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Norwood Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Norwood Financial has only been the subject of 2 research reports in the past 90 days.

  • Read more about Norwood Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Norwood Financial are expected to grow by 20.48% in the coming year, from $2.10 to $2.53 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Norwood Financial is 16.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.77.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Norwood Financial is 16.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.03.

  • Price to Book Value per Share Ratio

    Norwood Financial has a P/B Ratio of 1.18. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Norwood Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.49% of the float of Norwood Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Norwood Financial has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Norwood Financial has recently increased by 17.66%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Norwood Financial is a leading dividend payer. It pays a dividend yield of 4.72%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Norwood Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Norwood Financial is 77.99%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, Norwood Financial will have a dividend payout ratio of 49.01% next year. This indicates that Norwood Financial will be able to sustain or increase its dividend.

  • Read more about Norwood Financial's dividend.
  • Percentage of Shares Shorted

    0.49% of the float of Norwood Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Norwood Financial has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Norwood Financial has recently increased by 17.66%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Norwood Financial has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.
  • Insider Buying vs. Insider Selling

    In the past three months, Norwood Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $199,992.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 9.30% of the stock of Norwood Financial is held by insiders.

  • Percentage Held by Institutions

    Only 28.08% of the stock of Norwood Financial is held by institutions.

  • Read more about Norwood Financial's insider trading history.
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NWFL Stock News Headlines

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Norwood Financial initiated with a Neutral at Piper Sandler
Norwood Financial initiated with a Buy at Janney Montgomery Scott
See More Headlines

NWFL Stock Analysis - Frequently Asked Questions

Norwood Financial's stock was trading at $27.20 on January 1st, 2025. Since then, NWFL shares have decreased by 2.8% and is now trading at $26.44.
View the best growth stocks for 2025 here
.

Norwood Financial Corp. (NASDAQ:NWFL) released its quarterly earnings data on Monday, October, 28th. The financial services provider reported $0.48 earnings per share (EPS) for the quarter. The financial services provider earned $30.78 million during the quarter. Norwood Financial had a trailing twelve-month return on equity of 6.94% and a net margin of 10.90%.

Norwood Financial shares split on the morning of Monday, September 18th 2017. The 3-2 split was announced on Wednesday, August 9th 2017. The newly minted shares were issued to shareholders after the closing bell on Friday, September 15th 2017. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

Top institutional investors of Norwood Financial include Code Waechter LLC (0.34%). Insiders that own company stock include Lewis J Critelli, Ronald R Schmalzle, William S Lance, John F Carmody, Andrew Forte, James O Donnelly, Jeffrey S Gifford and John Martin Mccaffery Jr.
View institutional ownership trends
.

Shares of NWFL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Norwood Financial investors own include Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Tesla (TSLA), Visa (V) and Home Depot (HD).

Company Calendar

Ex-Dividend for 11/1 Dividend
10/18/2024
Last Earnings
10/28/2024
Dividend Payable
11/01/2024
Ex-Dividend for 2/3 Dividend
1/15/2025
Today
1/21/2025
Dividend Payable
2/03/2025
Next Earnings (Estimated)
2/03/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:NWFL
Employees
260
Year Founded
1871

Price Target and Rating

Average Stock Price Target
$29.50
High Stock Price Target
$31.00
Low Stock Price Target
$28.00
Potential Upside/Downside
+11.6%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
2 Analysts

Profitability

Net Income
$16.76 million
Pretax Margin
13.80%

Debt

Sales & Book Value

Annual Sales
$103.66 million
Cash Flow
$2.45 per share
Book Value
$22.44 per share

Miscellaneous

Free Float
7,339,000
Market Cap
$213.90 million
Optionable
Not Optionable
Beta
0.62

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This page (NASDAQ:NWFL) was last updated on 1/21/2025 by MarketBeat.com Staff
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