Plumas Bancorp (PLBC) Stock Price, News & Analysis

Company Overview

Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio comprises of term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. In addition, the company provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. Plumas Bancorp was founded in 1980 and is headquartered in Reno, Nevada.

Key Stats

• Today's Range: $46.41 to $47.19
• 50-Day Range: $38.03 to $47.00
• 52-Week Range: $32.50 to $47.19
• Volume: 17,232 shs
• Average Volume: 16,089 shs
• Market Capitalization: $277.30 million
• P/E Ratio: 9.85
• Dividend Yield: 2.30%
• Price Target: $45.00
• Consensus Rating: Buy

Plumas Bancorp Stock Analysis - MarketRank™

Plumas Bancorp scored higher than 76% of companies evaluated by MarketBeat, and ranked 344th out of 963 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Plumas Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Plumas Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -10.94%

Earnings Growth

Earnings for Plumas Bancorp are expected to decrease by -10.94% in the coming year, from $4.66 to $4.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Plumas Bancorp is 9.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 110.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of Plumas Bancorp is 9.85, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.10.

Price to Book Value per Share Ratio

Plumas Bancorp has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.45% of the outstanding shares of Plumas Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Plumas Bancorp has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Plumas Bancorp has recently increased by 32.67%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Plumas Bancorp pays a meaningful dividend of 2.30%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Plumas Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Plumas Bancorp is 22.64%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Plumas Bancorp will have a dividend payout ratio of 26.02% next year. This indicates that Plumas Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.2 / 5
• Environmental Score: -0.65

Percentage of Shares Shorted

0.45% of the outstanding shares of Plumas Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Plumas Bancorp has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Plumas Bancorp has recently increased by 32.67%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.41

News Sentiment

Plumas Bancorp has a news sentiment score of 0.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Plumas Bancorp this week, compared to 2 articles on an average week.

MarketBeat Follows

Only 1 people have added Plumas Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Plumas Bancorp insiders have sold 729.08% more of their company's stock than they have bought. Specifically, they have bought $12,810.00 in company stock and sold $106,205.00 in company stock.

Percentage Held by Insiders

Only 9.00% of the stock of Plumas Bancorp is held by insiders.

Percentage Held by Institutions

41.68% of the stock of Plumas Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PLBC Stock Analysis - Frequently Asked Questions

How have PLBC shares performed this year?

Plumas Bancorp's stock was trading at $41.35 on January 1st, 2024. Since then, PLBC shares have increased by 13.7% and is now trading at $47.00.
View the best growth stocks for 2024 here.

How were Plumas Bancorp's earnings last quarter?

Plumas Bancorp (NASDAQ:PLBC) posted its quarterly earnings data on Wednesday, October, 16th. The financial services provider reported $1.31 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.14 by $0.17. The financial services provider earned $24.10 million during the quarter, compared to analysts' expectations of $20.60 million. Plumas Bancorp had a trailing twelve-month return on equity of 17.31% and a net margin of 31.02%.

Who are Plumas Bancorp's major shareholders?

Top institutional investors of Plumas Bancorp include The Manufacturers Life Insurance Company (2.89%), De Lisle Partners LLP (2.54%), Geode Capital Management LLC (2.09%) and State Street Corp (1.17%). Insiders that own company stock include Richard L Belstock, Richard Francis Kenny, Aaron M Boigon, Michonne R Ascuaga, Heidi S Gansert, Sushil Amathalal Patel and Bj North.
View institutional ownership trends.

How do I buy shares of Plumas Bancorp?

Shares of PLBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Plumas Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Plumas Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Netflix (NFLX), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 10/16/2024
• Ex-Dividend for 11/15 Dividend: 11/01/2024
• Dividend Payable: 11/15/2024
• Today: 11/16/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/15/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Short - term business credit
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PLBC
• CUSIP: N/A
• CIK: 1168455
• Web: www.plumasbank.com
• Phone: (775) 786-0907
• Fax: 530-283-3557
• Employees: 190
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $45.00
• High Stock Price Target: $45.00
• Low Stock Price Target: $45.00
• Potential Upside/Downside: -4.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.77
• Trailing P/E Ratio: 9.85
• Forward P/E Ratio: 10.09
• P/E Growth: N/A
• Net Income: $29.78 million
• Net Margins: 31.02%
• Pretax Margin: 42.06%
• Return on Equity: 17.31%
• Return on Assets: 1.73%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.79
• Quick Ratio: 0.79

Sales & Book Value

• Annual Sales: $85.31 million
• Price / Sales: 3.25
• Cash Flow: $5.70 per share
• Price / Cash Flow: 8.24
• Book Value: $30.85 per share
• Price / Book: 1.52

Miscellaneous

• Outstanding Shares: 5,900,000
• Free Float: 5,366,000
• Market Cap: $277.30 million
• Optionable: Not Optionable
• Beta: 0.67