NASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $15.72 -0.14 (-0.88%) (As of 11/22/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrends About Provident Financial Stock (NASDAQ:PROV) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Provident Financial alerts:Sign Up Key Stats Today's Range$15.55▼$15.9050-Day Range$14.14▼$15.9052-Week Range$11.10▼$16.24Volume10,787 shsAverage Volume7,221 shsMarket Capitalization$106.27 millionP/E Ratio14.42Dividend Yield3.56%Price Target$16.00Consensus RatingHold Company OverviewProvident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.Read More… When it comes to NVDA… “acceleration cycles” are the key (Ad)Expert options trader Graham Lindman has been working on a new way to tap into Nvidia’s options… By simply isolating outsized “acceleration cycles” within Nvidia stock (most investors don’t even know it exists)... And thanks to many months and late nights working out the kinks of the systems… They have finally found a way to target these cycles on Nvidia over and over again.Use this link to see Nvidia Unchained right away! Provident Financial Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks86th Percentile Overall ScorePROV MarketRank™: Provident Financial scored higher than 86% of companies evaluated by MarketBeat, and ranked 214th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingProvident Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageProvident Financial has only been the subject of 1 research reports in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth28.57% Earnings GrowthEarnings for Provident Financial are expected to grow by 28.57% in the coming year, from $1.05 to $1.35 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 14.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.97.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 14.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.10.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.43% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently decreased by 4.55%, indicating that investor sentiment is improving. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipProvident Financial is a leading dividend payer. It pays a dividend yield of 3.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 51.38%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 41.48% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. Sustainability and ESG0.8 / 5Environmental Score-0.07 Percentage of Shares Shorted0.43% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently decreased by 4.55%, indicating that investor sentiment is improving. News and Social Media1.4 / 5News SentimentN/A News SentimentProvident Financial has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Provident Financial this week, compared to 4 articles on an average week.MarketBeat FollowsOnly 1 people have added Provident Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $16,489.00 in company stock.Percentage Held by Insiders11.41% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address PROV Stock News HeadlinesCraig G. Blunden Sells 1,059 Shares of Provident Financial Holdings, Inc. (NASDAQ:PROV) StockNovember 2, 2024 | insidertrades.comProvident Financial adds six to commercial lending teamNovember 20 at 10:20 AM | markets.businessinsider.comJD Vance Predicts: Wall Street vs. Trump & Your MoneyTrump's back in the White House, but Wall Street is pissed. Here's the deal: Wall Street's about to purposely crash the bond market to sabotage Trump's comeback.November 23, 2024 | Priority Gold (Ad)Provident Financial (NASDAQ:PROV) Shares Cross Above 200 Day Moving Average - Here's WhyNovember 16, 2024 | americanbankingnews.comPPF: Interest rate offered on Public Provident Fund vis-a-vis other Small Savings Schemes. Check entire listNovember 10, 2024 | msn.comEmployees' Provident Fund: A look at withdrawal, taxation, TDS applicable on EPFNovember 10, 2024 | msn.comGeneral Provident Fund: Centre issues key clarification on PF settlement for retired govt employees. Read hereNovember 2, 2024 | msn.comGeneral Provident Fund: Centre issues clarification on payment of GPF to retired employeesNovember 1, 2024 | msn.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $12.61 on January 1st, 2024. Since then, PROV shares have increased by 24.7% and is now trading at $15.72. View the best growth stocks for 2024 here. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) released its quarterly earnings results on Monday, October, 28th. The financial services provider reported $0.28 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.25 by $0.03. The financial services provider had revenue of $14.97 million for the quarter, compared to the consensus estimate of $9.74 million. Provident Financial had a trailing twelve-month return on equity of 5.78% and a net margin of 12.58%. Who are Provident Financial's major shareholders? Provident Financial's top institutional investors include The Manufacturers Life Insurance Company (4.61%), Fourthstone LLC (1.02%), Geode Capital Management LLC (0.90%) and Empowered Funds LLC (0.38%). View institutional ownership trends. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), Exxon Mobil (XOM), Brunswick (BC) and Meta Platforms (META). Company Calendar Ex-Dividend for 9/5 Dividend8/15/2024Dividend Payable9/05/2024Last Earnings10/28/2024Ex-Dividend for 12/5 Dividend11/14/2024Today11/23/2024Dividend Payable12/05/2024Next Earnings (Estimated)2/03/2025Fiscal Year End6/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:PROV CUSIP74386810 CIK1010470 Webwww.myprovident.com Phone(951) 686-6060Fax909-782-6132Employees160Year FoundedN/APrice Target and Rating Average Stock Price Target$16.00 High Stock Price Target$16.00 Low Stock Price Target$16.00 Potential Upside/Downside+1.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.09 Trailing P/E Ratio14.42 Forward P/E Ratio14.97 P/E GrowthN/ANet Income$7.35 million Net Margins12.58% Pretax Margin17.78% Return on Equity5.78% Return on Assets0.58% Debt Debt-to-Equity Ratio1.93 Current Ratio1.25 Quick Ratio1.25 Sales & Book Value Annual Sales$58.67 million Price / Sales1.81 Cash Flow$1.51 per share Price / Cash Flow10.38 Book Value$19.16 per share Price / Book0.82Miscellaneous Outstanding Shares6,760,000Free Float5,991,000Market Cap$106.27 million OptionableNot Optionable Beta0.39 7 Energy Stocks to Buy and Hold ForeverDo you expect the global demand for energy to shrink?! 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