Rhinebeck Bancorp (RBKB) Stock Price, News & Analysis

Company Overview

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits, including non-interest-bearing demand, interest bearing demand, money market, commercial and personal checking, individual retirement, and saving accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; and other consumer loans consist of home equity loans and lines of credit. In addition, the company offers retail brokerage and advisory services; life insurance services; and invests in mutual funds, annuities, and other assets. Rhinebeck Bancorp, Inc. was founded in 1860 and is headquartered in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. is a subsidiary of Rhinebeck Bancorp, MHC.

Key Stats

• Today's Range: $9.88 to $9.90
• 50-Day Range: $9.83 to $10.49
• 52-Week Range: $7.30 to $10.50
• Volume: 830 shs
• Average Volume: 6,224 shs
• Market Capitalization: $108.50 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Rhinebeck Bancorp Stock Analysis - MarketRank™

Rhinebeck Bancorp scored higher than 15% of companies evaluated by MarketBeat, and ranked 915th out of 950 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Rhinebeck Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Rhinebeck Bancorp is -12.17, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Rhinebeck Bancorp is -12.17, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Rhinebeck Bancorp has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.20% of the float of Rhinebeck Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Rhinebeck Bancorp has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Rhinebeck Bancorp has recently increased by 3.57%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Rhinebeck Bancorp does not currently pay a dividend.

Dividend Growth

Rhinebeck Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.20% of the float of Rhinebeck Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Rhinebeck Bancorp has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Rhinebeck Bancorp has recently increased by 3.57%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.40

News Sentiment

Rhinebeck Bancorp has a news sentiment score of 0.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Rhinebeck Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Rhinebeck Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $10,000.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 6.36% of the stock of Rhinebeck Bancorp is held by insiders.

Percentage Held by Institutions

Only 23.88% of the stock of Rhinebeck Bancorp is held by institutions.

RBKB Stock Analysis - Frequently Asked Questions

How have RBKB shares performed this year?

Rhinebeck Bancorp's stock was trading at $9.67 on January 1st, 2025. Since then, RBKB shares have increased by 1.9% and is now trading at $9.8550.
View the best growth stocks for 2025 here.

How were Rhinebeck Bancorp's earnings last quarter?

Rhinebeck Bancorp, Inc. (NASDAQ:RBKB) released its quarterly earnings results on Thursday, January, 30th. The company reported $0.05 earnings per share for the quarter. Rhinebeck Bancorp had a positive trailing twelve-month return on equity of 3.44% and a negative net margin of 15.89%.

Who are Rhinebeck Bancorp's major shareholders?

Rhinebeck Bancorp's top institutional shareholders include Alliancebernstein L.P. (1.77%), Dimensional Fund Advisors LP (0.20%) and State of Wyoming (0.02%). Insiders that own company stock include Louis Jr Tumolo, Kevin M Nihill, Francis X Dwyer, Jamie J Bloom and Karen E Morgan-D'amelio.
View institutional ownership trends.

How do I buy shares of Rhinebeck Bancorp?

Shares of RBKB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Rhinebeck Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Rhinebeck Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), e.l.f. Beauty (ELF), General Electric (GE), Arista Networks (ANET) and Jabil (JBL).

Company Calendar

• Last Earnings: 1/30/2025
• Today: 3/31/2025
• Next Earnings (Estimated): 4/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RBKB
• CIK: 1751783
• Web: www.rhinebeckbank.com
• Phone: (845) 454-8555
• Fax: N/A
• Employees: 200
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): ($0.81)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $-8,620,000.00
• Net Margins: -15.89%
• Pretax Margin: -11.16%
• Return on Equity: 3.44%
• Return on Assets: 0.32%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $28.73 million
• Price / Sales: 3.83
• Cash Flow: $0.55 per share
• Price / Cash Flow: 17.94
• Book Value: $10.27 per share
• Price / Book: 0.97

Miscellaneous

• Outstanding Shares: 11,088,000
• Free Float: 10,383,000
• Market Cap: $109.99 million
• Optionable: Not Optionable
• Beta: 0.74