NASDAQ:REFI Chicago Atlantic Real Estate Finance (REFI) Stock Price, News & Analysis $15.31 0.00 (0.00%) Closing price 03/14/2025 04:00 PM EasternExtended Trading$15.27 -0.04 (-0.26%) As of 03/14/2025 06:42 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends About Chicago Atlantic Real Estate Finance Stock (NASDAQ:REFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get REFI alerts:Sign Up Key Stats Today's Range$15.08▼$15.3450-Day Range$15.17▼$16.2452-Week Range$14.82▼$16.47Volume135,196 shsAverage Volume106,775 shsMarket Capitalization$300.60 millionP/E Ratio7.66Dividend Yield12.28%Price Target$20.00Consensus RatingBuy Company OverviewChicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes offers senior loans to state-licensed operators in the cannabis industry. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is headquartered in Chicago, Illinois.Read More… Remove Ads Chicago Atlantic Real Estate Finance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks81st Percentile Overall ScoreREFI MarketRank™: Chicago Atlantic Real Estate Finance scored higher than 81% of companies evaluated by MarketBeat, and ranked 304th out of 954 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingBuy Consensus RatingChicago Atlantic Real Estate Finance has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageChicago Atlantic Real Estate Finance has only been the subject of 2 research reports in the past 90 days.Read more about Chicago Atlantic Real Estate Finance's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.11% Earnings GrowthEarnings for Chicago Atlantic Real Estate Finance are expected to grow by 2.11% in the coming year, from $1.90 to $1.94 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chicago Atlantic Real Estate Finance is 7.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.47.Price to Earnings Ratio vs. SectorThe P/E ratio of Chicago Atlantic Real Estate Finance is 7.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.92.Price to Book Value per Share RatioChicago Atlantic Real Estate Finance has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Chicago Atlantic Real Estate Finance's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.20% of the float of Chicago Atlantic Real Estate Finance has been sold short.Short Interest Ratio / Days to CoverChicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 1.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chicago Atlantic Real Estate Finance has recently decreased by 6.62%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipChicago Atlantic Real Estate Finance is a leading dividend payer. It pays a dividend yield of 11.65%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthChicago Atlantic Real Estate Finance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Chicago Atlantic Real Estate Finance is 94.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, Chicago Atlantic Real Estate Finance will have a dividend payout ratio of 96.91% in the coming year. This indicates that Chicago Atlantic Real Estate Finance may not be able to sustain their current dividend.Read more about Chicago Atlantic Real Estate Finance's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.20% of the float of Chicago Atlantic Real Estate Finance has been sold short.Short Interest Ratio / Days to CoverChicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 1.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chicago Atlantic Real Estate Finance has recently decreased by 6.62%, indicating that investor sentiment is improving significantly. News and Social Media2.9 / 5News Sentiment0.24 News SentimentChicago Atlantic Real Estate Finance has a news sentiment score of 0.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 12 news articles for Chicago Atlantic Real Estate Finance this week, compared to 2 articles on an average week.Search Interest6 people have searched for REFI on MarketBeat in the last 30 days. MarketBeat Follows2 people have added Chicago Atlantic Real Estate Finance to their MarketBeat watchlist in the last 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Chicago Atlantic Real Estate Finance insiders have not sold or bought any company stock.Percentage Held by Insiders12.30% of the stock of Chicago Atlantic Real Estate Finance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 25.48% of the stock of Chicago Atlantic Real Estate Finance is held by institutions.Read more about Chicago Atlantic Real Estate Finance's insider trading history. Receive REFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chicago Atlantic Real Estate Finance and its competitors with MarketBeat's FREE daily newsletter. Email Address REFI Stock News HeadlinesChicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) Q4 2024 Earnings Call TranscriptMarch 13 at 9:19 AM | msn.comChicago Atlantic expects to maintain dividend payout ratio of 90%-100% in 2025March 13 at 1:55 AM | markets.businessinsider.comHas Trump finally met his match?Dylan Jovine predicted the 2008 crash over a year before it happened. Folks who listened to him had the chance to walk away with gains as high as 235%, 459%, and 700% - all while the stock market got cut in half. Could he be right again?March 15, 2025 | Behind the Markets (Ad)Q4 2024 Chicago Atlantic Real Estate Finance Inc Earnings CallMarch 13 at 1:55 AM | finance.yahoo.comChicago Atlantic Real Estate Finance Reports 2024 EarningsMarch 13 at 12:26 AM | tipranks.comChicago Atlantic’s Earnings Call Reveals Positive OutlookMarch 12 at 8:57 PM | tipranks.comChicago Atlantic Real Estate Finance, Inc. (REFI) Q4 2024 Earnings Call TranscriptMarch 12 at 2:44 PM | seekingalpha.comChicago Atlantic reports Q4 distributable EPS 46c vs. 53c last yearMarch 12 at 8:25 AM | markets.businessinsider.comSee More Headlines REFI Stock Analysis - Frequently Asked Questions How have REFI shares performed this year? Chicago Atlantic Real Estate Finance's stock was trading at $15.42 at the start of the year. Since then, REFI shares have decreased by 0.7% and is now trading at $15.31. View the best growth stocks for 2025 here. How were Chicago Atlantic Real Estate Finance's earnings last quarter? Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) released its quarterly earnings data on Wednesday, August, 9th. The company reported $0.54 earnings per share for the quarter, missing the consensus estimate of $0.64 by $0.10. The business had revenue of $14.66 million for the quarter, compared to analyst estimates of $15.78 million. Chicago Atlantic Real Estate Finance had a net margin of 64.57% and a trailing twelve-month return on equity of 13.17%. When did Chicago Atlantic Real Estate Finance IPO? Chicago Atlantic Real Estate Finance (REFI) raised $106 million in an initial public offering (IPO) on Wednesday, December 8th 2021. The company issued 6,250,000 shares at a price of $16.00-$18.00 per share. Who are Chicago Atlantic Real Estate Finance's major shareholders? Top institutional investors of Chicago Atlantic Real Estate Finance include Intrepid Capital Management Inc. (3.62%), Fielder Capital Group LLC (3.43%), Tidal Investments LLC (2.50%) and Corient Private Wealth LLC (1.22%). Insiders that own company stock include John Mazarakis, Anthony Cappell, David Kite, Jason D Papastavrou and Peter Sack. View institutional ownership trends. How do I buy shares of Chicago Atlantic Real Estate Finance? Shares of REFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chicago Atlantic Real Estate Finance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chicago Atlantic Real Estate Finance investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), Advanced Micro Devices (AMD), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Walmart (WMT). Company Calendar Last Earnings8/09/2023Ex-Dividend for 1/13 Dividend12/31/2024Dividend Payable1/13/2025Today3/14/2025Next Earnings (Estimated)5/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Real estate investment trusts Sub-IndustryTrading Current SymbolNASDAQ:REFI CIK1867949 Webwww.chicagoatlanticcredit.com Phone312-809-7002FaxN/AEmployeesN/AYear FoundedN/APrice Target and Rating Average Stock Price Target$20.00 High Stock Price Target$20.00 Low Stock Price Target$20.00 Potential Upside/Downside+31.4%Consensus RatingBuy Rating Score (0-4)3.33 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$2.00 Trailing P/E Ratio7.60 Forward P/E Ratio8.01 P/E GrowthN/ANet Income$38.71 million Net Margins64.57% Pretax Margin64.57% Return on Equity13.17% Return on Assets10.10% Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$55.79 million Price / Sales5.35 Cash Flow$1.97 per share Price / Cash Flow7.74 Book Value$14.95 per share Price / Book1.02Miscellaneous Outstanding Shares19,634,000Free Float17,219,000Market Cap$298.73 million OptionableOptionable Beta0.22 These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. 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