Riverview Bancorp (RVSB) Stock Price, News & Analysis

Company Overview

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

Key Stats

• Today's Range: $4.85 to $4.93
• 50-Day Range: $4.41 to $4.91
• 52-Week Range: $3.30 to $6.57
• Volume: 20,004 shs
• Average Volume: 22,130 shs
• Market Capitalization: $103.45 million
• P/E Ratio: 98.20
• Dividend Yield: 1.63%
• Price Target: N/A
• Consensus Rating: N/A

Riverview Bancorp Stock Analysis - MarketRank™

Riverview Bancorp scored higher than 93% of companies evaluated by MarketBeat, and ranked 109th out of 963 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Riverview Bancorp.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 66.67%

Earnings Growth

Earnings for Riverview Bancorp are expected to grow by 66.67% in the coming year, from $0.18 to $0.30 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Riverview Bancorp is 98.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 112.03.

Price to Earnings Ratio vs. Sector

The P/E ratio of Riverview Bancorp is 98.20, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 26.39.

Price to Book Value per Share Ratio

Riverview Bancorp has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.13% of the float of Riverview Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Riverview Bancorp has a short interest ratio ("days to cover") of 1.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Riverview Bancorp has recently decreased by 31.79%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Riverview Bancorp pays a meaningful dividend of 1.63%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Riverview Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Riverview Bancorp is 160.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Riverview Bancorp will have a dividend payout ratio of 26.67% next year. This indicates that Riverview Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.13% of the float of Riverview Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Riverview Bancorp has a short interest ratio ("days to cover") of 1.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Riverview Bancorp has recently decreased by 31.79%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.21

News Sentiment

Riverview Bancorp has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Riverview Bancorp this week, compared to 0 articles on an average week.

MarketBeat Follows

11 people have added Riverview Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Riverview Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $12,050.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.90% of the stock of Riverview Bancorp is held by insiders.

Percentage Held by Institutions

69.60% of the stock of Riverview Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RVSB Stock Analysis - Frequently Asked Questions

How have RVSB shares performed this year?

Riverview Bancorp's stock was trading at $6.40 at the beginning of 2024. Since then, RVSB shares have decreased by 23.3% and is now trading at $4.91.
View the best growth stocks for 2024 here.

How were Riverview Bancorp's earnings last quarter?

Riverview Bancorp, Inc. (NASDAQ:RVSB) released its quarterly earnings data on Thursday, October, 24th. The savings and loans company reported $0.07 EPS for the quarter, topping analysts' consensus estimates of $0.04 by $0.03. The savings and loans company had revenue of $18.78 million for the quarter, compared to the consensus estimate of $12.20 million. Riverview Bancorp had a trailing twelve-month return on equity of 3.06% and a net margin of 1.47%.

Who are Riverview Bancorp's major shareholders?

Riverview Bancorp's top institutional shareholders include Fourthstone LLC (8.48%), The Manufacturers Life Insurance Company (4.49%), Royce & Associates LP (1.21%) and Geode Capital Management LLC (1.00%). Insiders that own company stock include Daniel D Cox, Bessie Ross Wills, Robert Benke, Patricia Eby, Bradley Carlson, Valerie Moreno, Larry Hoff, Stacey Graham and Nicole Sherman.
View institutional ownership trends.

How do I buy shares of Riverview Bancorp?

Shares of RVSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Riverview Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Riverview Bancorp investors own include Exxon Mobil (XOM), JPMorgan Chase & Co. (JPM), Bristol-Myers Squibb (BMY), Cheniere Energy (LNG), Walgreens Boots Alliance (WBA), AlTi Global (ALTI) and NVIDIA (NVDA).

Company Calendar

• Ex-Dividend for 10/18 Dividend: 10/07/2024
• Dividend Payable: 10/18/2024
• Last Earnings: 10/24/2024
• Today: 11/17/2024
• Next Earnings (Estimated): 1/23/2025
• Fiscal Year End: 3/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RVSB
• CUSIP: N/A
• CIK: 1041368
• Web: www.riverviewbank.com
• Phone: (360) 693-6650
• Fax: 360-693-6275
• Employees: 220
• Year Founded: 1923

Profitability

• EPS (Most Recent Fiscal Year): $0.05
• Trailing P/E Ratio: 98.20
• Forward P/E Ratio: 27.28
• P/E Growth: N/A
• Net Income: $3.80 million
• Net Margins: 1.47%
• Pretax Margin: 1.41%
• Return on Equity: 3.06%
• Return on Assets: 0.31%

Debt

• Debt-to-Equity Ratio: 0.82
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $66.80 million
• Price / Sales: 1.55
• Cash Flow: $0.49 per share
• Price / Cash Flow: 9.98
• Book Value: $7.63 per share
• Price / Book: 0.64

Miscellaneous

• Outstanding Shares: 21,070,000
• Free Float: 20,458,000
• Market Cap: $103.45 million
• Optionable: Optionable
• Beta: 0.76