Sound Financial Bancorp (SFBC) Stock Price, News & Analysis

Company Overview

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. The company was founded in 1953 and is headquartered in Seattle, Washington.

Key Stats

• Today's Range: $54.00 to $54.00
• 50-Day Range: $52.53 to $54.95
• 52-Week Range: $35.80 to $55.99
• Volume: 388 shs
• Average Volume: 1,594 shs
• Market Capitalization: $138.46 million
• P/E Ratio: 35.29
• Dividend Yield: 1.41%
• Price Target: N/A
• Consensus Rating: N/A

Sound Financial Bancorp Stock Analysis - MarketRank™

Sound Financial Bancorp scored higher than 65% of companies evaluated by MarketBeat, and ranked 446th out of 920 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Sound Financial Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Sound Financial Bancorp is 35.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 122.96.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sound Financial Bancorp is 35.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 40.74.

Price to Book Value per Share Ratio

Sound Financial Bancorp has a P/B Ratio of 1.35. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.06% of the float of Sound Financial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sound Financial Bancorp has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sound Financial Bancorp has recently decreased by 7.14%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Sound Financial Bancorp pays a meaningful dividend of 1.44%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sound Financial Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Sound Financial Bancorp is 49.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.06% of the float of Sound Financial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sound Financial Bancorp has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sound Financial Bancorp has recently decreased by 7.14%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.34

News Sentiment

Sound Financial Bancorp has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Sound Financial Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sound Financial Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $65,206.00 in company stock.

Percentage Held by Insiders

12.60% of the stock of Sound Financial Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

68.85% of the stock of Sound Financial Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SFBC Stock Analysis - Frequently Asked Questions

How have SFBC shares performed this year?

Sound Financial Bancorp's stock was trading at $39.00 at the beginning of 2024. Since then, SFBC shares have increased by 38.5% and is now trading at $54.00.
View the best growth stocks for 2024 here.

How were Sound Financial Bancorp's earnings last quarter?

Sound Financial Bancorp, Inc. (NASDAQ:SFBC) posted its earnings results on Friday, July, 24th. The bank reported $0.82 earnings per share (EPS) for the quarter. The bank had revenue of $8.48 million for the quarter. Sound Financial Bancorp had a net margin of 6.49% and a trailing twelve-month return on equity of 3.88%.

Who are Sound Financial Bancorp's major shareholders?

Top institutional investors of Sound Financial Bancorp include Geode Capital Management LLC (0.93%), Financial Insights Inc. (0.69%), Arcus Capital Partners LLC (0.37%) and Empowered Funds LLC (0.30%). Insiders that own company stock include Robert F Carney, David S Haddad Jr and James E Sweeney.
View institutional ownership trends.

How do I buy shares of Sound Financial Bancorp?

Shares of SFBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Sound Financial Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sound Financial Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), General Electric (GE), Arista Networks (ANET), e.l.f. Beauty (ELF) and Jabil (JBL).

Company Calendar

• Last Earnings: 7/24/2020
• Ex-Dividend for 11/26 Dividend: 11/12/2024
• Today: 11/23/2024
• Dividend Payable: 11/26/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/24/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SFBC
• CUSIP: N/A
• CIK: 1541119
• Web: www.soundcb.com
• Phone: (206) 448-0884
• Fax: N/A
• Employees: 140
• Year Founded: 1953

Profitability

• EPS (Most Recent Fiscal Year): $1.53
• Trailing P/E Ratio: 35.29
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $7.44 million
• Net Margins: 6.49%
• Pretax Margin: 7.74%
• Return on Equity: 3.88%
• Return on Assets: 0.37%

Debt

• Debt-to-Equity Ratio: 0.51
• Current Ratio: 1.12
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $34.92 million
• Price / Sales: 3.97
• Cash Flow: $3.57 per share
• Price / Cash Flow: 15.12
• Book Value: $39.87 per share
• Price / Book: 1.35

Miscellaneous

• Outstanding Shares: 2,564,000
• Free Float: 2,241,000
• Market Cap: $138.46 million
• Optionable: Not Optionable
• Beta: 0.68