SR Bancorp (SRBK) Stock Price, News & Analysis

Company Overview

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.

Key Stats

• Today's Range: $11.65 to $12.19
• 50-Day Range: $11.36 to $12.44
• 52-Week Range: $8.94 to $12.76
• Volume: 60,158 shs
• Average Volume: 25,677 shs
• Market Capitalization: $112.62 million
• P/E Ratio: 203.20
• Dividend Yield: 1.64%
• Price Target: N/A
• Consensus Rating: N/A

SR Bancorp Stock Analysis - MarketRank™

SR Bancorp scored higher than 11% of companies evaluated by MarketBeat, and ranked 904th out of 929 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for SR Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of SR Bancorp is 203.20, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 20.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of SR Bancorp is 203.20, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.56.

Price to Book Value per Share Ratio

SR Bancorp has a P/B Ratio of 0.57. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.62% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SR Bancorp has recently increased by 64.73%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

SR Bancorp pays a meaningful dividend of 1.65%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SR Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of SR Bancorp is 333.33%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.62% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SR Bancorp has recently increased by 64.73%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for SR Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, SR Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $174,689.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 3.60% of the stock of SR Bancorp is held by insiders.

Percentage Held by Institutions

Only 24.70% of the stock of SR Bancorp is held by institutions.

SRBK Stock Analysis - Frequently Asked Questions

How have SRBK shares performed this year?

SR Bancorp's stock was trading at $11.91 on January 1st, 2025. Since then, SRBK stock has increased by 2.4% and is now trading at $12.19.
View the best growth stocks for 2025 here.

How were SR Bancorp's earnings last quarter?

SR Bancorp, Inc. (NASDAQ:SRBK) posted its quarterly earnings data on Friday, January, 31st. The company reported $0.12 EPS for the quarter. SR Bancorp had a net margin of 0.95% and a trailing twelve-month return on equity of 0.21%.

When did SR Bancorp IPO?

SR Bancorp (SRBK) raised $91 million in an initial public offering on Wednesday, September 20th 2023. The company issued 9,055,172 shares at $10.00 per share.

How do I buy shares of SR Bancorp?

Shares of SRBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SR Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SR Bancorp investors own include AutoZone (AZO), Intel (INTC), TJX Companies (TJX), Abacus Health Products (ABAHF), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM) and Bank of America (BAC).

Company Calendar

• Last Earnings: 1/31/2025
• Record date for 4/15 Dividend: 3/31/2025
• Ex-Dividend for 4/15 Dividend: 3/31/2025
• Today: 4/09/2025
• Dividend Payable: 4/15/2025
• Next Earnings (Estimated): 4/29/2025
• Fiscal Year End: 6/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SRBK
• Previous Symbol: NASDAQ:SRBK
• CIK: 1951276
• Web: www.somersetsavings.com
• Phone: 732-560-1700
• Fax: N/A
• Employees: 65
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.06
• Trailing P/E Ratio: 202.95
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $-10,860,000.00
• Net Margins: 0.95%
• Pretax Margin: 3.93%
• Return on Equity: 0.21%
• Return on Assets: 0.04%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 1.01
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $28.95 million
• Price / Sales: 3.89
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $21.45 per share
• Price / Book: 0.57

Miscellaneous

• Outstanding Shares: 9,239,000
• Free Float: 8,906,000
• Market Cap: $112.48 million
• Optionable: Not Optionable
• Beta: 0.79