Territorial Bancorp (TBNK) Stock Price, News & Analysis

Company Overview

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that engages in the provision of various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings, money market, commercial and regular checking, and Super NOW accounts, as well as certificates of deposit. It also provides various loan products, such as one-to four-family residential mortgage loans; home equity loans; consumer loans; and multi-family mortgage, commercial business, construction, commercial real estate, and other nonresidential real estate loans, as well as lines of credit and investment securities. In addition, the company is involved in the insurance agency activities. Further, it provides various non-deposit investments comprising annuities and mutual funds through a third-party broker-dealer. The company was founded in 1921 and is headquartered in Honolulu, Hawaii.

Key Stats

• Today's Range: $10.68 to $10.88
• 50-Day Range: $9.30 to $11.42
• 52-Week Range: $6.92 to $11.64
• Volume: 5,246 shs
• Average Volume: 25,240 shs
• Market Capitalization: $95.36 million
• P/E Ratio: N/A
• Dividend Yield: 0.37%
• Price Target: $9.89
• Consensus Rating: Hold

Territorial Bancorp Stock Analysis - MarketRank™

Territorial Bancorp scored higher than 19% of companies evaluated by MarketBeat, and ranked 863rd out of 916 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Territorial Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Territorial Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Territorial Bancorp is -41.54, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Territorial Bancorp is -41.54, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Territorial Bancorp has a P/B Ratio of 0.38. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.35% of the float of Territorial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Territorial Bancorp has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Territorial Bancorp has recently decreased by 24.24%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

Territorial Bancorp has a dividend yield of 0.38%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Territorial Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.35% of the float of Territorial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Territorial Bancorp has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Territorial Bancorp has recently decreased by 24.24%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.81

News Sentiment

Territorial Bancorp has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Territorial Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Territorial Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.00% of the stock of Territorial Bancorp is held by insiders.

Percentage Held by Institutions

50.35% of the stock of Territorial Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TBNK Stock Analysis - Frequently Asked Questions

How have TBNK shares performed this year?

Territorial Bancorp's stock was trading at $11.15 at the start of the year. Since then, TBNK shares have decreased by 3.1% and is now trading at $10.80.
View the best growth stocks for 2024 here.

How were Territorial Bancorp's earnings last quarter?

Territorial Bancorp Inc. (NASDAQ:TBNK) posted its earnings results on Monday, October, 28th. The financial services provider reported ($0.15) EPS for the quarter, missing analysts' consensus estimates of ($0.05) by $0.10. The financial services provider earned $18.93 million during the quarter. Territorial Bancorp had a negative net margin of 3.01% and a negative trailing twelve-month return on equity of 0.90%.

Who are Territorial Bancorp's major shareholders?

Top institutional shareholders of Territorial Bancorp include Wellington Management Group LLP (8.90%), Geode Capital Management LLC (0.85%), International Assets Investment Management LLC (0.39%) and State Street Corp (0.34%).
View institutional ownership trends.

How do I buy shares of Territorial Bancorp?

Shares of TBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Territorial Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Territorial Bancorp investors own include Devon Energy (DVN), McDonald's (MCD), ARMOUR Residential REIT (ARR), The Herzfeld Caribbean Basin Fund (CUBA), Ford Motor (F), TFS Financial (TFSL) and Goodyear Tire & Rubber (GT).

Company Calendar

• Ex-Dividend for 8/23 Dividend: 8/09/2024
• Dividend Payable: 8/23/2024
• Last Earnings: 10/28/2024
• Ex-Dividend for 11/22 Dividend: 11/08/2024
• Today: 11/21/2024
• Dividend Payable: 11/22/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/24/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:TBNK
• CUSIP: 88145X10
• CIK: 1447051
• Web: www.territorialsavings.net
• Phone: (808) 946-1400
• Fax: 808-951-1250
• Employees: 232
• Year Founded: 1921

Price Target and Rating

• Average Stock Price Target: $9.89
• High Stock Price Target: $11.27
• Low Stock Price Target: $8.50
• Potential Upside/Downside: -8.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): ($0.26)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.03 million
• Net Margins: -3.01%
• Pretax Margin: -4.45%
• Return on Equity: -0.90%
• Return on Assets: -0.10%

Debt

• Debt-to-Equity Ratio: 0.71
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $36.37 million
• Price / Sales: 2.61
• Cash Flow: $0.97 per share
• Price / Cash Flow: 11.12
• Book Value: $28.45 per share
• Price / Book: 0.38

Miscellaneous

• Outstanding Shares: 8,832,000
• Free Float: 8,037,000
• Market Cap: $94.86 million
• Optionable: Optionable
• Beta: 0.61