Timberland Bancorp (TSBK) Stock Price, News & Analysis

Company Overview

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, and commercial real estate loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, land development, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.

Key Stats

• Today's Range: $29.81 to $30.55
• 50-Day Range: $28.50 to $33.39
• 52-Week Range: $23.93 to $33.98
• Volume: 10,164 shs
• Average Volume: 8,897 shs
• Market Capitalization: $239.26 million
• P/E Ratio: 9.72
• Dividend Yield: 3.33%
• Price Target: N/A
• Consensus Rating: N/A

Timberland Bancorp Stock Analysis - MarketRank™

Timberland Bancorp scored higher than 67% of companies evaluated by MarketBeat, and ranked 460th out of 960 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Timberland Bancorp.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Timberland Bancorp is 9.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 102.96.

Price to Earnings Ratio vs. Sector

The P/E ratio of Timberland Bancorp is 9.72, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.21.

Price to Book Value per Share Ratio

Timberland Bancorp has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.23% of the float of Timberland Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Timberland Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Timberland Bancorp has recently increased by 19.58%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Timberland Bancorp pays a meaningful dividend of 3.33%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Timberland Bancorp has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Timberland Bancorp is 32.36%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.23% of the float of Timberland Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Timberland Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Timberland Bancorp has recently increased by 19.58%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.51

News Sentiment

Timberland Bancorp has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Timberland Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Timberland Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $135,819.00 in company stock.

Percentage Held by Insiders

Only 3.70% of the stock of Timberland Bancorp is held by insiders.

Percentage Held by Institutions

65.49% of the stock of Timberland Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TSBK Stock Analysis - Frequently Asked Questions

How have TSBK shares performed this year?

Timberland Bancorp's stock was trading at $30.51 on January 1st, 2025. Since then, TSBK shares have decreased by 1.6% and is now trading at $30.02.
View the best growth stocks for 2025 here.

How were Timberland Bancorp's earnings last quarter?

Timberland Bancorp, Inc. (NASDAQ:TSBK) posted its quarterly earnings results on Monday, January, 27th. The savings and loans company reported $0.86 earnings per share for the quarter. Timberland Bancorp had a trailing twelve-month return on equity of 10.28% and a net margin of 22.88%.

Who are Timberland Bancorp's major shareholders?

Timberland Bancorp's top institutional shareholders include Empowered Funds LLC (0.65%), Rhumbline Advisers (0.10%) and SG Americas Securities LLC (0.04%). Insiders that own company stock include Michael R Sand, Jon C Parker, David Alan Smith, Andrea M Clinton, Jonathan Arthur Fischer, Matthew J Debord, Marci A Basich and Breanne D Antich.
View institutional ownership trends.

How do I buy shares of Timberland Bancorp?

Shares of TSBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Timberland Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Timberland Bancorp investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

• Ex-Dividend for 11/29 Dividend: 11/15/2024
• Dividend Payable: 11/29/2024
• Last Earnings: 1/27/2025
• Today: 2/01/2025
• Ex-Dividend for 2/28 Dividend: 2/14/2025
• Dividend Payable: 2/28/2025
• Next Earnings (Estimated): 4/21/2025
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TSBK
• CUSIP: N/A
• CIK: 1046050
• Web: www.timberlandbank.com
• Phone: (360) 533-4747
• Fax: 360-533-4743
• Employees: 300
• Year Founded: 1915

Profitability

• EPS (Most Recent Fiscal Year): $3.09
• Trailing P/E Ratio: 9.72
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $24.28 million
• Net Margins: 22.88%
• Pretax Margin: 28.69%
• Return on Equity: 10.28%
• Return on Assets: 1.30%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $105.96 million
• Price / Sales: 2.26
• Cash Flow: $3.24 per share
• Price / Cash Flow: 9.27
• Book Value: $30.81 per share
• Price / Book: 0.97

Miscellaneous

• Outstanding Shares: 7,970,000
• Free Float: 7,673,000
• Market Cap: $239.26 million
• Optionable: Optionable
• Beta: 0.68