NASDAQ:UBCP United Bancorp (UBCP) Stock Price, News & Analysis $12.86 -0.79 (-5.79%) Closing price 03/10/2025 04:00 PM EasternExtended Trading$12.94 +0.08 (+0.58%) As of 03/10/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends About United Bancorp Stock (NASDAQ:UBCP) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get United Bancorp alerts:Sign Up Key Stats Today's Range$12.80▼$13.6750-Day Range$12.41▼$14.0352-Week Range$11.40▼$15.50Volume13,123 shsAverage Volume5,143 shsMarket Capitalization$74.45 millionP/E Ratio10.13Dividend Yield5.68%Price TargetN/AConsensus RatingN/A Company OverviewUnited Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.Read More… Remove Ads United Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks51st Percentile Overall ScoreUBCP MarketRank™: United Bancorp scored higher than 51% of companies evaluated by MarketBeat, and ranked 630th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Bancorp. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancorp is 10.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.49.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancorp is 10.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.97.Price to Book Value per Share RatioUnited Bancorp has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.19% of the float of United Bancorp has been sold short.Short Interest Ratio / Days to CoverUnited Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancorp has recently increased by 24.32%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend LeadershipUnited Bancorp is a leading dividend payer. It pays a dividend yield of 5.41%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bancorp has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of United Bancorp is 57.48%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.19% of the float of United Bancorp has been sold short.Short Interest Ratio / Days to CoverUnited Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancorp has recently increased by 24.32%, indicating that investor sentiment is decreasing significantly. News and Social Media2.5 / 5News Sentiment0.48 News SentimentUnited Bancorp has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.85 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for United Bancorp this week, compared to 1 article on an average week.MarketBeat Follows1 people have added United Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders11.71% of the stock of United Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 15.42% of the stock of United Bancorp is held by institutions.Read more about United Bancorp's insider trading history. Receive UBCP Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address UBCP Stock News HeadlinesUnited Bancorp board approves special dividend of 17.5c per shareFebruary 21, 2025 | markets.businessinsider.comInvestors in United Bancorp (NASDAQ:UBCP) have unfortunately lost 7.8% over the last three yearsFebruary 15, 2025 | finance.yahoo.comDOGE officially begins retirement transformationElon Musk's Department of Government Efficiency ("DOGE") just announced the first-ever "fully digital retirement" process . This fired the starting gun on the biggest economic transformation in American history.March 11, 2025 | Altimetry (Ad)United Bancorp, Inc. Reports 2024 Fourth Quarter Earnings and Earnings Performance for the Twelve Months Ended December 31, 2024February 7, 2025 | investing.comEgypt’s United Bank set to raise $104m from listingNovember 13, 2024 | msn.comHere’s Why United Bank (UBAB) Appreciated Despite Mixed ResultsNovember 11, 2024 | msn.comUnited Community Banks, Inc. (NYSE:UCB) Q3 2024 Earnings Call TranscriptOctober 24, 2024 | msn.comU.S. Bancorp Announces Third Quarter Earnings Conference Call DetailsOctober 2, 2024 | businesswire.comSee More Headlines UBCP Stock Analysis - Frequently Asked Questions How have UBCP shares performed this year? United Bancorp's stock was trading at $13.00 at the beginning of the year. Since then, UBCP stock has decreased by 1.1% and is now trading at $12.86. View the best growth stocks for 2025 here. How were United Bancorp's earnings last quarter? United Bancorp, Inc. (NASDAQ:UBCP) released its quarterly earnings results on Friday, February, 7th. The financial services provider reported $0.31 EPS for the quarter. United Bancorp had a net margin of 16.83% and a trailing twelve-month return on equity of 11.73%. Who are United Bancorp's major shareholders? United Bancorp's top institutional shareholders include Commonwealth Financial Services LLC (1.41%), Tallon Kerry Patrick (0.76%), Wesbanco Bank Inc. (0.73%) and Dimensional Fund Advisors LP (0.71%). Insiders that own company stock include Scott A Everson, Gary W Glessner, Randall M Greenwood, Matthew Fredrick Branstetter, John M Hoopingarner and Richard L Riesbeck. View institutional ownership trends. How do I buy shares of United Bancorp? Shares of UBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorp investors own include United Bankshares (UBSI), AbbVie (ABBV), QUALCOMM (QCOM), UnitedHealth Group (UNH), Verizon Communications (VZ), Walgreens Boots Alliance (WBA) and Huntington Bancshares (HBAN). Company Calendar Ex-Dividend for 12/20 Dividend12/10/2024Dividend Payable12/20/2024Last Earnings2/07/2025Today3/10/2025Ex-Dividend for 3/20 Dividend3/10/2025Dividend Payable3/20/2025Next Earnings (Estimated)5/07/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:UBCP CIK731653 Webwww.unitedbancorp.com Phone(740) 633-0445Fax740-633-1448Employees120Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.27 Trailing P/E Ratio10.13 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.40 million Net Margins16.83% Pretax Margin18.65% Return on Equity11.73% Return on Assets0.90% Debt Debt-to-Equity Ratio1.51 Current Ratio0.79 Quick Ratio0.79 Sales & Book Value Annual Sales$29.26 million Price / Sales2.54 Cash Flow$1.86 per share Price / Cash Flow6.91 Book Value$11.12 per share Price / Book1.16Miscellaneous Outstanding Shares5,789,000Free Float5,111,000Market Cap$74.45 million OptionableNot Optionable Beta0.38 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Enter your email address to learn more about using beta to protect your portfolio.Get This Free Report This page (NASDAQ:UBCP) was last updated on 3/11/2025 by MarketBeat.com Staff From Our PartnersElon Musk Wants to Audit Fort Knox—What It Means for Your RetirementYou can take advantage of the coming tariff-fueled gold melt-up right inside your IRA or 401(k) – 100% TAX-FRE...Colonial Metals | SponsoredURGENT: This Altcoin Opportunity Won’t Wait – Act NowCrypto has officially entered the "banana zone" – that wild phase where prices can 1000x in days. It happen...Crypto Swap Profits | SponsoredHas Trump finally met his match?Dylan Jovine predicted the 2008 crash over a year before it happened. 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