NASDAQ:UBFO United Security Bancshares (UBFO) Stock Price, News & Analysis $8.91 +0.46 (+5.44%) (As of 09/20/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends Get United Security Bancshares alerts: Email Address About United Security Bancshares Stock (NASDAQ:UBFO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get UBFO alerts:Sign Up Key Stats Today's Range$8.40▼$8.9450-Day Range$7.37▼$8.4552-Week Range$6.82▼$8.94Volume67,428 shsAverage Volume19,542 shsMarket Capitalization$154.32 millionP/E Ratio8.57Dividend Yield5.39%Price TargetN/AConsensus RatingN/A Company OverviewUnited Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.Read More… Forget Trump and Kamala (Ad)Forget Trump and Kamala. I don't care who you vote for - This calendar is the only thing that matters right now.Download my Dividend Calendar here United Security Bancshares Stock Analysis - MarketRank™See Top Rated MarketRank™ StocksOverall MarketRank™: 41st PercentileUnited Security Bancshares scored higher than 41% of companies evaluated by MarketBeat, and ranked 685th out of 905 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Security Bancshares.Read more about United Security Bancshares' stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Security Bancshares is 8.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 134.19.Price to Earnings Ratio vs. SectorThe P/E ratio of United Security Bancshares is 8.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 35.67.Price to Book Value per Share RatioUnited Security Bancshares has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Security Bancshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.09% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 4.63%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipUnited Security Bancshares is a leading dividend payer. It pays a dividend yield of 5.71%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Security Bancshares has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of United Security Bancshares is 46.15%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Security Bancshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.09% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 4.63%, indicating that investor sentiment is decreasing. News and Social Media0.0 / 5News SentimentN/A Search InterestOnly 1 people have searched for UBFO on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,132,677.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders20.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.88% of the stock of United Security Bancshares is held by institutions.Read more about United Security Bancshares' insider trading history. Receive UBFO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Security Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBFO Stock News HeadlinesInvesting in United Security Bancshares (NASDAQ:UBFO) five years ago would have delivered you a 4.7% gainSeptember 11, 2024 | finance.yahoo.comUnited Security Bancshares Insiders Added US$1.70m Of Stock To Their HoldingsAugust 15, 2024 | finance.yahoo.comThe election trade you can't losePolitics is an unpredictable game. But no matter what happens in the next few months... There's one thing that can't be stopped by anything: Dividends.September 20, 2024 | Investors Alley (Ad)United Security Bancshares Reports Second Quarter 2024 EarningsJuly 19, 2024 | finance.yahoo.comUnited Security Bancshares Declares Quarterly Cash DividendJune 26, 2024 | businesswire.comWhile institutions own 31% of United Security Bancshares (NASDAQ:UBFO), retail investors are its largest shareholders with 49% ownershipMay 23, 2024 | finance.yahoo.comUnited Security Bancshares First Quarter 2024 Earnings: EPS: US$0.24 (vs US$0.36 in 1Q 2023)April 24, 2024 | finance.yahoo.comUnited Security Bancshares Reports First Quarter 2024 EarningsApril 18, 2024 | businesswire.comSee More Headlines UBFO Stock Analysis - Frequently Asked Questions How have UBFO shares performed this year? United Security Bancshares' stock was trading at $8.41 on January 1st, 2024. Since then, UBFO stock has increased by 5.9% and is now trading at $8.91. View the best growth stocks for 2024 here. How were United Security Bancshares' earnings last quarter? United Security Bancshares (NASDAQ:UBFO) released its quarterly earnings data on Thursday, July, 18th. The financial services provider reported $0.25 earnings per share for the quarter. The financial services provider had revenue of $13.04 million for the quarter. United Security Bancshares had a net margin of 26.73% and a trailing twelve-month return on equity of 14.48%. Who are United Security Bancshares' major shareholders? Top institutional shareholders of United Security Bancshares include Dimensional Fund Advisors LP (4.91%) and Private Wealth Advisors LLC (0.47%). Insiders that own company stock include Jagroop Gill, Dennis R Woods, G Thompson Ellithorpe, William M Yarbenet, Robert C Oberg Jr, Brian Tkacz, Benjamin Mackovak, Heather Hammack, Thomas G Walker, Kenneth D Newby and David L Eytcheson. View institutional ownership trends. How do I buy shares of United Security Bancshares? Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of United Security Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include Ford Motor (F), Energy Transfer (ET), Huntington Bancshares (HBAN), KeyCorp (KEY), TC Energy (TRP). Company Calendar Ex-Dividend for 7/23 Dividend7/08/2024Last Earnings7/18/2024Dividend Payable7/23/2024Today9/20/2024Next Earnings (Estimated)11/04/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:UBFO CUSIPN/A CIK1137547 Webwww.unitedsecuritybank.com Phone(559) 248-4943Fax559-248-5088Employees120Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.04 Trailing P/E Ratio8.57 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.80 million Net Margins26.73% Pretax Margin37.00% Return on Equity14.48% Return on Assets1.44% Debt Debt-to-Equity Ratio0.09 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$65.95 million Price / Sales2.34 Cash Flow$1.37 per share Price / Cash Flow6.49 Book Value$7.15 per share Price / Book1.25Miscellaneous Outstanding Shares17,320,000Free Float13,835,000Market Cap$154.32 million OptionableOptionable Beta0.59 Beginners Guide To Retirement StocksClick the link below and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. 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