NYSE:DFS Discover Financial Services (DFS) Stock Price, News & Analysis $128.68 -3.70 (-2.79%) (As of 09/6/2024 ET) Add Compare Share Share Today's Range$128.36▼$135.0550-Day Range$123.41▼$144.7552-Week Range$79.04▼$147.61Volume1.01 million shsAverage Volume1.70 million shsMarket Capitalization$32.27 billionP/E Ratio14.67Dividend Yield2.18%Price Target$132.94 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends Get Discover Financial Services alerts: Email Address Discover Financial Services MarketRank™ Stock AnalysisAnalyst RatingHold2.40 Rating ScoreUpside/Downside3.3% Upside$132.94 Price TargetShort InterestHealthy0.94% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.24Upright™ Environmental ScoreNews Sentiment0.55Based on 12 Articles This WeekInsider TradingN/AProj. Earnings Growth1.25%From $12.75 to $12.91 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.78 out of 5 starsFinance Sector53rd out of 871 stocksPersonal Credit Institutions Industry4th out of 14 stocks 2.2 Analyst's Opinion Consensus RatingDiscover Financial Services has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 8 buy ratings, 12 hold ratings, and no sell ratings.Amount of Analyst CoverageDiscover Financial Services has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Discover Financial Services' stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.94% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently decreased by 24.92%, indicating that investor sentiment is improving significantly. Previous Next 4.2 Dividend Strength Dividend YieldDiscover Financial Services pays a meaningful dividend of 2.03%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthDiscover Financial Services has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of Discover Financial Services is 31.93%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Discover Financial Services will have a dividend payout ratio of 21.69% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend.Read more about Discover Financial Services' dividend. Previous Next 3.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreDiscover Financial Services has received a 53.30% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Mortgages", "Consumer savings accounts provided by brick and mortar banks", "Consumer transaction accounts provided by brick and mortar banks", "Debit cards", "Credit cards", and "Card payment software" products. See details.Environmental SustainabilityThe Environmental Impact score for Discover Financial Services is -0.24. Previous Next 2.0 News and Social Media Coverage News SentimentDiscover Financial Services has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 12 news articles for Discover Financial Services this week, compared to 11 articles on an average week.Search InterestOnly 14 people have searched for DFS on MarketBeat in the last 30 days. This is a decrease of -7% compared to the previous 30 days.MarketBeat FollowsOnly 8 people have added Discover Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of -27% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Discover Financial Services insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.69% of the stock of Discover Financial Services is held by insiders.Percentage Held by Institutions86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Discover Financial Services' insider trading history. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Discover Financial Services are expected to grow by 1.25% in the coming year, from $12.75 to $12.91 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Discover Financial Services is 14.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.08.Price to Earnings Ratio vs. SectorThe P/E ratio of Discover Financial Services is 14.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 32.60.Price to Earnings Growth RatioDiscover Financial Services has a PEG Ratio of 0.96. PEG Ratios around 1 indicate that a company is correctly valued.Price to Book Value per Share RatioDiscover Financial Services has a P/B Ratio of 2.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Discover Financial Services' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Porter & CompanyTrump’s weapon lurks in abandoned AmericaUnemployment is sky-high, wages are at record lows. Addiction has overwhelmed these once thriving coal towns. Hopelessness abounds. And looking in, the future here looks bleak for these forgotten souls. But in a strange twist of fate, something miraculous is taking place…Go here now to watch my new documentary About Discover Financial Services Stock (NYSE:DFS)Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.Read More DFS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart DFS Stock News HeadlinesAugust 21, 2024 | marketbeat.comCan Visa Capitalize on Surging Record Credit Card Debt Levels? (DFS)Global payment technology company Visa Inc. (NYSE: V) stock is up 2.7% year-to-date (YTD), underperforming the 16.62% gain for the S&P 500 index.September 5 at 4:41 PM | globenewswire.comSTOCKHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Discover Financial Services – DFSSeptember 7, 2024 | Porter & Company (Ad)Trump’s weapon lurks in abandoned AmericaUnemployment is sky-high, wages are at record lows. Addiction has overwhelmed these once thriving coal towns. Hopelessness abounds. And looking in, the future here looks bleak for these forgotten souls. But in a strange twist of fate, something miraculous is taking place…September 5 at 6:55 AM | pymnts.comEx-Discover Exec Sues to Recoup Pay Ahead of Capital One MergerSeptember 4 at 4:57 PM | prnewswire.comSTOCKHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Discover Financial Services - DFSSeptember 2, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Receives $132.94 Consensus PT from BrokeragesSeptember 1, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Research Coverage Started at StockNews.comAugust 31, 2024 | americanbankingnews.comResearch Analysts Offer Predictions for Discover Financial Services' Q4 2025 Earnings (NYSE:DFS)September 7, 2024 | Porter & Company (Ad)Trump’s weapon lurks in abandoned AmericaUnemployment is sky-high, wages are at record lows. Addiction has overwhelmed these once thriving coal towns. Hopelessness abounds. And looking in, the future here looks bleak for these forgotten souls. But in a strange twist of fate, something miraculous is taking place…August 28, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Earns Hold Rating from Analysts at StockNews.comAugust 28, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Now Covered by StockNews.comAugust 15, 2024 | markets.businessinsider.comJefferies Reaffirms Their Buy Rating on Discover Financial Services (DFS)August 14, 2024 | forbes.com8 Most Undervalued Stocks To Buy In SeptemberAugust 14, 2024 | ca.finance.yahoo.comDFS Aug 2024 124.000 putAugust 12, 2024 | finance.yahoo.comDFS Aug 2024 149.000 call (DFS240816C00149000)August 12, 2024 | finance.yahoo.comDFS Aug 2024 141.000 put (DFS240816P00141000)August 8, 2024 | msn.comAre Wall Street Analysts Bullish on Discover Financial Services (DFS) Now?August 6, 2024 | uk.finance.yahoo.comDiscover Financial Services (DFS.VI)See More Headlines Receive DFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Discover Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings7/17/2024Ex-Dividend for 9/5 Dividend8/22/2024Dividend Payable9/05/2024Today9/07/2024Next Earnings (Estimated)10/16/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNYSE:DFS CUSIP25470910 CIK1393612 Webwww.discover.com Phone(224) 405-0900Fax224-405-4993Employees21,100Year Founded1985Price Target and Rating Average Stock Price Target$132.94 High Stock Price Target$168.00 Low Stock Price Target$98.00 Potential Upside/Downside+3.3%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage20 Analysts Profitability EPS (Most Recent Fiscal Year)$8.77 Trailing P/E Ratio14.67 Forward P/E Ratio10.09 P/E Growth0.96Net Income$2.94 billion Net Margins12.88% Pretax Margin17.15% Return on Equity20.92% Return on Assets1.94% Debt Debt-to-Equity Ratio1.28 Current Ratio1.12 Quick Ratio1.04 Sales & Book Value Annual Sales$16.99 billion Price / Sales1.90 Cash Flow$10.87 per share Price / Cash Flow11.84 Book Value$59.79 per share Price / Book2.15Miscellaneous Outstanding Shares250,778,000Free Float249,048,000Market Cap$32.27 billion OptionableOptionable Beta1.42 Social Links 7 Stocks to Own Before the 2024 ElectionLooking to avoid the hassle of mudslinging, volatility, and uncertainty? You'd need to be out of the market, which isn’t viable. So where should investors put their money? Find out with this report.Get This Free Report Key ExecutivesMr. J. Michael Shepherd (Age 69)Interim CEO, President & Director Comp: $60.42kMr. John Thomas Greene (Age 58)Executive VP & CFO Comp: $1.33MMs. Hope D. Mehlman (Age 59)Executive VP, Chief Legal Officer, General Counsel & Corporate Secretary Comp: $4.42MMr. Daniel Peter Capozzi (Age 52)Executive VP & President of Consumer Banking Comp: $913.47kMr. Keith E. Toney (Age 52)Executive VP and President of Credit & Decision Management Comp: $1.12MMs. Shifra KolskyChief Accounting Officer, Senior VP & ControllerMr. Jason J. Strle (Age 47)Executive VP & Chief Information Officer Mr. Eric Edmund WasserstromHead of Investor RelationsMr. Jason Hanson (Age 45)Executive VP, President of Payment Services & Senior VP of Network Operations Mr. Bill ChippendaleChief Audit ExecutiveMore ExecutivesKey CompetitorsCapital One FinancialNYSE:COFCredit AcceptanceNASDAQ:CACCSLMNASDAQ:SLMNelnetNYSE:NNIEncore Capital GroupNASDAQ:ECPGView All CompetitorsInsiders & InstitutionsSanctuary Advisors LLCBought 38,890 shares on 9/5/2024Ownership: 0.016%Dana Investment Advisors Inc.Sold 1,507 shares on 8/27/2024Ownership: 0.022%New Century Financial Group LLCBought 2,208 shares on 8/27/2024Ownership: 0.001%Teachers Retirement System of The State of KentuckySold 171,683 shares on 8/26/2024Ownership: 0.008%Cetera Investment AdvisersBought 549 shares on 8/22/2024Ownership: 0.028%View All Insider TransactionsView All Institutional Transactions Should I Buy Discover Financial Services Stock? DFS Pros and Cons Explained Pros Here are some ways that investors could benefit from investing in Discover Financial Services: Discover Financial Services stock has shown resilience, currently trading at $125.27, with a 52-week high of $147.61, indicating potential for growth. The company reported strong quarterly earnings, surpassing analysts' expectations with an EPS of $6.06, showcasing financial stability and profitability. Discover Financial Services has a solid return on equity of 20.92%, indicating efficient utilization of shareholder funds to generate profits. Institutional investors have been increasing their stakes in Discover Financial Services, signaling confidence in the company's future performance. Analysts have given positive ratings to Discover Financial Services, with a consensus price target of $131.33, suggesting further upside potential. Cons Investors should be bearish about investing in Discover Financial Services for these reasons: Discover Financial Services has a debt-to-equity ratio of 1.28, which may indicate higher financial leverage and potential risks associated with debt obligations. These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, August 25, 2024. Please send any questions or comments about these Discover Financial Services pros and cons to contact@marketbeat.com. DFS Stock Analysis - Frequently Asked Questions How have DFS shares performed this year? Discover Financial Services' stock was trading at $112.40 at the beginning of the year. Since then, DFS shares have increased by 14.5% and is now trading at $128.68. View the best growth stocks for 2024 here. How were Discover Financial Services' earnings last quarter? Discover Financial Services (NYSE:DFS) announced its earnings results on Wednesday, July, 17th. The financial services provider reported $6.06 EPS for the quarter, topping the consensus estimate of $3.06 by $3.00. The firm's quarterly revenue was up 17.0% compared to the same quarter last year. Read the conference call transcript. How will Discover Financial Services' stock buyback program work? Discover Financial Services' board initiated a stock buyback program on Wednesday, April 19th 2023, which permits the company to repurchase $2,700,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 9.8% of its stock through open market purchases. Stock buyback programs are typically an indication that the company's management believes its shares are undervalued. What is Roger Hochschild's approval rating as Discover Financial Services' CEO? 291 employees have rated Discover Financial Services Chief Executive Officer Roger Hochschild on Glassdoor.com. Roger Hochschild has an approval rating of 86% among the company's employees. Does Discover Financial Services have any subsidiaries? The following companies are subsidiaries of Discover Financial Services: Home Loan Center, Student Loan Corporation, First National Bank Alaska, Diners Club International, DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., and others. Who are Discover Financial Services' major shareholders? Top institutional investors of Discover Financial Services include Dimensional Fund Advisors LP (1.47%), Sessa Capital IM L.P. (1.01%), Bank of New York Mellon Corp (0.81%) and LSV Asset Management (0.65%). Insiders that own company stock include Carlos Minetti, Michael H Moskow, Robert Andrew Eichfeld, John Greene, Cynthia A Glassman, Shifra Kolsky and Daniel Peter Capozzi. View institutional ownership trends. How do I buy shares of Discover Financial Services? Shares of DFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Discover Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Discover Financial Services investors own include AT&T (T), Intel (INTC), JPMorgan Chase & Co. (JPM), AbbVie (ABBV), CVS Health (CVS), Bank of America (BAC) and Cisco Systems (CSCO). 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