F.N.B. (FNB) Stock Price, News & Analysis

Company Overview

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. It also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

Key Stats

• Today's Range: $16.50 to $16.72
• 50-Day Range: $13.56 to $16.78
• 52-Week Range: $11.55 to $16.97
• Volume: 47,347 shs
• Average Volume: 2.21 million shs
• Market Capitalization: $6.00 billion
• P/E Ratio: 15.31
• Dividend Yield: 2.88%
• Price Target: $16.33
• Consensus Rating: Moderate Buy

F.N.B. Stock Analysis - MarketRank™

F.N.B. scored higher than 53% of companies evaluated by MarketBeat, and ranked 605th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

F.N.B. has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 5 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

F.N.B. has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 5.22%

Earnings Growth

Earnings for F.N.B. are expected to grow by 5.22% in the coming year, from $1.34 to $1.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of F.N.B. is 15.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of F.N.B. is 15.06, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.12.

Price to Book Value per Share Ratio

F.N.B. has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.23% of the outstanding shares of F.N.B. have been sold short.

Short Interest Ratio / Days to Cover

F.N.B. has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in F.N.B. has recently increased by 3.22%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

F.N.B. pays a meaningful dividend of 2.90%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

F.N.B. does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of F.N.B. is 44.04%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, F.N.B. will have a dividend payout ratio of 34.04% next year. This indicates that F.N.B. will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.23% of the outstanding shares of F.N.B. have been sold short.

Short Interest Ratio / Days to Cover

F.N.B. has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in F.N.B. has recently increased by 3.22%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.74

News Sentiment

F.N.B. has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for F.N.B. this week, compared to 5 articles on an average week.

Search Interest

Only 1 people have searched for FNB on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, F.N.B. insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.22% of the stock of F.N.B. is held by insiders.

Percentage Held by Institutions

79.25% of the stock of F.N.B. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FNB Stock Analysis - Frequently Asked Questions

How have FNB shares performed this year?

F.N.B.'s stock was trading at $13.77 on January 1st, 2024. Since then, FNB shares have increased by 19.2% and is now trading at $16.41.
View the best growth stocks for 2024 here.

How were F.N.B.'s earnings last quarter?

F.N.B. Co. (NYSE:FNB) issued its quarterly earnings data on Thursday, October, 17th. The bank reported $0.34 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.36 by $0.02. The bank earned $413.02 million during the quarter, compared to analysts' expectations of $409.80 million. F.N.B. had a net margin of 16.29% and a trailing twelve-month return on equity of 8.49%.

Who are F.N.B.'s major shareholders?

Top institutional shareholders of F.N.B. include FMR LLC (4.90%), State Street Corp (4.22%), Geode Capital Management LLC (1.65%) and Principal Financial Group Inc. (1.38%). Insiders that own company stock include William B Campbell, David J Malone, Gary L Guerrieri, Frank C Mencini, Pamela A Bena and James Orie.
View institutional ownership trends.

How do I buy shares of F.N.B.?

Shares of FNB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of F.N.B. own?

Based on aggregate information from My MarketBeat watchlists, some other companies that F.N.B. investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), AUO (AUOTY), The RMR Group (RMR), Voyager Therapeutics (VYGR) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Ex-Dividend for 9/15 Dividend: 9/05/2024
• Dividend Payable: 9/15/2024
• Last Earnings: 10/17/2024
• Today: 11/21/2024
• Ex-Dividend for 12/15 Dividend: 12/02/2024
• Dividend Payable: 12/15/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/16/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:FNB
• CUSIP: 30252010
• CIK: 37808
• Web: www.fnb-online.com
• Phone: (800) 555-5455
• Fax: 724-983-4873
• Employees: 4,228
• Year Founded: 1864

Price Target and Rating

• Average Stock Price Target: $16.33
• High Stock Price Target: $18.00
• Low Stock Price Target: $15.00
• Potential Upside/Downside: -0.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.09
• Trailing P/E Ratio: 15.06
• Forward P/E Ratio: 12.25
• P/E Growth: N/A
• Net Income: $485 million
• Net Margins: 16.29%
• Pretax Margin: 20.53%
• Return on Equity: 8.49%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.40
• Current Ratio: 0.93
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $2.23 billion
• Price / Sales: 2.65
• Cash Flow: $1.81 per share
• Price / Cash Flow: 9.06
• Book Value: $16.56 per share
• Price / Book: 0.99

Miscellaneous

• Outstanding Shares: 359,590,000
• Free Float: 355,199,000
• Market Cap: $5.90 billion
• Optionable: Optionable
• Beta: 0.95