Lloyds Banking Group (LYG) Stock Forecast & Price Target

$3.95 +0.04 (+1.02%)

Closing price 04/25/2025 03:59 PM Eastern

Extended Trading

$3.96 +0.01 (+0.38%)

As of 04/25/2025 07:53 PM Eastern

Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Moderate Buy

Based on 11 Analyst Ratings

Sell
0

Hold
6

Buy
5

Based on 11 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 11 analysts, 6 have given a hold rating, 4 have given a buy rating, and 1 has given a strong buy rating for LYG.

Consensus Price Target

N/A

Get the Latest News and Ratings for LYG and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for Lloyds Banking Group and its competitors.

LYG Analyst Ratings Over Time

Type	Current Forecast 4/28/24 to 4/28/25	1 Month Ago 3/29/24 to 3/29/25	3 Months Ago 1/29/24 to 1/28/25	1 Year Ago 4/29/23 to 4/28/24
Strong Buy	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	4 Buy rating(s)	3 Buy rating(s)	3 Buy rating(s)	2 Buy rating(s)
Hold	6 Hold rating(s)	7 Hold rating(s)	7 Hold rating(s)	3 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	1 Sell rating(s)
Consensus Price Target	N/A	$2.75	$2.75	$2.75
Forecasted Upside	N/A	-28.29% Downside	-9.98% Downside	5.36% Upside
Consensus Rating	Moderate Buy	Hold	Hold	Hold

LYG Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

LYG Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Lloyds Banking Group Stock vs. The Competition

Type	Lloyds Banking Group	Finance Companies	S&P 500
Consensus Rating Score	2.55	2.53	2.54
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy
Predicted Upside	N/A	31.50% Upside	21.41% Upside
News Sentiment Rating	Positive News See Recent LYG News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
4/1/2025	HSBC 2 of 5 stars		Upgrade	Hold ➝ Buy
3/20/2025	Hsbc Global Res 0 of 5 stars	R. Down Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Strong-Buy
3/11/2025	Keefe, Bruyette & Woods 5 of 5 stars	Edward Firth Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Outperform ➝ Market Perform
3/4/2025	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Equal Weight ➝ Overweight
10/4/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	B. Caven-Roberts Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Neutral
9/5/2024	Kepler Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold
8/5/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Coombs Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Buy ➝ Neutral
7/30/2024	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	J. Napier Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Buy ➝ Neutral
7/26/2024	Royal Bank of Canada Subscribe to MarketBeat All Access for the recommendation accuracy rating	B. Toms Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Outperform ➝ Sector Perform
7/5/2024	BNP Paribas Subscribe to MarketBeat All Access for the recommendation accuracy rating	G. Stebbings Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Neutral ➝ Outperform
Get the Latest News and Ratings for LYG and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Lloyds Banking Group and its competitors with MarketBeat's FREE daily newsletter.
5/9/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy
4/25/2024	Berenberg Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold	$2.75	+8.05%
3/21/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Neutral ➝ Buy
7/3/2023	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		GBX 75 ➝ GBX 70
6/26/2023	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Downgrade	Overweight ➝ Neutral
5/4/2023	Credit Suisse Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		GBX 70 ➝ GBX 69

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 06:08 AM ET.

Should I Buy Lloyds Banking Group Stock? LYG Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, April 21, 2025. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

The company recently reported a significant revenue of $9.46 billion for the quarter, far exceeding analysts' expectations, indicating strong financial performance.
Lloyds Banking Group plc has increased its semi-annual dividend to $0.1035 per share, reflecting a commitment to returning value to shareholders, with a yield of 4%.
The stock has received positive ratings from several analysts, with a consensus rating of "Moderate Buy" and an average price target of $2.75, suggesting potential for price appreciation.
The company maintains a healthy net margin of 11.45% and a return on equity of 8.46%, which are indicators of efficient management and profitability.
Recent upgrades from multiple research firms, including a "strong-buy" rating from HSBC Global Res, highlight growing confidence in the company's future prospects.

Lloyds Banking Group
Bear Case

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

The company's dividend payout ratio is currently at 60.61%, which may raise concerns about sustainability, especially in times of economic uncertainty.
Despite recent upgrades, there are still seven analysts who have rated the stock as a hold, indicating some caution among market experts.
Market volatility and economic conditions could impact the banking sector, potentially affecting Lloyds Banking Group plc's performance.
Institutional ownership is relatively low, with only 2.15% of the stock held by institutional investors and hedge funds, which may limit price support.
Recent downgrades from firms like Keefe, Bruyette & Woods suggest that not all analysts are optimistic about the stock's short-term performance.

LYG Forecast - Frequently Asked Questions

: 11 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last twelve months. There are currently 6 hold ratings, 4 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" LYG shares.
: According to analysts, Lloyds Banking Group's stock has a predicted downside of -100.00% based on their 12-month stock forecasts.
: Over the previous 90 days, Lloyds Banking Group's stock had 3 upgrades and 1 downgrade by analysts.
: Lloyds Banking Group has been rated by research analysts at Hsbc Global Res, HSBC, Keefe, Bruyette & Woods, and Morgan Stanley in the past 90 days.
: Analysts like Lloyds Banking Group more than other "finance" companies. The consensus rating score for Lloyds Banking Group is 2.55 while the average consensus rating score for "finance" companies is 2.53. Learn more on how LYG compares to other companies.

Stock Forecasts and Research Tools

Related Companies

Today's Ratings

Top-Rated Stocks

More Ratings Tools

This page (NYSE:LYG) was last updated on 4/28/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Lloyds Banking Group (LYG) Stock Forecast & Price Target