OppFi (OPFI) Stock Price, News & Analysis

Company Overview

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.

Key Stats

• Today's Range: $5.01 to $5.16
• 50-Day Range: $4.06 to $5.55
• 52-Week Range: $2.27 to $5.58
• Volume: 245,982 shs
• Average Volume: 271,779 shs
• Market Capitalization: $435.56 million
• P/E Ratio: 63.13
• Dividend Yield: N/A
• Price Target: $5.00
• Consensus Rating: Buy

OppFi Stock Analysis - MarketRank™

OppFi scored higher than 29% of companies evaluated by MarketBeat, and ranked 268th out of 342 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

OppFi has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

OppFi has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 8.11%

Earnings Growth

Earnings for OppFi are expected to grow by 8.11% in the coming year, from $0.74 to $0.80 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OppFi is 63.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.20.

Price to Earnings Ratio vs. Sector

The P/E ratio of OppFi is 63.13, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 39.24.

Price to Book Value per Share Ratio

OppFi has a P/B Ratio of 2.89. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.67% of the float of OppFi has been sold short.

Short Interest Ratio / Days to Cover

OppFi has a short interest ratio ("days to cover") of 4.6.

Change versus previous month

Short interest in OppFi has recently decreased by 0.81%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

OppFi does not currently pay a dividend.

Dividend Growth

OppFi does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.67% of the float of OppFi has been sold short.

Short Interest Ratio / Days to Cover

OppFi has a short interest ratio ("days to cover") of 4.6.

Change versus previous month

Short interest in OppFi has recently decreased by 0.81%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: N/A

News Sentiment

OppFi has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.44 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for OppFi this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for OPFI on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

MarketBeat Follows

Only 4 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $168,765.00 in company stock.

Percentage Held by Insiders

84.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 7.10% of the stock of OppFi is held by institutions.

OPFI Stock Analysis - Frequently Asked Questions

How have OPFI shares performed this year?

OppFi's stock was trading at $5.12 on January 1st, 2024. Since then, OPFI shares have decreased by 1.4% and is now trading at $5.05.
View the best growth stocks for 2024 here.

How were OppFi's earnings last quarter?

OppFi Inc. (NYSE:OPFI) issued its earnings results on Wednesday, August, 7th. The company reported $0.29 earnings per share for the quarter, beating analysts' consensus estimates of $0.17 by $0.12. The company earned $126.30 million during the quarter, compared to the consensus estimate of $121.14 million. OppFi had a net margin of 1.00% and a trailing twelve-month return on equity of 28.73%.

Who are OppFi's major shareholders?

Top institutional investors of OppFi include Brendel Financial Advisors LLC (0.02%). Insiders that own company stock include Todd G Schwartz, Theodore G Schwartz, David Vennettilli, Christopher J Mckay and Pamela D Johnson.
View institutional ownership trends.

How do I buy shares of OppFi?

Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of OppFi own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 8/07/2024
• Today: 11/02/2024
• Next Earnings (Confirmed): 11/07/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NYSE:OPFI
• CUSIP: N/A
• CIK: 1818502
• Web: www.fgnewamerica.com
• Phone: 312-212-8079
• Fax: N/A
• Employees: 570
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $5.00
• High Stock Price Target: $5.00
• Low Stock Price Target: $5.00
• Potential Upside/Downside: -1.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.08
• Trailing P/E Ratio: 63.13
• Forward P/E Ratio: 6.82
• P/E Growth: N/A
• Net Income: $-1,000,000.00
• Net Margins: 1.00%
• Pretax Margin: 11.18%
• Return on Equity: 28.73%
• Return on Assets: 9.62%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.57
• Quick Ratio: 1.57

Sales & Book Value

• Annual Sales: $508.95 million
• Price / Sales: 0.86
• Cash Flow: $0.51 per share
• Price / Cash Flow: 9.92
• Book Value: $1.75 per share
• Price / Book: 2.89

Miscellaneous

• Outstanding Shares: 86,250,000
• Free Float: 13,800,000
• Market Cap: $435.56 million
• Optionable: Optionable
• Beta: 1.23