NYSE:PFSI PennyMac Financial Services (PFSI) Stock Price, News & Analysis $106.63 -1.51 (-1.40%) (As of 09/6/2024 ET) Add Compare Share Share Today's Range$106.32▼$109.1450-Day Range$90.98▼$108.1452-Week Range$62.15▼$109.34Volume274,955 shsAverage Volume247,410 shsMarket Capitalization$5.43 billionP/E Ratio37.02Dividend Yield1.13%Price Target$107.17 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends Get PennyMac Financial Services alerts: Email Address PennyMac Financial Services MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside0.5% Upside$107.17 Price TargetShort InterestBearish2.56% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-1.38Upright™ Environmental ScoreNews Sentiment0.64Based on 4 Articles This WeekInsider TradingSelling Shares$5.49 M Sold Last QuarterProj. Earnings Growth18.79%From $10.54 to $12.52 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.01 out of 5 starsFinance Sector182nd out of 871 stocksMortgage Bankers & Correspondents Industry1st out of 8 stocks 1.3 Analyst's Opinion Consensus RatingPennyMac Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 4 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoveragePennyMac Financial Services has only been the subject of 3 research reports in the past 90 days.Read more about PennyMac Financial Services' stock forecast and price target. Previous Next 2.0 Short Interest Percentage of Shares Shorted2.56% of the float of PennyMac Financial Services has been sold short.Short Interest Ratio / Days to CoverPennyMac Financial Services has a short interest ratio ("days to cover") of 4.8.Change versus previous month Previous Next 2.5 Dividend Strength Dividend YieldPennyMac Financial Services pays a meaningful dividend of 1.12%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPennyMac Financial Services does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of PennyMac Financial Services is 41.67%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 9.58% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.Read more about PennyMac Financial Services' dividend. Previous Next 2.8 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScorePennyMac Financial Services has received a 20.89% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", and "Mortgages provided by online banks" products. See details.Environmental SustainabilityThe Environmental Impact score for PennyMac Financial Services is -1.38. Previous Next 1.5 News and Social Media Coverage News SentimentPennyMac Financial Services has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for PennyMac Financial Services this week, compared to 4 articles on an average week.Search InterestOnly 1 people have searched for PFSI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, PennyMac Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,487,319.00 in company stock.Percentage Held by Insiders16.60% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about PennyMac Financial Services' insider trading history. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for PennyMac Financial Services are expected to grow by 18.79% in the coming year, from $10.54 to $12.52 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of PennyMac Financial Services is 37.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.87.Price to Earnings Ratio vs. SectorThe P/E ratio of PennyMac Financial Services is 37.02, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 32.21.Price to Earnings Growth RatioPennyMac Financial Services has a PEG Ratio of 0.70. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioPennyMac Financial Services has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about PennyMac Financial Services' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Porter & CompanyWhy billionaires are wiring money to abandoned towns A new force is brewing in these forgotten towns that could soon turn Appalachia into one of America’s most valuable economic hubs – the beating heart of a new multi-billion-dollar revolution. Click here for my exclusive video About PennyMac Financial Services Stock (NYSE:PFSI)PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.Read More PFSI Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart PFSI Stock News HeadlinesAugust 29, 2024 | insidertrades.comPennyMac Financial Services, Inc. (NYSE:PFSI) Director Sells $2,457,723.06 in StockAugust 24, 2024 | insidertrades.comPennyMac Financial Services, Inc. (NYSE:PFSI) CEO David Spector Sells 10,000 SharesSeptember 7, 2024 | Porter & Company (Ad)Trump’s weapon lurks in abandoned AmericaUnemployment is sky-high, wages are at record lows. Addiction has overwhelmed these once thriving coal towns. Hopelessness abounds. And looking in, the future here looks bleak for these forgotten souls. But in a strange twist of fate, something miraculous is taking place…August 16, 2024 | insidertrades.comPennyMac Financial Services, Inc. (NYSE:PFSI) Director Sells $1,115,896.32 in StockSeptember 7 at 7:25 AM | americanbankingnews.comPennyMac Financial Services (NYSE:PFSI) Hits New 12-Month High at $108.68September 7 at 5:14 AM | stockhouse.comPennyMac Financial Services, Inc. Announces Changes to Its Board of DirectorsAugust 30, 2024 | americanbankingnews.comAnne Mccallion Sells 23,829 Shares of PennyMac Financial Services, Inc. (NYSE:PFSI) StockAugust 29, 2024 | finance.yahoo.comPennyMac Mortgage Investment Trust to Present at the 2024 Barclays Global Financial Services ConferenceSeptember 7, 2024 | Porter & Company (Ad)Trump’s weapon lurks in abandoned AmericaUnemployment is sky-high, wages are at record lows. Addiction has overwhelmed these once thriving coal towns. Hopelessness abounds. And looking in, the future here looks bleak for these forgotten souls. But in a strange twist of fate, something miraculous is taking place…August 28, 2024 | americanbankingnews.comPennyMac Financial Services, Inc. (NYSE:PFSI) Given Consensus Recommendation of "Moderate Buy" by AnalystsAugust 28, 2024 | americanbankingnews.comPennyMac Financial Services, Inc. (NYSE:PFSI) Receives $107.17 Average Target Price from AnalystsAugust 28, 2024 | americanbankingnews.comInsider Selling: PennyMac Financial Services, Inc. (NYSE:PFSI) CEO Sells 10,000 Shares of StockAugust 19, 2024 | investorplace.comThree Ways to Play Housing in a Rate-Cut CycleAugust 8, 2024 | investing.comPennyMac Financial (PFSI) Earnings Dates & ReportsAugust 7, 2024 | finance.yahoo.comPFSI Nov 2024 100.000 call (PFSI241115C00100000)August 7, 2024 | finance.yahoo.comPFSI Nov 2024 100.000 put (PFSI241115P00100000)July 25, 2024 | markets.businessinsider.comBuy Rating on PennyMac Financial Services Amid Strong Financials and Positive Mortgage Industry OutlookJuly 25, 2024 | markets.businessinsider.comBarclays Reaffirms Their Buy Rating on PennyMac Financial (PFSI)See More Headlines Receive PFSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PennyMac Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings7/23/2024Ex-Dividend for 8/23 Dividend8/13/2024Dividend Payable8/23/2024Today9/07/2024Next Earnings (Estimated)10/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Mortgage bankers & correspondents Sub-IndustryBanking Current SymbolNYSE:PFSI CUSIPN/A CIK1568669 Webwww.pennymacfinancial.com Phone(818) 224-7442FaxN/AEmployees3,900Year Founded2008Price Target and Rating Average Stock Price Target$107.17 High Stock Price Target$120.00 Low Stock Price Target$85.00 Potential Upside/Downside+0.5%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$2.88 Trailing P/E Ratio37.02 Forward P/E Ratio10.12 P/E Growth0.7Net Income$144.66 million Net Margins13.13% Pretax Margin16.98% Return on Equity12.69% Return on Assets2.30% Debt Debt-to-Equity Ratio2.75 Current Ratio0.37 Quick Ratio0.37 Sales & Book Value Annual Sales$2.01 billion Price / Sales2.70 Cash Flow$7.11 per share Price / Cash Flow15.00 Book Value$70.52 per share Price / Book1.51Miscellaneous Outstanding Shares50,923,000Free Float42,470,000Market Cap$5.43 billion OptionableOptionable Beta1.77 Social Links 5G Stocks: The Path Forward is ProfitableClick the link below and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report Key ExecutivesMr. David A. Spector (Age 61)CEO & Chairman Comp: $2.7MMr. Douglas Edward Jones (Age 67)President, Chief Mortgage Banking Officer & Director Comp: $1.79MMr. Daniel Stanley Perotti (Age 43)Senior MD & CFO Comp: $1.08MMr. James Follette (Age 51)Senior MD & Chief Digital Officer Comp: $849.1kMr. William Chang (Age 46)Senior MD & Chief Capital Markets Officer Comp: $857.39kMr. Gregory L. Hendry (Age 63)Chief Accounting Officer Mr. Mike HoganSenior Managing Director & Chief Information OfficerMr. Kevin ChamberlainExecutive Vice President of Investor RelationsMr. Derek W. Stark J.D. (Age 56)Senior MD, Chief Legal Officer & Secretary Ms. Susan Hallock SmithSenior MD & Chief Marketing OfficerMore ExecutivesKey CompetitorsShinhan Financial GroupNYSE:SHGBanco Santander (Brasil)NYSE:BSBRSynchrony FinancialNYSE:SYFCitizens Financial GroupNYSE:CFGAffirmNASDAQ:AFRMView All CompetitorsInsiders & InstitutionsAnne MccallionSold 23,829 sharesTotal: $2.46 M ($103.14/share)David SpectorSold 10,000 sharesTotal: $993,100.00 ($99.31/share)Susquehanna International Group LLPSold 49,100 shares on 8/16/2024Ownership: 0.000%Creative PlanningBought 1,865 shares on 8/16/2024Ownership: 0.010%Algert Global LLCBought 4,318 shares on 8/16/2024Ownership: 0.008%View All Insider TransactionsView All Institutional Transactions PFSI Stock Analysis - Frequently Asked Questions How have PFSI shares performed this year? PennyMac Financial Services' stock was trading at $88.37 at the start of the year. Since then, PFSI stock has increased by 20.7% and is now trading at $106.63. View the best growth stocks for 2024 here. How were PennyMac Financial Services' earnings last quarter? PennyMac Financial Services, Inc. (NYSE:PFSI) released its quarterly earnings data on Tuesday, July, 23rd. The real estate investment trust reported $1.85 EPS for the quarter, missing analysts' consensus estimates of $2.65 by $0.80. The business's quarterly revenue was up 20.7% on a year-over-year basis. Who are PennyMac Financial Services' major shareholders? Top institutional shareholders of PennyMac Financial Services include Dimensional Fund Advisors LP (4.85%), American Century Companies Inc. (0.68%), Bank of New York Mellon Corp (0.36%) and Principal Financial Group Inc. (0.30%). Insiders that own company stock include Doug Jones, Daniel Stanley Perotti, David Spector, Vandad Fartaj, Joseph F Mazzella, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, James K Hunt, Derek Stark, Steven Richard Bailey, James Follette, Donald J White, Anne Mccallion, Farhad Nanji and Mfn Partners, Lp. View institutional ownership trends. How do I buy shares of PennyMac Financial Services? Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of PennyMac Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include Alibaba Group (BABA), NVIDIA (NVDA), Taiwan Semiconductor Manufacturing (TSM), Advanced Micro Devices (AMD), Intel (INTC), Innovative Industrial Properties (IIPR) and Verizon Communications (VZ). This page (NYSE:PFSI) was last updated on 9/7/2024 by MarketBeat.com Staff From Our PartnersPerfect Crypto Buying Opportunity for 50 CentsWhen cryptos take a hit, the mom and pop investors run for the hills. But the top investors keep buying wit...Crypto 101 Media | SponsoredThe solution to fast food’s wage hike crisisShake Shack will be closing six California locations in response to the recent $20/hour minimum wage increase,...Deal Maker | SponsoredPre-IPO| 32,481% Growth: First Disruption to $martphones in 15 Years🤳45M Users | 32,481% Growth Rate Get in on the biggest disruption to smartphones in over a decade. 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