RLI (RLI) Stock Price, News & Analysis

Company Overview

RLI Corp., an insurance holding company, underwrites property and casualty insurance. Its Casualty segment provides commercial and personal coverage products; and general liability products, such as coverage for third-party liability of commercial insureds, including manufacturers, contractors, apartments, and mercantile. It also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. This segment provides commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other types of specialty commercial automobile risks; incidental and related insurance coverages; inland marine coverages; management liability coverages, such as directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, and for various classes of risks, including public and private businesses; and home business insurance products. The company's Property segment offers commercial property, cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment offers commercial surety bonds for medium to large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company also engages in various reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.

Key Stats

• Today's Range: $79.77 to $81.19
• 50-Day Range: $71.86 to $80.76
• 52-Week Range: $67.53 to $91.15
• Volume: 383,943 shs
• Average Volume: 347,144 shs
• Market Capitalization: $7.41 billion
• P/E Ratio: 21.57
• Dividend Yield: 0.74%
• Price Target: $82.80
• Consensus Rating: Hold

RLI Stock Analysis - MarketRank™

RLI scored higher than 86% of companies evaluated by MarketBeat, and ranked 240th out of 955 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

RLI has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on 3 buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

RLI has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 0.65%

Earnings Growth

Earnings for RLI are expected to grow by 0.65% in the coming year, from $3.08 to $3.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RLI is 21.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of RLI is 21.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.63.

Price to Book Value per Share Ratio

RLI has a P/B Ratio of 4.86. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.70% of the float of RLI has been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

RLI has a dividend yield of 0.75%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

RLI has been increasing its dividend for 51 years.

Dividend Coverage

The dividend payout ratio of RLI is 16.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RLI will have a dividend payout ratio of 19.35% next year. This indicates that RLI will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.8 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

1.70% of the float of RLI has been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.42

News Sentiment

RLI has a news sentiment score of 0.42. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for RLI this week, compared to 7 articles on an average week.

Search Interest

Only 3 people have searched for RLI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

3 people have added RLI to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, RLI insiders have bought 146.69% more of their company's stock than they have sold. Specifically, they have bought $805,774.00 in company stock and sold $326,640.00 in company stock.

Percentage Held by Insiders

Only 4.91% of the stock of RLI is held by insiders.

Percentage Held by Institutions

77.89% of the stock of RLI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RLI Stock Analysis - Frequently Asked Questions

How have RLI shares performed this year?

RLI's stock was trading at $82.4150 at the beginning of 2025. Since then, RLI stock has decreased by 2.0% and is now trading at $80.7610.
View the best growth stocks for 2025 here.

How were RLI's earnings last quarter?

RLI Corp. (NYSE:RLI) announced its quarterly earnings results on Wednesday, January, 22nd. The insurance provider reported $0.41 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.05 by $0.64. RLI had a net margin of 19.53% and a trailing twelve-month return on equity of 16.63%.

When did RLI's stock split?

Shares of RLI split on the morning of Thursday, January 16th 2025. The 2-1 split was announced on Thursday, November 7th 2024. The newly minted shares were distributed to shareholders after the market closes on Wednesday, January 15th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Does RLI have any subsidiaries?

The following companies are subsidiaries of RLI: Amphenol (Ningde) Electronics Co. Ltd.

Who are RLI's major shareholders?

Top institutional investors of RLI include Confluence Investment Management LLC (0.02%). Insiders that own company stock include Michael J Stone, Jeffrey D Fick, Craig W Kliethermes, Michael E Angelina, Robert P Restrepo Jr, Jordan W Graham and David B Duclos.
View institutional ownership trends.

How do I buy shares of RLI?

Shares of RLI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of RLI own?

Based on aggregate information from My MarketBeat watchlists, some other companies that RLI investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 1/22/2025
• Record date for 3/20 Dividend: 2/28/2025
• Ex-Dividend for 3/20 Dividend: 2/28/2025
• Dividend Payable: 3/20/2025
• Today: 4/01/2025
• Next Earnings (Estimated): 4/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Fire, marine, & casualty insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:RLI
• CIK: 84246
• Web: www.rlicorp.com
• Phone: (309) 692-1000
• Fax: 309-692-1068
• Employees: 1,000
• Year Founded: 1965

Price Target and Rating

• Average Stock Price Target: $82.80
• High Stock Price Target: $100.00
• Low Stock Price Target: $61.00
• Potential Upside/Downside: +2.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $3.75
• Trailing P/E Ratio: 21.57
• Forward P/E Ratio: 26.22
• P/E Growth: N/A
• Net Income: $345.78 million
• Net Margins: 19.53%
• Pretax Margin: 24.15%
• Return on Equity: 16.63%
• Return on Assets: 4.76%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.34
• Quick Ratio: 0.38

Sales & Book Value

• Annual Sales: $1.77 billion
• Price / Sales: 4.19
• Cash Flow: $2.80 per share
• Price / Cash Flow: 28.84
• Book Value: $16.61 per share
• Price / Book: 4.86

Miscellaneous

• Outstanding Shares: 91,764,000
• Free Float: 86,978,000
• Market Cap: $7.41 billion
• Optionable: Optionable
• Beta: 0.39