OP Bancorp (OPBK) Stock Price, News & Analysis

Company Overview

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, it offers debit and credit card, online transfer and bill payment, electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposits, cashier's checks, person to person payments, wire transfers, and automated clearing house (ACH) services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company operates full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas; and operates loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; and Lynnwood in Washington. The company was founded in 2005 and is headquartered in Los Angeles, California.

Key Stats

• Today's Range: $12.10 to $12.49
• 50-Day Range: $10.54 to $14.30
• 52-Week Range: $9.10 to $18.57
• Volume: 7,207 shs
• Average Volume: 32,117 shs
• Market Capitalization: $184.41 million
• P/E Ratio: 8.90
• Dividend Yield: 3.88%
• Price Target: $18.00
• Consensus Rating: Hold

OP Bancorp Stock Analysis - MarketRank™

OP Bancorp scored higher than 77% of companies evaluated by MarketBeat, and ranked 562nd out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Hold

Consensus Rating

OP Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

OP Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of OP Bancorp is 8.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of OP Bancorp is 8.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.01.

Price to Book Value per Share Ratio

OP Bancorp has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.37% of the float of OP Bancorp has been sold short.

Short Interest Ratio / Days to Cover

OP Bancorp has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OP Bancorp has recently decreased by 10.06%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

OP Bancorp is a leading dividend payer. It pays a dividend yield of 4.36%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OP Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OP Bancorp is 34.53%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.37% of the float of OP Bancorp has been sold short.

Short Interest Ratio / Days to Cover

OP Bancorp has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OP Bancorp has recently decreased by 10.06%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.67

News Sentiment

OP Bancorp has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for OP Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OP Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

21.34% of the stock of OP Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

53.63% of the stock of OP Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

OPBK Stock Analysis - Frequently Asked Questions

How have OPBK shares performed this year?

OP Bancorp's stock was trading at $15.81 at the start of the year. Since then, OPBK shares have decreased by 21.8% and is now trading at $12.3650.
View the best growth stocks for 2025 here.

How were OP Bancorp's earnings last quarter?

OP Bancorp (NASDAQ:OPBK) released its quarterly earnings results on Thursday, April, 24th. The company reported $0.37 EPS for the quarter, beating analysts' consensus estimates of $0.30 by $0.07. The company earned $22.23 million during the quarter, compared to analysts' expectations of $21.25 million. OP Bancorp had a net margin of 13.68% and a trailing twelve-month return on equity of 10.64%.

When did OP Bancorp IPO?

OP Bancorp (OPBK) raised $21 million in an initial public offering (IPO) on Wednesday, March 28th 2018. The company issued 2,000,000 shares at $9.50-$11.50 per share. Keefe, Bruyette & Woods (A Stifel Company) served as the underwriter for the IPO and D.A. Davidson & Co. was co-manager.

Who are OP Bancorp's major shareholders?

OP Bancorp's top institutional shareholders include Ritholtz Wealth Management (0.21%). Insiders that own company stock include Brian Choi, Ock Hee Kim, Yong Sin Shin, Soo Hun Jung and Ki Won Yoon.
View institutional ownership trends.

How do I buy shares of OP Bancorp?

Shares of OPBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of OP Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OP Bancorp investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), AUO (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Record date for 2/20 Dividend: 2/06/2025
• Ex-Dividend for 2/20 Dividend: 2/06/2025
• Dividend Payable: 2/20/2025
• Today: 4/24/2025
• Last Earnings: 4/24/2025
• Next Earnings (Estimated): 4/24/2025
• Record date for 5/22 Dividend: 5/08/2025
• Dividend Payable: 5/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OPBK
• CIK: 1722010
• Web: www.myopenbank.com
• Phone: (213) 892-9999
• Fax: N/A
• Employees: 190
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $18.00
• High Stock Price Target: $18.00
• Low Stock Price Target: $18.00
• Potential Upside/Downside: +50.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.39
• Trailing P/E Ratio: 8.60
• Forward P/E Ratio: 6.29
• P/E Growth: N/A
• Net Income: $21.07 million
• Net Margins: 13.68%
• Pretax Margin: 19.80%
• Return on Equity: 10.64%
• Return on Assets: 0.91%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $82.04 million
• Price / Sales: 2.17
• Cash Flow: $1.63 per share
• Price / Cash Flow: 7.35
• Book Value: $12.84 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 14,914,000
• Free Float: 11,651,000
• Market Cap: $178.37 million
• Optionable: Optionable
• Beta: 0.54