NASDAQ:OPRT Oportun Financial (OPRT) Stock Price, News & Analysis $9.77 +0.21 (+2.20%) Closing price 04:00 PM EasternExtended Trading$9.78 +0.02 (+0.15%) As of 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Oportun Financial Stock (NASDAQ:OPRT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Oportun Financial alerts:Sign Up Key Stats Today's Range$9.47▼$9.8050-Day Range$7.13▼$9.7752-Week Range$4.03▼$9.80Volume660,565 shsAverage Volume550,150 shsMarket Capitalization$449.32 millionP/E Ratio24.43Dividend YieldN/APrice Target$7.75Consensus RatingHold Company Overview Oportun Financial Corp. is a financial technology company that provides credit products and related financial services to consumers in the United States, with a particular focus on serving Hispanic and other traditionally underserved communities. The company uses data-driven underwriting and digital tools to offer customers access to credit, including borrowers who may have limited credit histories. Oportun’s primary products have included unsecured personal loans and credit cards. Through its digital platform and customer service channels, the company has also provided tools intended to help consumers manage borrowing, make payments and build or strengthen their credit profiles. Founded in 2005 as Progreso Financiero, the company adopted the Oportun name in 2015 and became a publicly traded company in 2019. Oportun primarily serves customers across the United States through online channels and, historically, through retail-based customer access points. Its business is centered on expanding access to responsible, affordable financial products for consumers who may be underserved by traditional banks.AI Generated. May Contain Errors. Read More Oportun Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks57th Percentile Overall ScoreOPRT MarketRank™: 2.85206718346 of 5 starsOportun Financial scored higher than 57% of companies evaluated by MarketBeat, and ranked 522nd out of 856 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.8 / 5Analyst RatingHold Consensus RatingOportun Financial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 2 buy ratings, 3 hold ratings, and no sell ratings.Downside RiskOportun Financial has a consensus price target of $7.75, representing about 20.7% downside from its current price of $9.77.Amount of Analyst CoverageOportun Financial has only been the subject of 3 research reports in the past 90 days.Read more about Oportun Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth25.00% Earnings GrowthEarnings for Oportun Financial are expected to grow by 25.00% in the coming year, from $1.28 to $1.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Oportun Financial is 24.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.05.Price to Earnings Ratio vs. SectorThe P/E ratio of Oportun Financial is 24.43, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.88.Price to Book Value per Share RatioOportun Financial has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Oportun Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.55% of the float of Oportun Financial has been sold short.Short Interest Ratio / Days to CoverOportun Financial has a short interest ratio ("days to cover") of 2.21, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Oportun Financial has recently decreased by 10.18%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOportun Financial does not currently pay a dividend.Dividend GrowthOportun Financial does not have a long track record of dividend growth. News and Social Media2.1 / 5News Sentiment0.31 News SentimentOportun Financial has a news sentiment score of 0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Oportun Financial this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for OPRT on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Oportun Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $55,240.00 in company stock.Percentage Held by Insiders1.60% of the stock of Oportun Financial is held by insiders.Percentage Held by Institutions82.70% of the stock of Oportun Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Oportun Financial's insider trading history. Receive OPRT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Oportun Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. OPRT Stock News HeadlinesOportun Financial: A Risky Lender With A Compelling ValuationOctober 27 at 12:37 PM | seekingalpha.comOportun Financial Corporation (NASDAQ:OPRT) Stock Has Consensus Price Target of $7.75 According to BrokeragesOctober 25 at 1:59 AM | americanbankingnews.comElon Musk about to bankrupt Amazon, Microsoft & Google?Jeff Brown, the former tech executive who called the rise of Bitcoin, Tesla, and Nvidia years early, is tracking a new Elon Musk project he calls the most epic AI initiative in history. The plan could give Musk access to 50 times more computing power than the rest of the world combined, a development Brown says is drawing attention from executives at Amazon, Microsoft, and Google. Brown compares the scale of this project to the SpaceX IPO, which minted thousands of millionaires overnight.October 28 at 1:00 AM | Brownstone Research (Ad)Oportun Financial (NASDAQ:OPRT) Stock Bumped Up to Strong-Buy by Wall Street ZenOctober 24, 2026 | americanbankingnews.comOportun to Report Third Quarter 2026 Financial Results Tuesday, November 3, 2026October 20, 2026 | globenewswire.comBread Financial (NYSE:BFH) vs. Oportun Financial (NASDAQ:OPRT) Critical ReviewOctober 18, 2026 | americanbankingnews.comOportun to Present at Sidoti September Virtual Investor ConferenceSeptember 22, 2026 | globenewswire.comOportun Financial Corporation: Oportun Appoints Bernardo Martinez as Chief Retail and Sales Officer and Garrett Hope as Chief Product OfficerSeptember 22, 2026 | finanznachrichten.deSee More Headlines OPRT Stock Analysis - Frequently Asked Questions How have OPRT shares performed this year? Oportun Financial's stock was trading at $5.29 at the start of the year. Since then, OPRT shares have increased by 84.7% and is now trading at $9.77. How were Oportun Financial's earnings last quarter? Oportun Financial Corporation (NASDAQ:OPRT) released its quarterly earnings results on Wednesday, August, 5th. The company reported $0.42 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.33 by $0.09. The firm had revenue of $233.23 million for the quarter, compared to analysts' expectations of $230.68 million. Oportun Financial had a net margin of 2.05% and a trailing twelve-month return on equity of 13.41%. Read the conference call transcript. When did Oportun Financial IPO? Oportun Financial (OPRT) raised $100 million in an initial public offering (IPO) on Wednesday, September 25th 2019. The company issued 6,250,000 shares at $15.00-$17.00 per share. Barclays, J.P. Morgan, Jefferies and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and JMP Securities and BTIG were co-managers. How do I buy shares of Oportun Financial? Shares of OPRT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Oportun Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Oportun Financial investors own include NVIDIA (NVDA), Rigetti Computing (RGTI), Super Micro Computer (SMCI), Walmart (WMT), D-Wave Quantum (QBTS), Invesco QQQ (QQQ) and Intel (INTC). Company Calendar Last Earnings8/05/2026Today10/28/2026Next Earnings (Estimated)11/03/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (2m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 OPRT's financial health is in the Green zone, according to TradeSmith. OPRT has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:OPRT CIK1538716 Webwww.oportun.com Phone650-810-8823FaxN/AEmployees2,488Year Founded2006Price Target and Rating Average Price Target for Oportun Financial$7.75 High Price Target$9.00 Low Price Target$5.00 Potential Upside/Downside-20.7%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$0.40 Trailing P/E Ratio24.43 Forward P/E Ratio7.63 P/E GrowthN/ANet Income$25.25 million Net Margins2.05% Pretax Margin4.22% Return on Equity13.41% Return on Assets1.66% Debt Debt-to-Equity Ratio6.22 Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$956.70 million Price / Sales0.47 Cash Flow$2.31 per share Price / Cash Flow4.23 Book Value$8.84 per share Price / Book1.11Miscellaneous Outstanding Shares45,990,000Free Float45,251,000Market Cap$449.32 million OptionableOptionable Beta1.25 Social Links Forget Nvidia, Meta, and Google. 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