Private Bancorp of America (PBAM) Stock Price, News & Analysis

Company Overview

Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company offers checking and savings, money market, certificate of deposit, sweep, zero balance, and individual retirement accounts; unsecured lines of credit, personal credit lines, and term loans; additional services, such as direct deposits, online banking, ATM and debit cards, credit cards, savings/line of credit overdraft protection, and safe deposit boxes; and certificate of deposit account registry services. It also provides treasury management, merchant card, bill pay, positive pay, e-statement, remote deposit capture, ACH origination, wire transfer, electronic payments and collections, electronic check acceptance, account reconciliation, cash vault, and gift and business credit cards, as well as funds management services. In addition, the company offers term credit facilities and loans, equipment and business expansion loans, working capital lines of credit, commercial real estate financing, construction financing, letters of credit, business start-up loans, loans for business acquisition and partner buyouts, owner-occupied commercial real estate loans, equipment, furniture and fixture, and other loans; and CDARS And ICS products. Further, it provides wealth management and legal services. The company has offices in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.

Key Stats

• Today's Range: $48.31 to $49.31
• 50-Day Range: $42.27 to $50.01
• 52-Week Range: $32.36 to $51.55
• Volume: 1,227 shs
• Average Volume: 3,622 shs
• Market Capitalization: $284.03 million
• P/E Ratio: 8.65
• Dividend Yield: N/A
• Price Target: $53.00
• Consensus Rating: Buy

Private Bancorp of America Stock Analysis - MarketRank™

Private Bancorp of America scored higher than 25% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Private Bancorp of America has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Private Bancorp of America has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.60%

Earnings Growth

Earnings for Private Bancorp of America are expected to grow by 5.60% in the coming year, from $5.89 to $6.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Private Bancorp of America is 8.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 110.87.

Price to Earnings Ratio vs. Sector

The P/E ratio of Private Bancorp of America is 8.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.17.

Price to Book Value per Share Ratio

Private Bancorp of America has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Private Bancorp of America have been sold short.

Short Interest Ratio / Days to Cover

Private Bancorp of America has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Private Bancorp of America does not currently pay a dividend.

Dividend Growth

Private Bancorp of America does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Private Bancorp of America have been sold short.

Short Interest Ratio / Days to Cover

Private Bancorp of America has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Private Bancorp of America has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Private Bancorp of America this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Private Bancorp of America insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 13.54% of the stock of Private Bancorp of America is held by institutions.

PBAM Stock Analysis - Frequently Asked Questions

How have PBAM shares performed this year?

Private Bancorp of America's stock was trading at $35.00 at the start of the year. Since then, PBAM shares have increased by 40.9% and is now trading at $49.31.
View the best growth stocks for 2024 here.

How were Private Bancorp of America's earnings last quarter?

Private Bancorp of America, Inc. (OTCMKTS:PBAM) released its earnings results on Friday, October, 18th. The company reported $1.63 EPS for the quarter, topping analysts' consensus estimates of $1.45 by $0.18. The business had revenue of $41.45 million for the quarter, compared to analysts' expectations of $26.60 million. Private Bancorp of America had a net margin of 21.37% and a trailing twelve-month return on equity of 17.00%.

How do I buy shares of Private Bancorp of America?

Shares of PBAM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Private Bancorp of America own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Private Bancorp of America investors own include Datadog (DDOG), PayPal (PYPL), Shopify (SHOP), Taiwan Semiconductor Manufacturing (TSM), NexGen Energy (NXE), Wix.com (WIX) and Zoom Video Communications (ZM).

Company Calendar

• Last Earnings: 10/18/2024
• Today: 11/17/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Commercial banks, not elsewhere classified
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PBAM
• CUSIP: N/A
• CIK: N/A
• Web: www.calprivate.bank
• Phone: (858) 875-6900
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $53.00
• High Stock Price Target: $53.00
• Low Stock Price Target: $53.00
• Potential Upside/Downside: +7.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $5.70
• Trailing P/E Ratio: 8.65
• Forward P/E Ratio: 8.37
• P/E Growth: N/A
• Net Income: $40.86 million
• Net Margins: 21.37%
• Pretax Margin: 31.07%
• Return on Equity: 17.00%
• Return on Assets: 1.49%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 1.04
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $130.58 million
• Price / Sales: 2.18
• Cash Flow: $5.58 per share
• Price / Cash Flow: 8.83
• Book Value: $32.49 per share
• Price / Book: 1.52

Miscellaneous

• Outstanding Shares: 5,760,000
• Free Float: N/A
• Market Cap: $284.03 million
• Optionable: Not Optionable
• Beta: 0.19