Security Federal (SFDL) Stock Price, News & Analysis

Company Overview

Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services. It offers various deposit products, such as savings and checking accounts, money market accounts, fixed interest rate certificates with varying maturities, and individual retirement accounts. The company provides real estate loans comprising commercial real estate loans secured by non-residential commercial properties, churches, hotels, residential developments, and multi-family dwellings; one-to-four family residential real estate loans; and construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. In addition, it offers commercial and agricultural business loans secured by business equipment, furniture and fixtures, inventory, and receivables, or unsecured; and consumer loans including home improvements, residential lots, mortgage, automobiles, boats, mobile homes, recreational vehicles, and education. The company offers trust, financial planning, and financial management services; and insurance agency services, such as auto, business, and home insurance. Additionally, it invests in various types of liquid assets, including U.S. Treasury obligations and securities of various federal agencies, certificates of deposit at insured institutions, mutual funds, bankers' acceptances, and federal funds, as well as commercial paper and corporate debt securities. It through branch offices in Aiken, Lexington, Richland and Saluda counties in South Carolina and Columbia; and Richmond counties in Georgia. Security Federal Corporation was founded in 1922 and is headquartered in Aiken, South Carolina.

Key Stats

• Today's Range: $28.00 to $28.00
• 50-Day Range: $26.50 to $28.00
• 52-Week Range: $20.50 to $28.00
• Volume: N/A
• Average Volume: 861 shs
• Market Capitalization: $89.32 million
• P/E Ratio: 9.52
• Dividend Yield: 2.00%
• Price Target: N/A
• Consensus Rating: N/A

Security Federal Stock Analysis - MarketRank™

Security Federal scored higher than 39% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Security Federal.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Security Federal is 9.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Security Federal is 9.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.46.

Price to Book Value per Share Ratio

Security Federal has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Security Federal have been sold short.

Short Interest Ratio / Days to Cover

Security Federal has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Security Federal pays a meaningful dividend of 2.04%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Security Federal does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Security Federal is 19.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Security Federal have been sold short.

Short Interest Ratio / Days to Cover

Security Federal has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 1.3 / 5
• News Sentiment: N/A

News Sentiment

Security Federal has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Security Federal this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Security Federal insiders have not sold or bought any company stock.

Percentage Held by Insiders

35.89% of the stock of Security Federal is held by insiders. A high percentage of insider ownership can be a sign of company health.

SFDL Stock Analysis - Frequently Asked Questions

How have SFDL shares performed this year?

Security Federal's stock was trading at $23.00 at the beginning of the year. Since then, SFDL stock has increased by 21.7% and is now trading at $28.00.
View the best growth stocks for 2024 here.

How were Security Federal's earnings last quarter?

Security Federal Co. (OTCMKTS:SFDL) issued its earnings results on Wednesday, October, 30th. The bank reported $0.62 earnings per share (EPS) for the quarter. The bank earned $13.04 million during the quarter. Security Federal had a net margin of 11.69% and a trailing twelve-month return on equity of 10.64%.

How do I buy shares of Security Federal?

Shares of SFDL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Security Federal own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Security Federal investors own include American Express (AXP), Activision Blizzard (ATVI), iShares Core S&P U.S. Value ETF (IUSV), QUALCOMM (QCOM), CarGurus (CARG), CACI International (CACI) and Bristol-Myers Squibb (BMY).

Company Calendar

• Ex-Dividend for 9/15 Dividend: 8/30/2024
• Dividend Payable: 9/15/2024
• Last Earnings: 10/30/2024
• Today: 11/21/2024
• Ex-Dividend for 12/15 Dividend: 11/29/2024
• Dividend Payable: 12/15/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:SFDL
• CUSIP: N/A
• CIK: 818677
• Web: www.securityfederalbank.com
• Phone: (803) 641-3000
• Fax: 803-641-3046
• Employees: 230
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.94
• Trailing P/E Ratio: 9.52
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.19 million
• Net Margins: 11.69%
• Pretax Margin: 14.48%
• Return on Equity: 10.64%
• Return on Assets: 0.65%

Debt

• Debt-to-Equity Ratio: 0.95
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $74.37 million
• Price / Sales: 1.20
• Cash Flow: $5.25 per share
• Price / Cash Flow: 5.33
• Book Value: $31.97 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 3,190,000
• Free Float: 2,048,000
• Market Cap: $89.32 million
• Optionable: Not Optionable
• Beta: 0.46