Personal Group (PGH) Share Price, News & Analysis

Company Overview

Personal Group Holdings Plc (AIM: PGH) is a workforce benefits and health insurance provider. Its vision is to be the champion of affordable and accessible insurance and benefits, keeping businesses and their employees happy, healthy and protected. The Group is proud to support the health and wellbeing of c. 1.25 million UK employees. The Group’s insurance provides employees with access to affordable, individual policies for hospital, recovery and death benefit plans. The Group’s award-winning benefits platform, Hapi, brings together extensive employee benefits, discounts and rewards, in one responsive platform. As well as being sold direct to employers, the Hapi platform supports Sage’s Employee Benefits offerings for SMEs. This comprehensive range of offerings, powerful platform and unique sales model of face-to-face, one-to-one engagement with employees, provides Personal Group with a strong market position from which to grow. Head-quartered in Milton Keynes, the Group has built an extensive blue-chip customer list over its 40-year history, including Airtanker, B & Q, Barchester Healthcare, British Transport Police, Merseyrail, Office of National Statistics, Randstad, Royal Mail Group, The Royal Mint, Stagecoach Group plc, and The University of York. For further information on the Group please see www.personalgroup.com

Key Stats

• Today's Range: 248 to 258
• 50-Day Range: 173.50 to 252
• 52-Week Range: 152 to 258
• Volume: 90,783 shs
• Average Volume: 33,796 shs
• Market Capitalization: £78.76 million
• P/E Ratio: 17.14
• Dividend Yield: 4.70%
• Price Target: GBX 262.50
• Consensus Rating: Buy

Personal Group Stock Analysis - MarketRank™

Personal Group scored higher than 34% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Personal Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Personal Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Personal Group is 17.14, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of Personal Group is 17.14, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.03.

Price to Book Value per Share Ratio

Personal Group has a P/B Ratio of 2.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PGH.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Personal Group is a leading dividend payer. It pays a dividend yield of 6.27%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Personal Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Personal Group is 80.50%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PGH.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.74

News Sentiment

Personal Group has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Personal Group this week, compared to 4 articles on an average week.

MarketBeat Follows

2 people have added Personal Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Personal Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought £144.48 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

43.90% of the stock of Personal Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

40.32% of the stock of Personal Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PGH Stock Analysis - Frequently Asked Questions

How have PGH shares performed this year?

Personal Group's stock was trading at GBX 188.22 on January 1st, 2025. Since then, PGH shares have increased by 35.7% and is now trading at GBX 255.50.
View the best growth stocks for 2025 here.

How were Personal Group's earnings last quarter?

Personal Group Holdings Plc (LON:PGH) released its quarterly earnings data on Tuesday, March, 25th. The company reported $17.70 earnings per share (EPS) for the quarter. Personal Group had a trailing twelve-month return on equity of 14.40% and a net margin of 13.49%.

How do I buy shares of Personal Group?

Shares of PGH stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.

What other stocks do shareholders of Personal Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Personal Group investors own include Energy Transfer (ET), Aurora Cannabis (ACB), ASOS (ASC), Coats Group (COA), Greencore Group (GNC), Lloyds Banking Group (LLOY) and Omega Diagnostics Group (ODX).

Company Calendar

• Last Earnings: 3/25/2025
• Today: 3/31/2025
• Record date for 5/14 Dividend: 4/03/2025
• Ex-Dividend for 5/14 Dividend: 4/03/2025
• Dividend Payable: 5/14/2025

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Insurance - Property & Casualty
• Sub-Industry: N/A
• Current Symbol: LON:PGH
• CIK: N/A
• Web: www.personalgroup.com
• Phone: +44-1908-605000
• Fax: N/A
• Employees: 259
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: GBX 262.50
• High Stock Price Target: GBX 316
• Low Stock Price Target: GBX 209
• Potential Upside/Downside: +2.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): GBX 14.91
• Trailing P/E Ratio: 17.14
• Forward P/E Ratio: 13.39
• P/E Growth: N/A
• Net Income: £4.55 million
• Net Margins: 13.49%
• Pretax Margin: N/A
• Return on Equity: 14.40%
• Return on Assets: 7.99%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.82
• Quick Ratio: 2.78

Sales & Book Value

• Annual Sales: £33.69 million
• Price / Sales: 2.34
• Cash Flow: GBX 102.75 per share
• Price / Cash Flow: 2.49
• Book Value: GBX 102.30 per share
• Price / Book: 2.50

Miscellaneous

• Outstanding Shares: 30,824,719
• Free Float: N/A
• Market Cap: £78.76 million
• Optionable: Not Optionable
• Beta: 0.46