CNO Financial Group (CNO) Stock Price, News & Analysis

Company Overview

CNO Financial Group, Inc. (NYSE: CNO) is a leading American financial services holding company headquartered in Carmel, Indiana. The company designs, markets and administers life insurance, supplemental health insurance, annuities and retirement solutions for middle‐income and underserved markets. Through its three principal businesses—Bankers Life, Washington National and Colonial Penn—CNO focuses on helping individuals and families secure financial protection and income in retirement.

Bankers Life offers life insurance and annuity products, long‐term care insurance and Medicare supplement policies designed for pre‐retirees and retirees nationwide. Washington National specializes in supplemental health insurance products such as accident, hospital indemnity and critical illness coverage, serving policyholders primarily in the United States. Colonial Penn, known for its direct‐response marketing approach, provides guaranteed acceptance life insurance, final expense solutions and term life products to a broad demographic, with a special emphasis on senior consumers.

CNO distributes its products through a diversified network of independent agents, registered representatives and direct marketing channels. Independent agents play a central role, offering personalized guidance to clients on product selection and planning. The company leverages a mix of traditional field sales, telemarketing, digital platforms and affinity partnerships to reach customers across all 50 states, with particular concentration in the Midwest, South and Sun Belt regions.

Founded in 1979 as Constitution National Life Insurance Company, the organization underwent a series of transformations, including its 1998 acquisition by Conseco, Inc. and subsequent rebranding as CNO Financial Group in 2010. Today, CNO is led by President and Chief Executive Officer Gary C. Bhojwani, under whose leadership the company has emphasized operational efficiency, customer service enhancement and strategic growth in its core segments. The board of directors and senior management continue to guide CNO’s mission to deliver dependable protection and retirement income solutions to millions of Americans.

Key Stats

• Today's Range: $37.57 to $38.79
• 50-Day Range: $36.80 to $39.90
• 52-Week Range: $27.60 to $43.20
• Volume: 794,496 shs
• Average Volume: 705,998 shs
• Market Capitalization: $3.75 billion
• P/E Ratio: 13.24
• Dividend Yield: 1.80%
• Price Target: $41.00
• Consensus Rating: Hold

CNO Financial Group Stock Analysis - MarketRank™

CNO Financial Group scored higher than 85% of companies evaluated by MarketBeat, and ranked 233rd out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

CNO Financial Group has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on 2 buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

CNO Financial Group has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.23%

Earnings Growth

Earnings for CNO Financial Group are expected to grow by 11.23% in the coming year, from $3.83 to $4.26 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CNO Financial Group is 13.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.21.

Price to Earnings Ratio vs. Sector

The P/E ratio of CNO Financial Group is 13.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

CNO Financial Group has a P/B Ratio of 1.56. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.40% of the float of CNO Financial Group has been sold short.

Short Interest Ratio / Days to Cover

CNO Financial Group has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNO Financial Group has recently increased by 2.67%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

CNO Financial Group pays a meaningful dividend of 1.76%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CNO Financial Group has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of CNO Financial Group is 23.78%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CNO Financial Group will have a dividend payout ratio of 15.96% next year. This indicates that CNO Financial Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 4.2 / 5
• Environmental Score: -0.18

Percentage of Shares Shorted

2.40% of the float of CNO Financial Group has been sold short.

Short Interest Ratio / Days to Cover

CNO Financial Group has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNO Financial Group has recently increased by 2.67%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.49

News Sentiment

CNO Financial Group has a news sentiment score of 0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.86 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for CNO Financial Group this week, compared to 6 articles on an average week.

Search Interest

1 people have searched for CNO on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, CNO Financial Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $141,726.00 in company stock.

Percentage Held by Insiders

Only 3.00% of the stock of CNO Financial Group is held by insiders.

Percentage Held by Institutions

95.43% of the stock of CNO Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CNO Stock Analysis - Frequently Asked Questions

How have CNO shares performed this year?

CNO Financial Group's stock was trading at $37.21 on January 1st, 2025. Since then, CNO stock has increased by 1.7% and is now trading at $37.86.
View the best growth stocks for 2025 here.

How were CNO Financial Group's earnings last quarter?

CNO Financial Group, Inc. (NYSE:CNO) posted its earnings results on Monday, April, 28th. The financial services provider reported $0.79 earnings per share for the quarter, meeting the consensus estimate of $0.79. The company's revenue was down 13.2% on a year-over-year basis.
Read the conference call transcript.

Who are CNO Financial Group's major shareholders?

Top institutional shareholders of CNO Financial Group include First Financial Bank Trust Division (0.02%). Insiders that own company stock include Eric R Johnson, Gary C Bhojwani, Matthew J Zimpfer, Paul H Mcdonough, Scott L Goldberg, Rocco F Tarasi III, Karen Detoro, John R Kline, Frederick James Sievert, Jeremy David Williams, Steven E Shebik, Jeanne L Linnenbringer, Michael E Mead and Yvonne K Franzese.
View institutional ownership trends.

How do I buy shares of CNO Financial Group?

Shares of CNO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CNO Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CNO Financial Group investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 4/28/2025
• Record date for 6/24 Dividend: 6/10/2025
• Ex-Dividend for 6/24 Dividend: 6/10/2025
• Dividend Payable: 6/24/2025
• Today: 7/02/2025
• Next Earnings (Estimated): 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:CNO
• CIK: 1224608
• Web: www.cnoinc.com
• Phone: (317) 817-6100
• Fax: 317-817-2847
• Employees: 3,500
• Year Founded: 1979

Price Target and Rating

• Average Stock Price Target: $41.00
• High Stock Price Target: $49.00
• Low Stock Price Target: $29.00
• Potential Upside/Downside: +8.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.86
• Trailing P/E Ratio: 13.24
• Forward P/E Ratio: 9.89
• P/E Growth: N/A
• Net Income: $404 million
• Net Margins: 7.11%
• Pretax Margin: 9.07%
• Return on Equity: 17.86%
• Return on Assets: 1.21%

Debt

• Debt-to-Equity Ratio: 1.59
• Current Ratio: 0.18
• Quick Ratio: 0.18

Sales & Book Value

• Annual Sales: $4.45 billion
• Price / Sales: 0.84
• Cash Flow: $4.08 per share
• Price / Cash Flow: 9.28
• Book Value: $24.21 per share
• Price / Book: 1.56

Miscellaneous

• Outstanding Shares: 99,140,000
• Free Float: 95,790,000
• Market Cap: $3.75 billion
• Optionable: Optionable
• Beta: 0.88