NASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $14.21 -0.44 (-3.00%) As of 04/25/2025 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Provident Financial Stock (NASDAQ:PROV) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Provident Financial alerts:Sign Up Key Stats Today's Range$14.40▼$14.7450-Day Range$13.50▼$15.7552-Week Range$12.01▼$16.70Volume155 shsAverage Volume7,515 shsMarket Capitalization$96.35 millionP/E Ratio15.82Dividend Yield3.89%Price Target$16.00Consensus RatingHold Company OverviewProvident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.Read More… Provident Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks89th Percentile Overall ScorePROV MarketRank™: Provident Financial scored higher than 89% of companies evaluated by MarketBeat, and ranked 306th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingProvident Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageProvident Financial has only been the subject of 1 research reports in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth33.33% Earnings GrowthEarnings for Provident Financial are expected to grow by 33.33% in the coming year, from $0.90 to $1.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 15.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.67.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 15.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.07.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.75. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.42% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently decreased by 4.74%, indicating that investor sentiment is improving. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipProvident Financial is a leading dividend payer. It pays a dividend yield of 3.96%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 61.54%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 46.67% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. Sustainability and ESG0.8 / 5Environmental Score-0.07 Percentage of Shares Shorted0.42% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently decreased by 4.74%, indicating that investor sentiment is improving. News and Social Media2.1 / 5News Sentiment0.71 News SentimentProvident Financial has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.02 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 12 news articles for Provident Financial this week, compared to 3 articles on an average week. Company Ownership2.5 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have not sold or bought any company stock.Percentage Held by Insiders11.41% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address PROV Stock News HeadlinesProvident Financial (PROV) to Release Earnings on MondayApril 26 at 1:38 AM | americanbankingnews.comProvident Financial reports Q1 EPS 49c, consensus 47cApril 25 at 1:21 AM | markets.businessinsider.comTrump Treasure April 19Thanks to President Trump… A $900 investment across5 specific cryptos… Could gain 12,000% so quickly that, just 12 months later…April 26, 2025 | Paradigm Press (Ad)Provident Financial Holdings Announces Quarterly Cash DividendApril 24 at 7:10 PM | globenewswire.comProvident Financial Holdings, Inc. to Announce Third Quarter Fiscal 2025 Earnings and Host Conference CallApril 23 at 2:48 AM | nasdaq.comProvident Financial Holdings, Inc. To Host Earnings Release Conference CallApril 21, 2025 | globenewswire.comProvident Bank’s Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006April 15, 2025 | markets.businessinsider.comProvident Bank's Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006April 15, 2025 | globenewswire.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $15.91 on January 1st, 2025. Since then, PROV shares have decreased by 9.5% and is now trading at $14.40. View the best growth stocks for 2025 here. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) released its earnings results on Tuesday, January, 28th. The financial services provider reported $0.13 earnings per share for the quarter, missing analysts' consensus estimates of $0.26 by $0.13. Provident Financial had a trailing twelve-month return on equity of 4.81% and a net margin of 10.39%. Read the conference call transcript. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), Exxon Mobil (XOM), Brunswick (BC) and Meta Platforms (META). Company Calendar Last Earnings1/28/2025Record date for 3/6 Dividend2/13/2025Ex-Dividend for 3/6 Dividend2/13/2025Dividend Payable3/06/2025Today4/25/2025Next Earnings (Estimated)4/28/2025Record date for 6/5 Dividend5/15/2025Ex-Dividend for 6/5 Dividend5/15/2025Dividend Payable6/05/2025Fiscal Year End6/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:PROV CIK1010470 Webwww.myprovident.com Phone(951) 686-6060Fax909-782-6132Employees160Year FoundedN/APrice Target and Rating Average Stock Price Target$16.00 High Stock Price Target$16.00 Low Stock Price Target$16.00 Potential Upside/Downside+11.1%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$0.91 Trailing P/E Ratio15.82 Forward P/E Ratio16.00 P/E GrowthN/ANet Income$7.35 million Net Margins10.39% Pretax Margin14.67% Return on Equity4.81% Return on Assets0.49% Debt Debt-to-Equity Ratio1.91 Current Ratio1.25 Quick Ratio1.25 Sales & Book Value Annual Sales$38.44 million Price / Sales2.51 Cash Flow$1.42 per share Price / Cash Flow10.15 Book Value$19.23 per share Price / Book0.75Miscellaneous Outstanding Shares6,691,000Free Float5,928,000Market Cap$96.35 million OptionableNot Optionable Beta0.19 10 Stocks Set to Soar in Spring 2025Enter your email address and we'll send you MarketBeat's list of ten stocks that are set to soar in Spring 2025, despite the threat of tariffs and other economic uncertainty. These ten stocks are incredibly resilient and are likely to thrive in any economic environment.Get This Free Report This page (NASDAQ:PROV) was last updated on 4/26/2025 by MarketBeat.com Staff From Our PartnersDonald Trump is about to free crypto from its chains …Sure enough, Bitcoin took off on the exact day Juan said it would. It's up more than 40% since the election...Weiss Ratings | SponsoredSilicon Valley Gold RushA new technology has sparked a modern-day gold rush in Silicon Valley. OpenAI’s Sam Altman invested $375M. Bil...Stansberry Research | SponsoredWhy Elon put $51 million into thisWhy Elon Musk Just Invested $51 Million Into Brand New “Miracle Metal” Developed by MIT ScientistsTrue Market Insiders | SponsoredTrump’s tariffs just split the AI market in twoTrump’s tariff just split the AI market – among others – in two. One group of AI companies—the ones relying...Traders Agency | SponsoredJames Altucher: Do not invest in AI unless…I made millions during the crypto boom. 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