SB Financial Group (SBFG) Stock Price, News & Analysis

Company Overview

SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1902 and is based in Defiance, Ohio.

Key Stats

• Today's Range: $21.81 to $22.61
• 50-Day Range: $19.57 to $24.14
• 52-Week Range: $13.01 to $24.48
• Volume: 14,955 shs
• Average Volume: 14,180 shs
• Market Capitalization: $146.83 million
• P/E Ratio: 12.84
• Dividend Yield: 2.63%
• Price Target: N/A
• Consensus Rating: N/A

SB Financial Group Stock Analysis - MarketRank™

SB Financial Group scored higher than 76% of companies evaluated by MarketBeat, and ranked 341st out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for SB Financial Group.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.00%

Earnings Growth

Earnings for SB Financial Group are expected to grow by 9.00% in the coming year, from $2.00 to $2.18 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of SB Financial Group is 12.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of SB Financial Group is 12.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.31.

Price to Book Value per Share Ratio

SB Financial Group has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.88% of the float of SB Financial Group has been sold short.

Short Interest Ratio / Days to Cover

SB Financial Group has a short interest ratio ("days to cover") of 5.1.

Change versus previous month

Short interest in SB Financial Group has recently decreased by 1.75%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

SB Financial Group pays a meaningful dividend of 2.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SB Financial Group has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of SB Financial Group is 33.72%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, SB Financial Group will have a dividend payout ratio of 26.61% next year. This indicates that SB Financial Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.9 / 5
• Environmental Score: -0.58

Percentage of Shares Shorted

1.88% of the float of SB Financial Group has been sold short.

Short Interest Ratio / Days to Cover

SB Financial Group has a short interest ratio ("days to cover") of 5.1.

Change versus previous month

Short interest in SB Financial Group has recently decreased by 1.75%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: N/A

News Sentiment

SB Financial Group has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.89 average news sentiment score of Finance companies.

MarketBeat Follows

2 people have added SB Financial Group to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, SB Financial Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.08% of the stock of SB Financial Group is held by insiders.

Percentage Held by Institutions

66.67% of the stock of SB Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SBFG Stock Analysis - Frequently Asked Questions

How have SBFG shares performed this year?

SB Financial Group's stock was trading at $20.91 at the start of the year. Since then, SBFG stock has increased by 5.6% and is now trading at $22.08.
View the best growth stocks for 2025 here.

How were SB Financial Group's earnings last quarter?

SB Financial Group, Inc. (NASDAQ:SBFG) posted its earnings results on Thursday, January, 23rd. The financial services provider reported $0.52 EPS for the quarter, topping the consensus estimate of $0.41 by $0.11. SB Financial Group had a trailing twelve-month return on equity of 8.98% and a net margin of 14.10%.

Who are SB Financial Group's major shareholders?

Top institutional shareholders of SB Financial Group include PL Capital Advisors LLC (8.85%), The Manufacturers Life Insurance Company (7.24%), Alliancebernstein L.P. (7.04%) and Cutler Capital Management LLC (5.90%). Insiders that own company stock include Mark A Klein, Anthony Van Cosentino, Richard L Hardgrove, Timothy J Stolly, George W Carter, William G Martin, Timothy L Claxton, Steven A Walz and David A Homoelle.
View institutional ownership trends.

How do I buy shares of SB Financial Group?

Shares of SBFG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SB Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SB Financial Group investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AUO (AUOTY), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 1/23/2025
• Ex-Dividend for 2/28 Dividend: 2/14/2025
• Today: 2/22/2025
• Dividend Payable: 2/28/2025
• Next Earnings (Estimated): 4/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SBFG
• Previous Symbol: NASDAQ:RBNF
• CUSIP: N/A
• CIK: 767405
• Web: www.yoursbfinancial.com
• Phone: (419) 783-8950
• Fax: 419-782-6393
• Employees: 270
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.72
• Trailing P/E Ratio: 12.84
• Forward P/E Ratio: 11.04
• P/E Growth: N/A
• Net Income: $11.47 million
• Net Margins: 14.10%
• Pretax Margin: 17.55%
• Return on Equity: 8.98%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 0.41
• Current Ratio: 0.92
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $81.37 million
• Price / Sales: 1.80
• Cash Flow: $2.32 per share
• Price / Cash Flow: 9.50
• Book Value: $18.28 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 6,650,000
• Free Float: 6,381,000
• Market Cap: $146.83 million
• Optionable: Not Optionable
• Beta: 0.77