Consumer Portfolio Services (CPSS) Stock Price, News & Analysis

Company Overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Key Stats

• Today's Range: $8.69 to $8.69
• 50-Day Range: $8.09 to $11.67
• 52-Week Range: $7.03 to $12.73
• Volume: 353 shs
• Average Volume: 32,072 shs
• Market Capitalization: $182.69 million
• P/E Ratio: 9.79
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

CPSS Stock Analysis - Frequently Asked Questions

How have CPSS shares performed this year?

Consumer Portfolio Services' stock was trading at $10.86 on January 1st, 2025. Since then, CPSS shares have decreased by 21.5% and is now trading at $8.52.
View the best growth stocks for 2025 here.

How were Consumer Portfolio Services' earnings last quarter?

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) released its quarterly earnings data on Tuesday, February, 25th. The credit services provider reported $0.21 EPS for the quarter, missing analysts' consensus estimates of $0.27 by $0.06. The credit services provider earned $105.30 million during the quarter, compared to the consensus estimate of $102.37 million. Consumer Portfolio Services had a net margin of 5.59% and a trailing twelve-month return on equity of 7.59%.
Read the conference call transcript.

How do I buy shares of Consumer Portfolio Services?

Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Consumer Portfolio Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD).

Company Calendar

• Last Earnings: 2/25/2025
• Today: 4/25/2025
• Next Earnings (Estimated): 5/09/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CPSS
• CIK: 889609
• Web: www.consumerportfolio.com
• Phone: (949) 753-6800
• Fax: 949-753-6805
• Employees: 740
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.79
• Trailing P/E Ratio: 10.11
• Forward P/E Ratio: 10.35
• P/E Growth: N/A
• Net Income: $45.34 million
• Net Margins: 5.59%
• Pretax Margin: 7.87%
• Return on Equity: 7.59%
• Return on Assets: 0.67%

Debt

• Debt-to-Equity Ratio: 10.52
• Current Ratio: 19.17
• Quick Ratio: 19.16

Sales & Book Value

• Annual Sales: $202.25 million
• Price / Sales: 0.93
• Cash Flow: $2.06 per share
• Price / Cash Flow: 4.28
• Book Value: $13.01 per share
• Price / Book: 0.68

Miscellaneous

• Outstanding Shares: 21,443,000
• Free Float: 6,636,000
• Market Cap: $188.70 million
• Optionable: Optionable
• Beta: 1.78