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NASDAQ:FRAF

Franklin Financial Services (FRAF) Stock Price, News & Analysis

Franklin Financial Services logo
$39.34 -0.38 (-0.96%)
Closing price 04/25/2025 04:00 PM Eastern
Extended Trading
$39.32 -0.03 (-0.06%)
As of 04/25/2025 04:05 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Franklin Financial Services Stock (NASDAQ:FRAF)

Key Stats

Today's Range
$38.92
$39.75
50-Day Range
$33.35
$39.83
52-Week Range
$25.90
$40.76
Volume
11,189 shs
Average Volume
8,990 shs
Market Capitalization
$174.67 million
P/E Ratio
15.80
Dividend Yield
3.36%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; and offers safe deposit, pension, and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

Franklin Financial Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
45th Percentile Overall Score

FRAF MarketRank™: 

Franklin Financial Services scored higher than 45% of companies evaluated by MarketBeat, and ranked 759th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Franklin Financial Services.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Franklin Financial Services is 15.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.68.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Franklin Financial Services is 15.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.74.

  • Price to Book Value per Share Ratio

    Franklin Financial Services has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Franklin Financial Services' valuation and earnings.
  • Percentage of Shares Shorted

    0.33% of the float of Franklin Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    Franklin Financial Services has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Franklin Financial Services has recently increased by 9.84%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Franklin Financial Services pays a meaningful dividend of 3.22%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Franklin Financial Services does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Franklin Financial Services is 53.01%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Franklin Financial Services' dividend.
  • Percentage of Shares Shorted

    0.33% of the float of Franklin Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    Franklin Financial Services has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Franklin Financial Services has recently increased by 9.84%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Franklin Financial Services has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Franklin Financial Services this week, compared to 1 article on an average week.
  • Search Interest

    1 people have searched for FRAF on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Franklin Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $352,751.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 6.93% of the stock of Franklin Financial Services is held by insiders.

  • Percentage Held by Institutions

    Only 24.80% of the stock of Franklin Financial Services is held by institutions.

  • Read more about Franklin Financial Services' insider trading history.
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FRAF Stock News Headlines

Trump to redistribute trillions of dollars
Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to move your money now.
See More Headlines

FRAF Stock Analysis - Frequently Asked Questions

Franklin Financial Services' stock was trading at $29.90 at the beginning of 2025. Since then, FRAF stock has increased by 31.6% and is now trading at $39.34.
View the best growth stocks for 2025 here
.

Franklin Financial Services Co. (NASDAQ:FRAF) released its quarterly earnings data on Tuesday, January, 28th. The company reported $0.11 earnings per share for the quarter. Franklin Financial Services had a net margin of 9.64% and a trailing twelve-month return on equity of 7.91%.

Top institutional investors of Franklin Financial Services include Farmers & Merchants Trust Co of Chambersburg PA (0.77%). Insiders that own company stock include Allan E Jennings Jr, Gregory A Duffey, Craig W Best, Mark R Hollar, Kimberly Rzomp, Karen K Carmack and Charles Benner Carroll Jr.
View institutional ownership trends
.

Shares of FRAF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Franklin Financial Services investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Adobe (ADBE) and Builders FirstSource (BLDR).

Company Calendar

Last Earnings
1/28/2025
Record date for 2/26 Dividend
2/07/2025
Ex-Dividend for 2/26 Dividend
2/07/2025
Dividend Payable
2/26/2025
Today
4/27/2025
Next Earnings (Estimated)
4/28/2025
Record date for 5/28 Dividend
5/02/2025
Ex-Dividend for 5/28 Dividend
5/02/2025
Dividend Payable
5/28/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:FRAF
Employees
280
Year Founded
N/A

Profitability

Trailing P/E Ratio
15.80
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$11.10 million
Pretax Margin
14.80%

Debt

Sales & Book Value

Annual Sales
$69.89 million
Cash Flow
$4.36 per share
Price / Cash Flow
9.02
Book Value
$30.30 per share
Price / Book
1.30

Miscellaneous

Free Float
4,110,000
Market Cap
$174.67 million
Optionable
Not Optionable
Beta
0.18
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This page (NASDAQ:FRAF) was last updated on 4/27/2025 by MarketBeat.com Staff
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