Granite Point Mortgage Trust (GPMT) Stock Price, News & Analysis

Company Overview

Granite Point Mortgage Trust, Inc. is a specialty finance company that invests directly in commercial real estate debt. The company focuses on originating, acquiring and managing senior preferred and mezzanine loans secured by income-producing real estate across diverse property types, including multifamily, office, industrial and retail assets. Granite Point Mortgage Trust operates as a real estate investment trust (REIT), providing investors with exposure to floating-rate commercial mortgage loan investments.

Granite Point’s investment strategy centers on structuring loans to deliver attractive risk-adjusted returns, with portfolio allocations spanning senior loans, B-notes and mezzanine financings. The company pursues both newly originated loans and secondary market opportunities, aiming to balance yield potential with credit preservation. By targeting middle-market and large-balance transactions, Granite Point seeks to leverage its underwriting expertise and market relationships.

Primarily active in major U.S. real estate markets, Granite Point Mortgage Trust serves borrowers in gateway and high-growth metropolitan areas. The company’s geographic focus includes key regions on both coasts as well as select Sun Belt markets, reflecting demand for transitional and stabilized financing solutions. Through ongoing asset monitoring and portfolio diversification, Granite Point endeavors to manage credit risk across economic and property-type cycles.

Granite Point Mortgage Trust is externally managed by Granite Point Mortgage Management LLC, a team of investment professionals with experience in commercial real estate lending and capital markets. The management group evaluates new opportunities, oversees loan servicing and implements risk management practices designed to support steady income generation and long-term portfolio stability.

Key Stats

• Today's Range: $1.03 to $1.08
• 50-Day Range: $1.06 to $1.51
• 52-Week Range: $1.03 to $3.12
• Volume: 616,296 shs
• Average Volume: 245,123 shs
• Market Capitalization: $50.85 million
• P/E Ratio: N/A
• Dividend Yield: 18.96%
• Price Target: $1.33
• Consensus Rating: Reduce

Granite Point Mortgage Trust Stock Analysis - MarketRank™

Granite Point Mortgage Trust scored higher than 71% of companies evaluated by MarketBeat, and ranked 414th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Reduce

Consensus Rating

Granite Point Mortgage Trust has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 2 sell ratings.

Upside Potential

Granite Point Mortgage Trust has a consensus price target of $1.33, representing about 26.4% upside from its current price of $1.06.

Amount of Analyst Coverage

Granite Point Mortgage Trust has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Granite Point Mortgage Trust are expected to grow in the coming year, from ($1.53) to ($1.12) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Granite Point Mortgage Trust is -0.52, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Granite Point Mortgage Trust is -0.52, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Granite Point Mortgage Trust has a P/B Ratio of 0.11. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.49% of the float of Granite Point Mortgage Trust has been sold short.

Short Interest Ratio / Days to Cover

Granite Point Mortgage Trust has a short interest ratio ("days to cover") of 0.73, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Granite Point Mortgage Trust has recently increased by 13.29%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Granite Point Mortgage Trust is a leading dividend payer. It pays a dividend yield of 18.87%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Granite Point Mortgage Trust does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Granite Point Mortgage Trust insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $16,024.00 in company stock.

Percentage Held by Insiders

6.40% of the stock of Granite Point Mortgage Trust is held by insiders.

Percentage Held by Institutions

51.63% of the stock of Granite Point Mortgage Trust is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/15 Dividend: 7/01/2026
• Ex-Dividend for 7/15 Dividend: 7/01/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 8/05/2026
• Today: 8/26/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Mortgage Real Estate Investment Trusts (REITs)
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:GPMT
• Previous Symbol: NASDAQ:GPMT
• CIK: 1703644
• Web: www.gpmortgagetrust.com
• Phone: (212) 364-5500
• Fax: N/A
• Employees: 30
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Granite Point Mortgage Trust: $1.33
• High Price Target: $1.50
• Low Price Target: $1.25
• Potential Upside/Downside: +26.4%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): ($2.01)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$41.15 million
• Net Margins: -73.75%
• Pretax Margin: -73.60%
• Return on Equity: -10.25%
• Return on Assets: -3.37%

Debt

• Debt-to-Equity Ratio: 1.29
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $131.73 million
• Price / Sales: 0.39
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $9.97 per share
• Price / Book: 0.11

Miscellaneous

• Outstanding Shares: 48,200,000
• Free Float: 45,113,000
• Market Cap: $50.85 million
• Optionable: Optionable
• Beta: 1.61