Positive News SentimentPositive NewsNASDAQ:SMBK SmartFinancial (SMBK) Stock Price, News & Analysis $31.19 -0.76 (-2.37%) Closing price 03/28/2025 03:59 PM EasternExtended Trading$31.19 0.00 (-0.01%) As of 03/28/2025 04:01 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsBuy This Stock About SmartFinancial Stock (NASDAQ:SMBK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get SmartFinancial alerts:Sign Up Key Stats Today's Range$31.05▼$31.9650-Day Range$30.89▼$36.8252-Week Range$19.00▼$37.72Volume35,436 shsAverage Volume51,261 shsMarket Capitalization$530.83 millionP/E Ratio14.58Dividend Yield1.03%Price Target$30.70Consensus RatingHold Company OverviewSmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; and direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and mid-size companies; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.Read More… Remove Ads SmartFinancial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks49th Percentile Overall ScoreSMBK MarketRank™: SmartFinancial scored higher than 49% of companies evaluated by MarketBeat, and ranked 662nd out of 950 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingSmartFinancial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no buy ratings, 4 hold ratings, and no sell ratings.Amount of Analyst CoverageSmartFinancial has only been the subject of 1 research reports in the past 90 days.Read more about SmartFinancial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth20.82% Earnings GrowthEarnings for SmartFinancial are expected to grow by 20.82% in the coming year, from $2.45 to $2.96 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of SmartFinancial is 14.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.58.Price to Earnings Ratio vs. SectorThe P/E ratio of SmartFinancial is 14.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.49.Price to Book Value per Share RatioSmartFinancial has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about SmartFinancial's valuation and earnings. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for SMBK. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldSmartFinancial has a dividend yield of 1.00%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthSmartFinancial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of SmartFinancial is 14.95%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, SmartFinancial will have a dividend payout ratio of 10.81% next year. This indicates that SmartFinancial will be able to sustain or increase its dividend.Read more about SmartFinancial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for SMBK. News and Social Media2.6 / 5News Sentiment1.69 News SentimentSmartFinancial has a news sentiment score of 1.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.01 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for SmartFinancial this week, compared to 2 articles on an average week. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, SmartFinancial insiders have bought 222.63% more of their company's stock than they have sold. Specifically, they have bought $40,380.00 in company stock and sold $12,516.00 in company stock.Percentage Held by InsidersOnly 7.68% of the stock of SmartFinancial is held by insiders.Percentage Held by Institutions58.78% of the stock of SmartFinancial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about SmartFinancial's insider trading history. Receive SMBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SmartFinancial and its competitors with MarketBeat's FREE daily newsletter. Email Address SMBK Stock News HeadlinesShomaker Appointed to SmartFinancial Board of DirectorsMarch 27 at 6:07 PM | businesswire.comWith 57% ownership of the shares, SmartFinancial, Inc. (NYSE:SMBK) is heavily dominated by institutional ownersMarch 6, 2025 | finance.yahoo.comNow I look stupid. Real stupid... I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. Because here we are, a quarter of a century later, almost to the exact day, and it’s happening again. March 30, 2025 | Porter & Company (Ad)Why SmartFinancial Inc (SMBK) is Skyrocketing So Far In 2025February 8, 2025 | msn.comSmartFinancial secures extension on revolving credit facilityJanuary 24, 2025 | msn.comSmartFinancial Full Year 2024 Earnings: Beats ExpectationsJanuary 24, 2025 | finance.yahoo.comSmartFinancial, Inc. (NASDAQ:SMBK) Q4 2024 Earnings Call TranscriptJanuary 24, 2025 | msn.comSmartFinancial price target raised to $42 from $36 at Raymond JamesJanuary 23, 2025 | markets.businessinsider.comSee More Headlines SMBK Stock Analysis - Frequently Asked Questions How have SMBK shares performed this year? SmartFinancial's stock was trading at $30.98 on January 1st, 2025. Since then, SMBK stock has increased by 0.7% and is now trading at $31.1920. View the best growth stocks for 2025 here. How were SmartFinancial's earnings last quarter? SmartFinancial, Inc. (NASDAQ:SMBK) announced its quarterly earnings data on Monday, October, 21st. The bank reported $0.54 earnings per share for the quarter, topping analysts' consensus estimates of $0.49 by $0.05. The bank had revenue of $73.10 million for the quarter, compared to analyst estimates of $42.32 million. SmartFinancial had a trailing twelve-month return on equity of 7.33% and a net margin of 12.67%. Who are SmartFinancial's major shareholders? SmartFinancial's top institutional investors include Vanguard Group Inc. (4.83%), Dimensional Fund Advisors LP (4.48%), Private Capital Management LLC (3.09%) and Cravens & Co Advisors LLC (2.65%). Insiders that own company stock include David Austin Ogle, William Young Jr Carroll, Geoffrey Alan Wolpert, Wesley Miller Welborn, Keith Edward Whaley, Gary Wayne Petty Jr, Cathy G Ackermann, Rhett D Jordan and John M Presley. View institutional ownership trends. How do I buy shares of SmartFinancial? Shares of SMBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of SmartFinancial own? Based on aggregate information from My MarketBeat watchlists, some other companies that SmartFinancial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and First Solar (FSLR). Company Calendar Last Earnings10/21/2024Record date for 2/18 Dividend1/31/2025Ex-Dividend for 2/18 Dividend1/31/2025Dividend Payable2/18/2025Today3/30/2025Next Earnings (Estimated)4/28/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:SMBK Previous SymbolOTCMKTS:CSBQ CIK1038773 Webwww.smartfinancialinc.com Phone(865) 437-5700FaxN/AEmployees550Year FoundedN/APrice Target and Rating Average Stock Price Target$30.70 High Stock Price Target$42.00 Low Stock Price Target$24.00 Potential Upside/Downside-1.6%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage5 Analysts Profitability EPS (Most Recent Fiscal Year)$2.14 Trailing P/E Ratio14.58 Forward P/E Ratio12.73 P/E GrowthN/ANet Income$36.14 million Net Margins12.67% Pretax Margin14.86% Return on Equity7.33% Return on Assets0.71% Debt Debt-to-Equity Ratio0.10 Current Ratio0.90 Quick Ratio0.90 Sales & Book Value Annual Sales$171.50 million Price / Sales3.10 Cash Flow$2.48 per share Price / Cash Flow12.60 Book Value$27.06 per share Price / Book1.15Miscellaneous Outstanding Shares17,018,000Free Float15,626,000Market Cap$530.83 million OptionableOptionable Beta0.67 Social Links 10 "Recession Proof" Stocks That Will Thrive in Any MarketWhich stocks are likely to thrive in today's challenging market? 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