First Bancshares (NASDAQ: FBMS) is a bank holding company headquartered in Southern Pines, North Carolina, operating through its principal subsidiary, First Bank. Founded in 1935, the company has grown from a single community bank in Havelock, North Carolina, into a regional financial institution serving customers across the Southeastern United States. First Bancshares focuses on delivering personalized banking solutions to individuals, small businesses, and corporations, emphasizing relationship-driven service and local decision-making.
The company’s core offerings include a broad range of commercial and consumer banking products such as checking and savings accounts, certificates of deposit, and digital banking services. First Bancshares also provides commercial and industrial lending, real estate financing, agriculture loans, and treasury management solutions. In addition, through its trust and wealth management division, the company offers investment advisory services, estate planning, retirement planning, and fiduciary administration. First Bancshares has expanded its product suite by integrating mortgage lending, insurance services, and specialized industry lending to address the diverse needs of its growing customer base.
First Bancshares has a presence throughout North Carolina, South Carolina, Virginia, Georgia, and Florida, operating branch offices in both metropolitan markets and rural communities. The company emphasizes community engagement, supporting local economic development and charitable initiatives. Led by President and Chief Executive Officer J. Paul Brown and a seasoned executive team, First Bancshares maintains a focus on disciplined growth, risk management, and fostering long-term client relationships. Its commitment to local markets, combined with a comprehensive financial platform, underscores its role as a trusted regional banking partner.
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