First National Financial (FN) Stock Price, News & Analysis

Company Overview

First National Financial Corp is the parent company of First National Financial LP, a Canadian originator, underwriter, and servicer of predominantly prime residential and commercial mortgages. The company controls its First National Mortgage Investment Fund, which manages economic exposure to a diversified portfolio of primarily commercial mezzanine mortgages. Most mortgages originated by First National are funded either by placement with institutional investors or through securitization conduits, in each case with retained servicing. In general, originations are allocated from one funding source to another depending on market conditions and strategic considerations related to maintaining diversified funding sources.

Key Stats

• Today's Range: C$39.85 to C$40.52
• 50-Day Range: C$38.95 to C$41.70
• 52-Week Range: C$35.15 to C$45.10
• Volume: 33,450 shs
• Average Volume: 32,273 shs
• Market Capitalization: C$2.40 billion
• P/E Ratio: 13.01
• Dividend Yield: 6.13%
• Price Target: C$43.17
• Consensus Rating: Hold

First National Financial Stock Analysis - MarketRank™

First National Financial scored higher than 39% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

First National Financial has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on 1 buy rating, 4 hold ratings, and no sell ratings.

Amount of Analyst Coverage

First National Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First National Financial is 13.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of First National Financial is 13.01, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 15.83.

Price to Earnings Growth Ratio

First National Financial has a PEG Ratio of 0.70. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

First National Financial has a P/B Ratio of 3.23. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for FN.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

First National Financial is a leading dividend payer. It pays a dividend yield of 7.33%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First National Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First National Financial is 79.78%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for FN.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 0.10

News Sentiment

First National Financial has a news sentiment score of 0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for First National Financial this week, compared to 2 articles on an average week.

Search Interest

Only 3 people have searched for FN on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, First National Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought C$1,280,390.00 in company stock and sold C$0.00 in company stock.

Percentage Held by Insiders

71.45% of the stock of First National Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 4.02% of the stock of First National Financial is held by institutions.

FN Stock Analysis - Frequently Asked Questions

How have FN shares performed this year?

First National Financial's stock was trading at C$40.34 on January 1st, 2025. Since then, FN shares have decreased by 1.0% and is now trading at C$39.95.
View the best growth stocks for 2025 here.

How were First National Financial's earnings last quarter?

First National Financial Co. (TSE:FN) issued its earnings results on Tuesday, October, 29th. The company reported $0.59 earnings per share for the quarter, missing the consensus estimate of $1.09 by $0.50. First National Financial had a trailing twelve-month return on equity of 24.41% and a net margin of 10.70%.

How do I buy shares of First National Financial?

Shares of FN stock and other Canadian stocks can be purchased through an online brokerage account. Popular online brokerages with access to the Canadian stock market include BMO InvestorLine, CIBC Investor's Edge, Desjardins Online Brokerage, HSBC InvestDirect, Laurentian Bank Discount Brokerage, National Bank Direct Brokerage, Qtrade Investor, Questrade, RBC Direct Investing, Scotia iTrade, TD Direct Investing, and Virtual Brokers.

What other stocks do shareholders of First National Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First National Financial investors own include TELUS (T), Toronto-Dominion Bank (TD), BCE (BCE), Bank of Nova Scotia (BNS), Enbridge (ENB), Canadian Imperial Bank of Commerce (CM) and Royal Bank of Canada (RY).

Company Calendar

• Last Earnings: 10/29/2024
• Ex-Dividend for 12/13 Dividend: 11/29/2024
• Dividend Payable: 12/13/2024
• Today: 3/10/2025

Industry, Sector and Symbol

• Stock Exchange: TSE
• Sector: Financial Services
• Industry: Mortgage Finance
• Sub-Industry: N/A
• Current Symbol: TSE:FN
• CIK: N/A
• Web: www.firstnational.ca
• Phone: +1-416-5931100
• Fax: N/A
• Employees: 1,772
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: C$43.17
• High Stock Price Target: C$45.00
• Low Stock Price Target: C$41.00
• Potential Upside/Downside: +8.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Most Recent Fiscal Year): C$3.07
• Trailing P/E Ratio: 13.01
• Forward P/E Ratio: 9.93
• P/E Growth: 0.7
• Net Income: C$185.07 million
• Net Margins: 10.70%
• Pretax Margin: N/A
• Return on Equity: 24.41%
• Return on Assets: 0.48%

Debt

• Debt-to-Equity Ratio: 6,183.40
• Current Ratio: N/A
• Quick Ratio: 10.11

Sales & Book Value

• Annual Sales: C$1.73 billion
• Price / Sales: 1.39
• Cash Flow: C$38.52 per share
• Price / Cash Flow: 1.04
• Book Value: C$12.36 per share
• Price / Book: 3.23

Miscellaneous

• Outstanding Shares: 60,116,202
• Free Float: N/A
• Market Cap: C$2.40 billion
• Optionable: Not Optionable
• Beta: 1.04