Payfare (PAY) Stock Price, News & Analysis

Company Overview

Payfare Inc is a global fintech company offering mobile banking, instant payment, and loyalty-reward solutions. Its financial technology platform is providing financial inclusion and empowerment to next-generation workers around the globe with a full-service mobile bank account and debit card with instant access to their earnings and relevant cash-back rewards. Some brands that use Payfare include Lyft, Uber, and DoorDash. Its geographical segments are Canada, the United States, and Mexico.

Key Stats

• Today's Range: C$3.77 to C$3.99
• 50-Day Range: C$2.07 to C$3.99
• 52-Week Range: C$1.76 to C$8.90
• Volume: 1.15 million shs
• Average Volume: 468,992 shs
• Market Capitalization: C$191.34 million
• P/E Ratio: 9.95
• Dividend Yield: N/A
• Price Target: C$4.00
• Consensus Rating: Moderate Buy

Payfare Stock Analysis - MarketRank™

Payfare scored higher than 6% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Payfare has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Payfare has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Payfare is 9.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of Payfare is 9.95, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 38.57.

Price to Book Value per Share Ratio

Payfare has a P/B Ratio of 2.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PAY.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Payfare does not currently pay a dividend.

Dividend Growth

Payfare does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PAY.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Payfare this week, compared to 1 article on an average week.

Search Interest

Only 3 people have searched for PAY on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

1 people have added Payfare to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Payfare insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.04% of the stock of Payfare is held by insiders.

Percentage Held by Institutions

Only 21.60% of the stock of Payfare is held by institutions.

PAY Stock Analysis - Frequently Asked Questions

How have PAY shares performed this year?

Payfare's stock was trading at C$3.84 at the start of the year. Since then, PAY stock has increased by 3.9% and is now trading at C$3.99.
View the best growth stocks for 2025 here.

How were Payfare's earnings last quarter?

Payfare Inc. (TSE:PAY) issued its earnings results on Wednesday, November, 6th. The company reported $0.13 earnings per share for the quarter, missing the consensus estimate of $0.16 by $0.03. Payfare had a trailing twelve-month return on equity of 24.35% and a net margin of 8.94%.

How do I buy shares of Payfare?

Shares of PAY stock and other Canadian stocks can be purchased through an online brokerage account. Popular online brokerages with access to the Canadian stock market include BMO InvestorLine, CIBC Investor's Edge, Desjardins Online Brokerage, HSBC InvestDirect, Laurentian Bank Discount Brokerage, National Bank Direct Brokerage, Qtrade Investor, Questrade, RBC Direct Investing, Scotia iTrade, TD Direct Investing, and Virtual Brokers.

What other stocks do shareholders of Payfare own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Payfare investors own include Meta Platforms (META), Whitecap Resources (WCP), Algonquin Power & Utilities (AQN), Bank of Nova Scotia (BNS), NVIDIA (NVDA), PayPal (PYPL) and Toronto-Dominion Bank (TD).

Company Calendar

• Last Earnings: 11/06/2024
• Today: 2/22/2025

Industry, Sector and Symbol

• Stock Exchange: TSE
• Sector: Computer and Technology
• Industry: Software - Infrastructure
• Sub-Industry: Business Services
• Current Symbol: TSE:PAY
• Previous Symbol: TSE:HDX
• CUSIP: N/A
• CIK: N/A
• Web: www.posera.com
• Phone: +1-519-7582460
• Fax: N/A
• Employees: 1,260
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: C$4.00
• High Stock Price Target: C$4.00
• Low Stock Price Target: C$4.00
• Potential Upside/Downside: +0.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): C$0.40
• Trailing P/E Ratio: 9.95
• Forward P/E Ratio: 23.25
• P/E Growth: N/A
• Net Income: C$19.18 million
• Net Margins: 8.94%
• Pretax Margin: N/A
• Return on Equity: 24.35%
• Return on Assets: 3.42%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 1.24
• Quick Ratio: 0.32

Sales & Book Value

• Annual Sales: C$214.59 million
• Price / Sales: 0.89
• Cash Flow: C$0.80 per share
• Price / Cash Flow: 5.02
• Book Value: C$1.80 per share
• Price / Book: 2.21

Miscellaneous

• Outstanding Shares: 47,955,663
• Free Float: N/A
• Market Cap: C$191.34 million
• Optionable: Not Optionable
• Beta: 1.80