What is Zacks Research's Estimate for SYF FY2026 Earnings?

Synchrony Financial (NYSE:SYF - Free Report) - Equities research analysts at Zacks Research upped their FY2026 earnings per share estimates for Synchrony Financial in a report released on Tuesday, December 17th. Zacks Research analyst K. Dey now anticipates that the financial services provider will post earnings per share of $7.12 for the year, up from their prior estimate of $7.11. The consensus estimate for Synchrony Financial's current full-year earnings is $6.51 per share.

Other equities research analysts also recently issued reports about the stock. The Goldman Sachs Group raised their price target on shares of Synchrony Financial from $64.00 to $72.50 and gave the company a "buy" rating in a research note on Tuesday, November 19th. Morgan Stanley upgraded shares of Synchrony Financial from an "underweight" rating to an "overweight" rating and raised their target price for the company from $40.00 to $82.00 in a research report on Thursday. JMP Securities reiterated a "market outperform" rating and set a $60.00 price target on shares of Synchrony Financial in a report on Monday, October 14th. Keefe, Bruyette & Woods raised their price objective on Synchrony Financial from $62.00 to $82.00 and gave the company an "outperform" rating in a report on Monday, December 9th. Finally, StockNews.com raised Synchrony Financial from a "hold" rating to a "buy" rating in a report on Wednesday, October 9th. Six research analysts have rated the stock with a hold rating, sixteen have issued a buy rating and one has assigned a strong buy rating to the stock. Based on data from MarketBeat, the stock currently has a consensus rating of "Moderate Buy" and an average target price of $63.63.

Synchrony Financial Price Performance

Synchrony Financial stock traded up $0.68 during midday trading on Thursday, reaching $64.27. The company's stock had a trading volume of 4,460,802 shares, compared to its average volume of 3,925,341. The company has a current ratio of 1.25, a quick ratio of 1.25 and a debt-to-equity ratio of 1.06. The stock has a market cap of $25.02 billion, a PE ratio of 8.39, a price-to-earnings-growth ratio of 0.82 and a beta of 1.63. Synchrony Financial has a 52 week low of $35.29 and a 52 week high of $69.39. The business has a 50-day moving average price of $62.37 and a 200-day moving average price of $52.75.

Synchrony Financial (NYSE:SYF - Get Free Report) last issued its earnings results on Wednesday, October 16th. The financial services provider reported $1.94 earnings per share for the quarter, beating analysts' consensus estimates of $1.77 by $0.17. Synchrony Financial had a return on equity of 16.64% and a net margin of 13.98%. The firm had revenue of $3.81 billion for the quarter, compared to the consensus estimate of $3.76 billion. During the same quarter last year, the business posted $1.48 EPS. The company's revenue was up 9.8% compared to the same quarter last year.

Institutional Trading of Synchrony Financial

Several large investors have recently made changes to their positions in SYF. Wealth Enhancement Advisory Services LLC grew its position in Synchrony Financial by 31.5% in the 2nd quarter. Wealth Enhancement Advisory Services LLC now owns 19,768 shares of the financial services provider's stock valued at $933,000 after purchasing an additional 4,732 shares during the period. Envestnet Portfolio Solutions Inc. grew its holdings in shares of Synchrony Financial by 73.2% during the second quarter. Envestnet Portfolio Solutions Inc. now owns 10,144 shares of the financial services provider's stock valued at $479,000 after buying an additional 4,287 shares during the last quarter. Blue Trust Inc. increased its position in shares of Synchrony Financial by 134.4% during the second quarter. Blue Trust Inc. now owns 2,004 shares of the financial services provider's stock worth $86,000 after acquiring an additional 1,149 shares in the last quarter. Nisa Investment Advisors LLC raised its holdings in shares of Synchrony Financial by 53.8% in the 2nd quarter. Nisa Investment Advisors LLC now owns 69,715 shares of the financial services provider's stock worth $3,290,000 after acquiring an additional 24,375 shares during the last quarter. Finally, Fifth Third Bancorp lifted its position in Synchrony Financial by 0.9% in the 2nd quarter. Fifth Third Bancorp now owns 38,601 shares of the financial services provider's stock valued at $1,822,000 after acquiring an additional 354 shares in the last quarter. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Insider Transactions at Synchrony Financial

In related news, insider Curtis Howse sold 21,934 shares of the stock in a transaction on Friday, November 1st. The shares were sold at an average price of $55.13, for a total transaction of $1,209,221.42. Following the transaction, the insider now directly owns 99,743 shares of the company's stock, valued at $5,498,831.59. This represents a 18.03 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Jonathan S. Mothner sold 34,163 shares of Synchrony Financial stock in a transaction on Friday, November 15th. The shares were sold at an average price of $64.99, for a total transaction of $2,220,253.37. Following the completion of the sale, the insider now directly owns 127,587 shares of the company's stock, valued at approximately $8,291,879.13. This trade represents a 21.12 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Corporate insiders own 0.33% of the company's stock.

Synchrony Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Friday, November 15th. Stockholders of record on Monday, November 4th were given a $0.25 dividend. This represents a $1.00 annualized dividend and a dividend yield of 1.56%. The ex-dividend date was Monday, November 4th. Synchrony Financial's dividend payout ratio (DPR) is presently 13.05%.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.