PRA Group (PRAA) Stock Price, News & Analysis

Company Overview

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit card accounts, private label and other credit card accounts, personal loans, automobile loans, and small business loans from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Key Stats

• Today's Range: $16.47 to $17.70
• 50-Day Range: $16.25 to $23.95
• 52-Week Range: $15.94 to $28.64
• Volume: 108,191 shs
• Average Volume: 243,219 shs
• Market Capitalization: $656.26 million
• P/E Ratio: 9.28
• Dividend Yield: N/A
• Price Target: $32.00
• Consensus Rating: Buy

PRA Group Stock Analysis - MarketRank™

PRA Group scored higher than 79% of companies evaluated by MarketBeat, and ranked 358th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

PRA Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

PRA Group has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 19.05%

Earnings Growth

Earnings for PRA Group are expected to grow by 19.05% in the coming year, from $2.10 to $2.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PRA Group is 9.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.36.

Price to Earnings Ratio vs. Sector

The P/E ratio of PRA Group is 9.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.64.

Price to Book Value per Share Ratio

PRA Group has a P/B Ratio of 0.55. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.85% of the float of PRA Group has been sold short.

Short Interest Ratio / Days to Cover

PRA Group has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PRA Group has recently increased by 22.38%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PRA Group does not currently pay a dividend.

Dividend Growth

PRA Group does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.85% of the float of PRA Group has been sold short.

Short Interest Ratio / Days to Cover

PRA Group has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PRA Group has recently increased by 22.38%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.72

News Sentiment

PRA Group has a news sentiment score of 0.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for PRA Group this week, compared to 3 articles on an average week.

MarketBeat Follows

1 people have added PRA Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PRA Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.00% of the stock of PRA Group is held by insiders.

Percentage Held by Institutions

97.22% of the stock of PRA Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PRAA Stock Analysis - Frequently Asked Questions

How have PRAA shares performed this year?

PRA Group's stock was trading at $20.89 on January 1st, 2025. Since then, PRAA shares have decreased by 20.0% and is now trading at $16.72.
View the best growth stocks for 2025 here.

How were PRA Group's earnings last quarter?

PRA Group, Inc. (NASDAQ:PRAA) issued its quarterly earnings results on Wednesday, February, 19th. The business services provider reported $0.47 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.45 by $0.02. The business services provider had revenue of $293.23 million for the quarter, compared to analysts' expectations of $275.81 million. PRA Group had a trailing twelve-month return on equity of 5.16% and a net margin of 6.33%.
Read the conference call transcript.

Who are PRA Group's major shareholders?

PRA Group's top institutional investors include Assenagon Asset Management S.A. (1.03%), Rhumbline Advisers (0.29%), GAMMA Investing LLC (0.04%) and SG Americas Securities LLC (0.04%). Insiders that own company stock include Kevin P Stevenson, Vikram A Atal, Steven D Fredrickson, Marjorie Mary Connelly, Brett Lee Paschke and Geir Olsen.
View institutional ownership trends.

How do I buy shares of PRA Group?

Shares of PRAA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of PRA Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PRA Group investors own include Tesla (TSLA), Meta Platforms (META), Alphabet (GOOG), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 2/19/2025
• Today: 4/16/2025
• Next Earnings (Estimated): 5/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Short - term business credit
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:PRAA
• CIK: 1185348
• Web: www.pragroup.com
• Phone: (888) 772-7326
• Fax: 757-518-0901
• Employees: 3,280
• Year Founded: 1996

Price Target and Rating

• Average Stock Price Target: $32.00
• High Stock Price Target: $33.00
• Low Stock Price Target: $31.00
• Potential Upside/Downside: +91.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.79
• Trailing P/E Ratio: 9.34
• Forward P/E Ratio: 7.96
• P/E Growth: N/A
• Net Income: $-83,480,000.00
• Net Margins: 6.33%
• Pretax Margin: 9.83%
• Return on Equity: 5.16%
• Return on Assets: 1.32%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.17
• Quick Ratio: 1.19

Sales & Book Value

• Annual Sales: $1.12 billion
• Price / Sales: 0.59
• Cash Flow: $1.38 per share
• Price / Cash Flow: 12.13
• Book Value: $30.27 per share
• Price / Book: 0.55

Miscellaneous

• Outstanding Shares: 39,510,000
• Free Float: 38,638,000
• Market Cap: $660.61 million
• Optionable: Optionable
• Beta: 1.52