ASA International Group (ASAI) Competitors

Vanquis Banking Group (LON:PFG) and ASA International Group (LON:ASAI) are both small-cap credit services industry companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, risk, earnings, dividends, valuation, analyst recommendations, institutional ownership and media sentiment.

Do institutionals and insiders have more ownership in PFG or ASAI?

84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 7.3% of ASA International Group shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by insiders. Comparatively, 21.2% of ASA International Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is PFG or ASAI a better dividend stock?

Vanquis Banking Group pays an annual dividend of GBX 17 per share. ASA International Group pays an annual dividend of GBX 6 per share and has a dividend yield of 4.0%. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ASA International Group pays out 1.6% of its earnings in the form of a dividend. ASA International Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better valuation and earnings, PFG or ASAI?

ASA International Group has higher revenue and earnings than Vanquis Banking Group. Vanquis Banking Group is trading at a lower price-to-earnings ratio than ASA International Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A
ASA International Group	£6.56B	0.03	£611.58M	£378.15	0.40

Which has more risk and volatility, PFG or ASAI?

Vanquis Banking Group has a beta of 1.5, suggesting that its share price is 50% more volatile than the S&P 500. Comparatively, ASA International Group has a beta of 1.69, suggesting that its share price is 69% more volatile than the S&P 500.

Does the media refer more to PFG or ASAI?

In the previous week, Vanquis Banking Group and Vanquis Banking Group both had 1 articles in the media. Vanquis Banking Group's average media sentiment score of 0.00 equaled ASA International Group'saverage media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Vanquis Banking Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
ASA International Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is PFG or ASAI more profitable?

ASA International Group has a net margin of 9.32% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat ASA International Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	8.73%	17.19%	4.14%
ASA International Group	9.32%	11.86%	3.82%

Summary

ASA International Group beats Vanquis Banking Group on 8 of the 12 factors compared between the two stocks.