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International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 138.60 -10.60 (-7.10%)
As of 12:00 PM Eastern

IPF vs. SPI, ESP, RTN, APH, SGM, MSI, MCP, BERI, AMAT, and STM

Should you be buying International Personal Finance stock or one of its competitors? The main competitors of International Personal Finance include Spire Healthcare Group (SPI), Empiric Student Property (ESP), The Restaurant Group (RTN), Alliance Pharma (APH), Sigma Capital Group (SGM), MS INTERNATIONAL (MSI), Martin Currie Asia Unconstrand Trust (MCP), BlackRock Energy and Resources (BERI), Amati AIM VCT (AMAT), and STM Group (STM). These companies are all part of the "electronic equipment" industry.

International Personal Finance vs.

Spire Healthcare Group (LON:SPI) and International Personal Finance (LON:IPF) are both small-cap medical companies, but which is the better investment? We will compare the two businesses based on the strength of their community ranking, risk, dividends, profitability, earnings, analyst recommendations, institutional ownership, valuation and media sentiment.

50.4% of Spire Healthcare Group shares are owned by institutional investors. Comparatively, 91.6% of International Personal Finance shares are owned by institutional investors. 34.7% of Spire Healthcare Group shares are owned by company insiders. Comparatively, 8.9% of International Personal Finance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, Spire Healthcare Group had 2 more articles in the media than International Personal Finance. MarketBeat recorded 4 mentions for Spire Healthcare Group and 2 mentions for International Personal Finance. International Personal Finance's average media sentiment score of 0.67 beat Spire Healthcare Group's score of 0.03 indicating that International Personal Finance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Spire Healthcare Group
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
International Personal Finance
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Spire Healthcare Group pays an annual dividend of GBX 3 per share and has a dividend yield of 1.6%. International Personal Finance pays an annual dividend of GBX 11 per share and has a dividend yield of 7.9%. Spire Healthcare Group pays out 42.7% of its earnings in the form of a dividend. International Personal Finance pays out 53.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Spire Healthcare Group has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, International Personal Finance has a beta of 1.33, suggesting that its share price is 33% more volatile than the S&P 500.

Spire Healthcare Group presently has a consensus target price of GBX 314.67, suggesting a potential upside of 72.70%. Given Spire Healthcare Group's higher possible upside, equities research analysts clearly believe Spire Healthcare Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Spire Healthcare Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
International Personal Finance
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

International Personal Finance has a net margin of 6.45% compared to Spire Healthcare Group's net margin of 1.96%. International Personal Finance's return on equity of 9.98% beat Spire Healthcare Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Spire Healthcare Group1.96% 3.82% 3.73%
International Personal Finance 6.45%9.98%8.81%

International Personal Finance has lower revenue, but higher earnings than Spire Healthcare Group. International Personal Finance is trading at a lower price-to-earnings ratio than Spire Healthcare Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Spire Healthcare Group£1.44B0.51£28.15M£7.0325.93
International Personal Finance£695.42M0.43£44.87M£20.646.71

International Personal Finance received 24 more outperform votes than Spire Healthcare Group when rated by MarketBeat users. Likewise, 66.09% of users gave International Personal Finance an outperform vote while only 60.96% of users gave Spire Healthcare Group an outperform vote.

CompanyUnderperformOutperform
Spire Healthcare GroupOutperform Votes
356
60.96%
Underperform Votes
228
39.04%
International Personal FinanceOutperform Votes
380
66.09%
Underperform Votes
195
33.91%

Summary

International Personal Finance beats Spire Healthcare Group on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£301.21M£257.29M£3.96B£2.41B
Dividend Yield8.35%7.46%4.19%4.95%
P/E Ratio6.7121.0915.65127.76
Price / Sales0.4386.401,582.71257,920.03
Price / Cash3.7715.1348.9727.87
Price / Book0.683.193.274.33
Net Income£44.87M£54.69M£1.28B£5.76B
7 Day Performance-9.11%-2.15%3.74%2.06%
1 Month Performance6.62%-3.30%2.30%0.75%
1 Year Performance27.16%24.54%6.68%92.68%

International Personal Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
N/AGBX 138.60
-7.1%
N/A+35.6%£301.21M£695.42M6.716,230News Coverage
SPI
Spire Healthcare Group
2.1766 of 5 stars
GBX 182.80
+3.0%
GBX 314.67
+72.1%
-17.3%£734.07M£1.44B26.02420
ESP
Empiric Student Property
N/AGBX 85.60
+0.4%
N/A-6.7%£567.02M£89.58M9.61150News Coverage
Positive News
High Trading Volume
RTN
The Restaurant Group
N/AN/AN/AN/A£499.23M£927M-1,080.0064,000
APH
Alliance Pharma
2.4206 of 5 stars
GBX 64.10
flat
GBX 6,250
+9,650.4%
+69.8%£347.07M£183.50M-10.3391,000News Coverage
SGM
Sigma Capital Group
N/AN/AN/AN/A£181.35M£10.60M54.5948,300
MSI
MS INTERNATIONAL
N/AGBX 1,004.80
0.0%
N/A+16.8%£159.47M£107.14M14.01455News Coverage
MCP
Martin Currie Asia Unconstrand Trust
N/AN/AN/AN/A£145.58M£6.14M43.1321,000
BERI
BlackRock Energy and Resources
N/AGBX 114
+0.9%
N/A-9.0%£135.21M£25.44M5.99N/ANews Coverage
AMAT
Amati AIM VCT
N/AGBX 67
-0.7%
N/A-22.5%£98.36M£-5,647,748.73-9.2133,000News Coverage
High Trading Volume
STM
STM Group
N/AN/AN/AN/A£35.53M£30.06M3,075.0048,300
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This page (LON:IPF) was last updated on 4/4/2025 by MarketBeat.com Staff
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