LendInvest (LINV) Competitors

LendInvest (LON:LINV) and OSB Group (LON:OSB) are both small-cap financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, risk, institutional ownership, analyst recommendations, earnings, dividends and community ranking.

Does the media prefer LINV or OSB?

In the previous week, OSB Group had 4 more articles in the media than LendInvest. MarketBeat recorded 4 mentions for OSB Group and 0 mentions for LendInvest. OSB Group's average media sentiment score of 0.68 beat LendInvest's score of 0.00 indicating that OSB Group is being referred to more favorably in the news media.

Company	Overall Sentiment
LendInvest	Neutral
OSB Group	Positive

Do institutionals and insiders have more ownership in LINV or OSB?

13.5% of LendInvest shares are owned by institutional investors. Comparatively, 67.9% of OSB Group shares are owned by institutional investors. 75.1% of LendInvest shares are owned by company insiders. Comparatively, 0.9% of OSB Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is LINV or OSB a better dividend stock?

LendInvest pays an annual dividend of GBX 5 per share and has a dividend yield of 18.2%. OSB Group pays an annual dividend of GBX 33 per share and has a dividend yield of 7.6%. LendInvest pays out -34.6% of its earnings in the form of a dividend. OSB Group pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LendInvest is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has preferable earnings & valuation, LINV or OSB?

OSB Group has higher revenue and earnings than LendInvest. LendInvest is trading at a lower price-to-earnings ratio than OSB Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendInvest	£43.43M	0.89	-£20.30M	-£14.47	-1.89
OSB Group	£1.36B	1.19	£370.52M	£100.33	4.35

Which has more risk and volatility, LINV or OSB?

LendInvest has a beta of 0.2, meaning that its share price is 80% less volatile than the S&P 500. Comparatively, OSB Group has a beta of 1.41, meaning that its share price is 41% more volatile than the S&P 500.

Does the MarketBeat Community believe in LINV or OSB?

OSB Group received 487 more outperform votes than LendInvest when rated by MarketBeat users. However, 100.00% of users gave LendInvest an outperform vote while only 75.38% of users gave OSB Group an outperform vote.

Company	Underperform	Outperform
LendInvest	Outperform Votes 6 100.00%	Underperform Votes No Votes
OSB Group	Outperform Votes 493 75.38%	Underperform Votes 161 24.62%

Do analysts prefer LINV or OSB?

OSB Group has a consensus target price of GBX 590, suggesting a potential upside of 35.14%. Given OSB Group's stronger consensus rating and higher possible upside, analysts plainly believe OSB Group is more favorable than LendInvest.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendInvest	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
OSB Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is LINV or OSB more profitable?

OSB Group has a net margin of 27.26% compared to LendInvest's net margin of -46.74%. OSB Group's return on equity of 18.78% beat LendInvest's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendInvest	-46.74%	-31.70%	-2.16%
OSB Group	27.26%	18.78%	1.35%

Summary

OSB Group beats LendInvest on 16 of the 20 factors compared between the two stocks.